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Longview, Texas CD Rates – 3-Year

You are viewing rates from banks across Longview





Below are three-year CD Rates from banks in Longview, Texas. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Longview, TX - August 1, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.10% → 4.00% → 3.75% → 3.60% → 3.50%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.07% → 3.71% → 3.51% → 3.35%

Rate History: 1.00% → 2.47% → 3.14%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.41%

$100,000

24.47

Learn More

Rate History: 1.00% → 1.40% → 2.25% → 1.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

1.31%

$10,000

24.47

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1.26%

$10,000

2.90

Learn More

| Mar 19, 2021

... Read More

1.01%

$10,000

19.61

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0.91%

$100,000

4.91

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0.85%

$1,000

-

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0.76%

$10,000

4.91

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.75%

$10,000

22.01

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0.70%

$10,000

20.85

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.60%

$10,000

20.59

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0.60%

$10,000

19.12

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0.50%

$10,000

3.00

Learn More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.35%

$10,000

11.37

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.06%

$1,000

11.22

Learn More

Rate History: 0.03% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Longview, TX - August 1, 2025


Branch Street City State
Capital One, National Association
Gladewater Drive-In Branch
102 East Quitman Gladewater TX
Texas Bank
Downtown Henderson Branch
605 S. Main Henderson TX
Southside Bank
Longview Super One Branch
2301 W Loop 281 Longview TX
VeraBank, National Association
Overton Branch
307 South Commerce Overton TX
VeraBank, National Association
Overton Branch
307 South Commerce Overton TX
VeraBank, National Association
Overton Branch
307 South Commerce Overton TX
Southside Bank
Longview Super One Branch
2301 W Loop 281 Longview TX
JPMorgan Chase Bank, National Association
Gilmer Rd Branch
1720 W Loop 281 Longview TX
Henderson Federal Savings Bank
Henderson Federal Savings Bank Branch
130 North Marshall Street Henderson TX
Woodforest National Bank
0769 Longview Wal-Mart Branch
2440 Gilmer Road Longview TX
Henderson Federal Savings Bank
Henderson Federal Savings Bank Branch
130 North Marshall Street Henderson TX
Texas National Bank of Jacksonville
Longview Branch
612 East Hawkins Parkway Longview TX
Texana Bank, National Association
Texana Bank - Spring Hill Branch
3814 Gilmer Rd. Longview TX
Gilmer National Bank, Gilmer, Texas
Gilmer National Bank, Gilmer, Texas Branch
713 Us Highway 271 N Gilmer TX
Spring Hill State Bank
Spring Hill State Bank Branch
3700 Gilmer Road Longview TX
Spring Hill State Bank
Spring Hill State Bank Branch
3700 Gilmer Road Longview TX
Prosperity Bank
Gilmer Branch
218 West Cass Street Gilmer TX
Texas Heritage National Bank
Nbd Ore City Branch
Hwy 259 Ore City TX
Austin Bank, Texas National Association
Big Sandy Branch
Highway 80 Big Sandy TX
Prosperity Bank
Gilmer Branch
218 West Cass Street Gilmer TX
Texas Bank and Trust Company
Overton Branch
115 East Henderson Overton TX
The First National Bank of East Texas
The First National Bank Of Gilmer Branch
206 Us Highway 271 N Gilmer TX
Guaranty Bank & Trust, N.A.
Longview Branch
200 W. Hawkins Parkway Longview TX
Prosperity Bank
Gilmer Branch
218 West Cass Street Gilmer TX
The First National Bank of Hughes Springs
Liberty City Branch
5228 Fm 1252 West Kilgore TX
Citizens Bank
Citizens Bank Branch
301 E Main Street Kilgore TX
Regions Bank
Kilgore Branch
910 N. Kilgore Street Kilgore TX
Regions Bank
Kilgore Branch
910 N. Kilgore Street Kilgore TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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