Iowa

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Muscatine, Iowa CD Rates – 6-Month

You are viewing rates from banks across Muscatine





Below are the best six-month CD Rates from banks with branches in Muscatine, Iowa . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Muscatine, IA - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.14% → 0.18% → 5.50% → 5.30% → 5.06%

| Nov 2, 2020

Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More

Rate History: 0.01% → 4.50%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 1.50% → 5.09% → 4.68% → 4.47% → 4.04%

Rate History: 4.91% → 4.86% → 4.81% → 4.70% → 3.99%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.90%

$100,000

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0.90%

$10,000

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0.85%

$50,000

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0.80%

$10,000

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| Apr 13, 2015

Does this bank accept deposits from California residents? Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$100,000

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0.70%

$10,000

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0.70%

$1,000

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0.66%

$1,000

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0.65%

$10,000

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0.63%

$10,000

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0.61%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$100,000

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0.60%

$60,000

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0.60%

$10,000

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0.59%

$150,000

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0.55%

$10,000

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0.55%

$100,000

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0.55%

$10,000

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0.55%

$10,000

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| Feb 4, 2021

Yes Read More

0.55%

$10,000

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0.54%

$100,000

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0.52%

$35,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$25,000

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0.50%

$100,000

-

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0.50%

$10,000

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$100,000

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0.50%

$10,000

-

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0.50%

$100,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$100,000

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0.50%

$10,000

-

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$25,000

-

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0.49%

$10,000

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0.49%

$1,000

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0.47%

$1,000

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0.46%

$100,000

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0.45%

$10,000

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| Jun 25, 2020

If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More

0.45%

$10,000

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0.45%

$2,500

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

-

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0.45%

$10,000

-

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0.45%

$10,000

-

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| Feb 4, 2021

Yes Read More

0.45%

$10,000

-

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0.45%

$500

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0.45%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$100,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$100,000

-

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0.40%

$10,000

-

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0.40%

$2,500

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$500

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$100,000

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0.40%

$100,000

-

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0.40%

$10,000

-

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0.36%

$10,000

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0.35%

$25,000

-

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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| Jun 25, 2020

If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More

0.35%

$10,000

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0.35%

$500

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

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0.35%

$10,000

-

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0.35%

$1,500

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0.35%

$100,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$50,000

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0.34%

$10,000

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0.32%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$100,000

-

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0.30%

$10,000

-

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0.30%

$1,000

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0.30%

$10,000

-

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0.30%

$500

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0.30%

$10,000

-

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0.30%

$250

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$100,000

-

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0.30%

$1,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$100,000

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.29%

$10,000

-

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0.25%

$10,000

-

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0.25%

$100,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$500

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$2,500

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$100,000

-

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0.25%

$10,000

-

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0.25%

$100,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$1,000

-

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0.25%

$10,000

-

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0.25%

$100,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.24%

$2,500

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0.22%

$10,000

-

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0.20%

$10,000

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$1,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$500

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$100,000

-

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0.20%

$10,000

-

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0.20%

$100,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$100,000

-

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0.20%

$10,000

-

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0.20%

$100,000

-

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0.20%

$1,000

-

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0.19%

$10,000

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0.16%

$10,000

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0.15%

$500

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

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0.15%

$10,000

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0.15%

$25,000

-

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0.15%

$10,000

-

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0.15%

$10,000

-

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0.15%

$10,000

-

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0.15%

$1,000

-

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0.15%

$10,000

-

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0.15%

$500

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0.15%

$500

-

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0.15%

$10,000

-

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0.15%

$10,000

-

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0.15%

$100,000

-

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0.15%

$10,000

-

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0.15%

$1,000

-

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0.14%

$1,000

-

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0.10%

$1,000

-

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0.10%

$10,000

-

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0.10%

$500

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0.10%

$10,000

-

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0.10%

$10,000

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| Aug 1, 2016

Good question...I am out-of-state and would like to take advantage of your rates...my deposits would surely help your bank... Read More

