Arizona

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Avondale, Arizona CD Rates – 6-Month

You are viewing rates from banks across Avondale





Below are the best six-month CD Rates from banks with branches in Avondale, Arizona . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Avondale, AZ - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.60% → 4.50% → 4.40% → 4.35% → 4.25%

| Apr 19, 2023

This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.64% → 4.29% → 4.18% → 4.08% → 3.83%

Rate History: 3.83% → 3.83%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.85% → 4.15% → 4.00% → 3.70% → 3.60%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.30%

$10,000

15.85

Learn More

0.25%

$100,000

12.49

Learn More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| Aug 30, 2017

Excellent bank with a friendly helpful staff Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

0.25%

$100,000

13.39

Learn More

| Nov 10, 2023

Just found out after submitting all my personal information: "Western also allows one free outgoing wire per month." "External transfers from Western State Bank Online Banking: After 60 days you will h... Read More

0.20%

$10,000

16.00

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$10,000

13.39

Learn More

0.20%

$10,000

12.49

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

Rate History: 0.15% → 0.15%

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

0.15%

$10,000

15.25

Learn More

| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Avondale, AZ - August 1, 2025


Branch Street City State
Comerica Bank
Goodyear-Estrella Falls Mall Banking Branch
1831 North Pebble Creek Parkway Goodyear AZ
KS StateBank
Phoenix Bank Branch
3877 North 7th Street, Suite 150 Phoenix AZ
Johnson Bank
Deer Valley Branch
1902 West Parkside Lane Phoenix AZ
Republic Bank of Arizona
Republic Bank Of Arizona Branch
645 E. Missouri Avenue, Suite 108 Phoenix AZ
Bank of America, National Association
Yuma And Cotton Branch
827 S Cotton Lane Goodyear AZ
FirstBank
Greenway And Cotton Branch
17063 West Greenway Road Surprise AZ
Zions Bank
Buckeye Branch
219 North Fourth Street Buckeye AZ
BOKF, National Association
West Camelback And 101 Branch
9545 W. Camelback Phoenix AZ
Wells Fargo Bank, National Association
Sun City Grand Branch
19450 N. Sunrise Boulevard Surprise AZ
JPMorgan Chase Bank, National Association
Buckeye Branch
402 Monroe Avenue Buckeye AZ
Bankers Trust Company
Bankers Trust Phoenix Branch
2525 East Camelback Phoenix AZ
First International Bank & Trust
Camelback Branch
2231 East Camelback Road Phoenix AZ
First National Bank Texas
Swm - Surprise - Rc 913 Branch
14111 North Prassada Gateway Avenue Surprise AZ
MidFirst Bank
Cotton And Bell Branch
16976 West Bell Road Surprise AZ
Enterprise Bank & Trust
Camelback Branch
3900 E Camelback Rd Phoenix AZ
Academy Bank, National Association
El Mirage Branch
12900 W. Thunderbird El Mirage AZ
First Fidelity Bank
Arrowhead Office Branch
17235 North 75th Avenue, Suite 100 Glendale AZ
Western Alliance Bank
Phoenix Plaza Branch
2901 N. Central Ave., Ste. 100 Phoenix AZ
Western State Bank
Sun City Branch
10050 West Bell Road Sun City AZ
TrustBank
Phoenix Az Branch
2375 East Camelback Road, Suite 155 Phoenix AZ
UMB Bank, National Association
Gateway Branch
1675 North 95th Lane Phoenix AZ
Western Alliance Bank
Phoenix Plaza Branch
2901 N. Central Ave., Ste. 100 Phoenix AZ
First National Bank Texas
Swm - Surprise - Rc 913 Branch
14111 North Prassada Gateway Avenue Surprise AZ
Armed Forces Bank, National Association
Luke Air Force Base Branch
13877 W Thunderbird St Glendale AZ
Washington Federal Bank
Palm Valley Branch
1744 N Litchfield Road Goodyear AZ
West Valley National Bank
West Valley National Bank Branch
111 E. Monroe Avenue, Suite 100 Buckeye AZ
Parkway Bank and Trust Company
Surprise Branch
15413 West Bell Road Surprise AZ
Comerica Bank
Goodyear-Estrella Falls Mall Banking Branch
1831 North Pebble Creek Parkway Goodyear AZ
BMO Bank National Association
Buckeye Valley Branch
1160 South Watson Road Buckeye AZ
U.S. Bank National Association
Buckeye Fry's Branch
1300 South Watson Road Buckeye AZ
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company Branch
9633 S. 48th Street Phoenix AZ


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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