Georgia

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Fort Oglethorpe, Georgia CD Rates – 6-Month

You are viewing rates from banks across Fort Oglethorpe

 

Below are the best six-month CD Rates from banks with branches in Fort Oglethorpe, Georgia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Fort Oglethorpe, GA - July 5, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.50%

$100,000

16.97

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0.50%

$10,000

18.70

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0.45%

$1,000

15.18

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0.40%

$500

15.47

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0.40%

$10,000

16.97

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| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

0.25%

$10,000

1.92

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| Dec 30, 2018

Garden14 Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fort Oglethorpe, GA - July 5, 2025


Branch Street City State
Regions Bank
Regions Bank Branch
710 North Main Street La Fayette GA
Regions Bank
Regions Bank Branch
710 North Main Street La Fayette GA
Bank of America, National Association
Dalton Branch
300 South Thornton Avenue Dalton GA
Wells Fargo Bank, National Association
Lafayette Branch
303 South Main Street La Fayette GA
The Bank of LaFayette, Georgia
The Bank Of La Fayette, Georgia Branch
101 West Patton Street La Fayette GA
First National Community Bank
Dalton Office Branch
362 Northgate Drive Dalton GA
Bank of Dade
Drive-In Branch
4995 Hwy 136 West Trenton GA
Citizens Bank & Trust, Inc.
Citizens Bank & Trust, Inc. Branch
12255 South Main Street Trenton GA
The Bank of LaFayette, Georgia
The Bank Of La Fayette, Georgia Branch
101 West Patton Street La Fayette GA
Builtwell Bank
Lafayette Branch
2329 N. Main St La Fayette GA
FirstBank
Fort Oglethorpe Branch
3610 Battlefield Parkway Fort Oglethorpe GA
First Horizon Bank
Ft Oglethorpe Office Branch
1409 Dietz Road Ringgold GA
Bank OZK
Bank Of The Ozarks Branch
1378 Dug Gap Road Dalton GA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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