Georgia

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Fort Oglethorpe, Georgia CD Rates – 18-Month

You are viewing rates from banks across Fort Oglethorpe

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Fort Oglethorpe, Georgia . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Fort Oglethorpe, GA - July 5, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.65%

$10,000

18.70

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0.60%

$500

15.47

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0.60%

$1,000

15.18

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0.35%

$10,000

1.92

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| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fort Oglethorpe, GA - July 5, 2025


Branch Street City State
Wells Fargo Bank, National Association
Lafayette Branch
303 South Main Street La Fayette GA
First National Community Bank
Dalton Office Branch
362 Northgate Drive Dalton GA
Citizens Bank & Trust, Inc.
Citizens Bank & Trust, Inc. Branch
12255 South Main Street Trenton GA
Bank of Dade
Drive-In Branch
4995 Hwy 136 West Trenton GA
FirstBank
Fort Oglethorpe Branch
3610 Battlefield Parkway Fort Oglethorpe GA
Builtwell Bank
Lafayette Branch
2329 N. Main St La Fayette GA
Regions Bank
Regions Bank Branch
710 North Main Street La Fayette GA
Bank of America, National Association
Dalton Branch
300 South Thornton Avenue Dalton GA
Regions Bank
Regions Bank Branch
710 North Main Street La Fayette GA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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