0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.08%

$100,000

-

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0.05%

$10,000

-

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0.05%

$10,000

-

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0.05%

$10,000

-

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0.05%

$10,000

-

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0.05%

$10,000

-

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.04%

$500

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
Midwest Heritage Bank, FSB
Midwest Heritage Bank, Fsb Branch
3580 Ep True Parkway, Suite 100 West Des Moines IA
Heritage Bank National Association
Sioux City Branch
4530 Singing Hills Boulevard Sioux City IA
Regions Bank
Monticello Ia Branch
202 W. First Street Monticello IA
Regions Bank
Monticello Ia Branch
202 W. First Street Monticello IA
Green Belt Bank & Trust
Belmond Branch
120 East Main Street Belmond IA
Luana Savings Bank
Luana Savings Bank Branch
100 Harvest Drive Luana IA
Luana Savings Bank
Luana Savings Bank Branch
100 Harvest Drive Luana IA
Bank of America, National Association
Skywalk Branch
317 6th Avenue Des Moines IA
State Savings Bank
State Savings Bank Branch
4800 George Mills Civic Parkway, Suite 100 West Des Moines IA
Wells Fargo Bank, National Association
Jefferson Branch
200 West State Street Jefferson IA
State Savings Bank
State Savings Bank Branch
4800 George Mills Civic Parkway, Suite 100 West Des Moines IA
Bankers Trust Company
Bankers Trust Company Branch
453 7th Street Des Moines IA
Hardin County Savings Bank
Union Main Branch
204 Center Street Union IA
Primebank
Primebank Branch
37 First Avenue, N.W. Le Mars IA
Frontier Bank
Little Rock Branch
323 Main Street Little Rock IA
Ashton State Bank
Ashton State Bank Branch
317 Third Street Ashton IA
Iowa State Bank
Iowa State Bank Branch
100 North Main Street Clarksville IA
Security State Bank
Security State Bank Branch
109 West 2nd Street Sutherland IA
Danville State Savings Bank
Danville State Savings Bank Branch
102 South Walnut New London IA
Central Bank
Cherokee Central Trust Branch
201 West Main Street Cherokee IA
The Farmers State Bank
The Farmers State Bank Branch
106 E. Cedar St Marcus IA
Iowa State Bank
Remsen Branch
17 West Second Street Remsen IA
Bank Plus
Ledyard Branch
210 Edmunds St Ledyard IA
Frontier Bank
Little Rock Branch
323 Main Street Little Rock IA
Dysart State Bank
Dysart State Bank Branch
301 Main Street Dysart IA
Bank 1st
Bank 1st Branch
115 North Vine Street West Union IA
American Bank, National Association
American Bank, National Association Branch
234 Fifth Avenue S.W. Le Mars IA
Peoples Bank
Hawarden Location Branch
801 Central St Hawarden IA
Liberty National Bank
Liberty National Bank Branch
4425 Singing Hills Boulevard Sioux City IA
Security State Bank
Security State Bank Branch
109 West 2nd Street Sutherland IA
Citizens Savings Bank
Citizens Savings Bank Branch
215 East Main Street Anamosa IA
The First National Bank of Manning
The First National Bank Of Manning Branch
401 Main Street Manning IA
Security State Bank
Zearing Branch
103 East Main Zearing IA
First Whitney Bank and Trust
First Whitney Bank And Trust Branch
223 Chestnut Street Atlantic IA
Peoples Savings Bank
Peoples Savings Bank Branch
414 North Adams Street Wellsburg IA
United Bank and Trust Company
Dows Branch
101 West Ellsworth Street, Box 230 Dows IA
