Georgia

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Auburn, Georgia CD Rates – 6-Month

You are viewing rates from banks across Auburn





Below are the best six-month CD Rates from banks with branches in Auburn, Georgia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Auburn, GA - August 7, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

7-Month CD.
Rate History: 4.75% → 4.50% → 4.30% → 4.50% → 4.45%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.35% → 4.00% → 4.15% → 4.40% → 4.35%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

4.25%

$1,000

16.37

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Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Mar 29, 2021

I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More

0.50%

$10,000

18.18

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0.45%

$10,000

24.92

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| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$1,000

19.30

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

6.94

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

6.53

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0.15%

$10,000

19.05

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.10%

$10,000

19.91

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.05%

$10,000

18.10

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Auburn, GA - August 7, 2025


Branch Street City State
Regions Bank
South Forsyth Branch
445 Peachtree Parkway Cumming GA
Finworth, a division of InsBank
Cumming Branch
505 Peachtree Parkway Cumming GA
Loyal Trust Bank
Loyal Trust Bank Branch
11675 Medlock Bridge Road Johns Creek GA
Regions Bank
South Forsyth Branch
445 Peachtree Parkway Cumming GA
Fifth Third Bank, National Association
Johns Creek Financial Center Branch
11033 Medlock Bridge Rd. Duluth GA
Bank of America, National Association
Medlock Abbotts Bridge Branch
10950 Medlock Bridge Road Duluth GA
Woodforest National Bank
8225 Duluth Georgia Walmart Branch
2635 Pleasant Hill Road Duluth GA
JPMorgan Chase Bank, National Association
Hairston Village Branch
933 N Hairston Rd, Ste 1 Stone Mountain GA
Oconee State Bank
Bogart Branch
2441 Monroe Highway Bogart GA
First IC Bank
Johns Creek Branch
10820 Abbotts Bridge Road Duluth GA
Bank of Madison
Social Circle Branch
1281 North Cherokee Road Social Circle GA
Metro City Bank
Johns Creek Branch
10820 Abbotts Bridge Road, Suite 140 Johns Creek GA
Pinnacle Bank
Gainesville Branch
311 Green Street Nw, Suite 100 Gainesville GA
Shinhan Bank America
Duluth Branch
2170 Pleasant Hill Road Duluth GA
Northeast Georgia Bank
Braselton Branch
5045 Highway 53 Braselton GA
First American Bank and Trust Company
First Piedmont Bank Branch
65 East May Street Winder GA
Peach State Bank & Trust
Messenger Service Branch
325 Washington Street Gainesville GA
Renasant Bank
Johns Creek Branch
11655 Medlock Bridge Road Johns Creek GA
The Citizens Bank of Georgia
The Citizens Bank Of Forsyth County Branch
651 Veterans Memorial Boulevard Cumming GA
East West Bank
Park Village Branch
2540 Pleasant Hill Road Duluth GA
First Century Bank, National Association
First Century Bank, National Association Branch
807 Dorsey Street Gainesville GA
East West Bank
Park Village Branch
2540 Pleasant Hill Road Duluth GA
Bank OZK
Cumming Branch
505 Peachtree Parkway Cumming GA
PNC Bank, National Association
Norcross Peachtree Industrial Branch
4875 Peachtree Industrial Blvd Norcross GA
First-Citizens Bank & Trust Company
Norcross Branch
1725 Indian Trail Road Norcross GA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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