Community Bank
Ute State Branch
131 E Main St Ute IA
Home State Bank
Home State Bank Branch
Third And Main Royal IA
Citizens Savings Bank
Citizens Savings Bank Branch
215 East Main Street Anamosa IA
Farmers & Merchants Savings Bank
Eagle Grove Branch
201 West Broadway Eagle Grove IA
Security State Bank
Zearing Branch
103 East Main Zearing IA
NSB Bank
Nsb Bank Branch
2650 4th Street, S.W. Mason City IA
GNB Bank
Insurance & Investments Branch
603 7th St Grundy Center IA
Savings Bank
Savings Bank Branch
185 S Green Avenue Primghar IA
Sibley State Bank
Sibley State Bank Branch
803 Fourth Avenue Sibley IA
BankOrion
Bettendorf Iowa Branch
1855 Middle Road Bettendorf IA
First State Bank
Stanhope Branch
Park And Parker Streets Stanhope IA
First Citizens Bank
First Citizens Bank Branch
2601 Fourth Street, S.W. Mason City IA
Citizens State Bank
Boyden Branch
817 Main Street Boyden IA
Hardin County Savings Bank
Union Main Branch
204 Center Street Union IA
Pilot Grove Savings Bank
Fort Madison Branch
619 9th Street Fort Madison IA
Liberty National Bank
Liberty National Bank Branch
4425 Singing Hills Boulevard Sioux City IA
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
State Savings Bank
State Savings Bank Branch
602 Sheldon Street Creston IA
Templeton Savings Bank
Templeton Savings Bank Branch
223 Main Street Manning IA
The First National Bank of Manning
The First National Bank Of Manning Branch
401 Main Street Manning IA
First Bank
First National Bank Branch
316 East Bremer Avenue Waverly IA
The Watkins Savings Bank
The Watkins Savings Bank Branch
202 First Street Watkins IA
Benton County State Bank
Benton County State Bank Branch
212 Locust Northeast Blairstown IA
First State Bank
First State Bank Branch
413 East Street Lynnville IA
First Iowa State Bank
First Iowa State Bank Branch
19 Benton Avenue East Albia IA
New Albin Savings Bank
New Albin Savings Bank Branch
118 Main Street New Albin IA
Palo Savings Bank
Palo Savings Bank Branch
606 First Street Palo IA
Citizens Savings Bank
Citizens Savings Bank Branch
101 Church St Spillville IA
NSB Bank
Nsb Bank Branch
2650 4th Street, S.W. Mason City IA
Peoples Savings Bank
Peoples Savings Bank Branch
414 North Adams Street Wellsburg IA
GNB Bank
Insurance & Investments Branch
603 7th St Grundy Center IA
Community Savings Bank
Garnavillo Branch
101 S. Main Street Garnavillo IA
Farmers Bank of Northern Missouri
Centerville Branch
200 West Maple Centerville IA
American State Bank
American State Bank Branch
525 North Main Street Sioux Center IA
BTC Bank
Lamoni Branch
2090 East Main Street Lamoni IA
Community Bank
Ute State Branch
131 E Main St Ute IA
First State Bank
First State Bank Branch
183 Main Avenue North Britt IA
Maquoketa State Bank
Maquoketa State Bank Branch
203 North Main Street Maquoketa IA
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
Templeton Savings Bank
Templeton Savings Bank Branch
223 Main Street Manning IA
Commercial Savings Bank
Commercial Savings Bank Branch
627 North Adams Street Carroll IA
Farmers & Merchants Savings Bank
Eagle Grove Branch
201 West Broadway Eagle Grove IA
BANK
Bank Branch
409 Hwy 61 S Wapello IA
First State Bank
Stanhope Branch
Park And Parker Streets Stanhope IA
Citizens Savings Bank
Citizens Savings Bank Branch
101 Church St Spillville IA
NorthStar Bank
Estherville Branch
101 North 6th Street Estherville IA
BankOrion
Bettendorf Iowa Branch
1855 Middle Road Bettendorf IA
Chelsea Savings Bank
Chelsea Savings Bank Branch
601 13th St Belle Plaine IA
Blue Grass Savings Bank
Blue Grass Savings Bank Branch
104 East Mayne Street Blue Grass IA
Farmers Savings Bank
Arlington Branch
727 Main Street Arlington IA
Farmers State Bank
Farmers State Bank Branch
1240 8th Avenue Marion IA
Farmers State Bank
Farmers State Bank Branch
99 7th Street North Northwood IA
Bank 1st
Bank 1st Branch
115 North Vine Street West Union IA
Connection Bank
Connection Bank Branch
Avenue G And Seventh Street Fort Madison IA
Charter Bank
Charter Bank Branch
5526 N.W. 86th Street Johnston IA
Raccoon Valley Bank
Adel Branch
1009 Court Street Adel IA
Citizens First Bank
Citizens First Bank Branch
1442 Lincoln Way Clinton IA
First Trust and Savings Bank
First Trust And Savings Bank Branch
123 S. Main St. Wheatland IA
Manufacturers Bank & Trust Company
Lake Mills Branch
106 West Main Street Lake Mills IA
American Trust and Savings Bank
American Trust And Savings Bank Branch
309 Mckinley Avenue Lowden IA
Heritage Bank
Heritage Bank Branch
695 Marion Boulevard Marion IA
Home State Bank
Home State Bank Branch
115 West State Street Jefferson IA
South Story Bank & Trust
South Story Bank & Trust Branch
501 Linn St Slater IA
The Watkins Savings Bank
The Watkins Savings Bank Branch
202 First Street Watkins IA
Farmers Savings Bank
Farmers Savings Bank Branch
10 Highway Avenue Northwest Fostoria IA
Marion County State Bank
Marion County State Bank Branch
800 Main Street Pella IA
South Ottumwa Savings Bank
South Ottumwa Savings Bank Branch
320 Church Street Ottumwa IA
First Iowa State Bank
First Iowa State Bank Branch
19 Benton Avenue East Albia IA
Twin Cedars Bank
State Bank Of Bussey Branch
402 Merrill Street Bussey IA
Westside State Bank
Halbur Branch
103 North Main Street Halbur IA
New Albin Savings Bank
New Albin Savings Bank Branch
118 Main Street New Albin IA
City State Bank
City State Bank Branch
801 Main Street Norwalk IA
FreedomBank
Postville Office Branch
135 West Tilden Postville IA
Success Bank
Success Bank Branch
109 North Madison Street Bloomfield IA
TruBank
What Cheer Branch
108 South Barnes What Cheer IA
Community Savings Bank
Garnavillo Branch
101 S. Main Street Garnavillo IA
Heartland Bank
Gowrie Branch
1201 Market Street Gowrie IA
First State Bank
First State Bank Branch
401 Main Street Nashua IA
Montezuma State Bank
Montezuma State Bank Branch
101 South 4th Street Montezuma IA
American State Bank
American State Bank Branch
1000 Jeffreys Drive Osceola IA
American Bank and Trust Company, National Association
American Bank And Trust Company, National Association Branch
4301 East 53rd Street Davenport IA
American State Bank
American State Bank Branch
525 North Main Street Sioux Center IA
Farmers State Bank
Farmers State Bank Branch
1240 8th Avenue Marion IA
Leighton State Bank
Leighton State Bank Branch
900 Washington Street Pella IA
First State Bank
First State Bank Branch
183 Main Avenue North Britt IA
Iowa State Bank
Iowa State Bank Branch
500 Audubon Street Sac City IA
First Citizens Bank
First Citizens Bank Branch
2601 Fourth Street, S.W. Mason City IA
West Iowa Bank
West Iowa Bank Branch
319 S Broadway Ave West Bend IA
Security Trust & Savings Bank
Security Trust & Savings Bank Branch
601 Lake Street Storm Lake IA
Central State Bank
Central State Bank Branch
109 West Main Street State Center IA
Iowa Trust and Savings Bank
Iowa Trust And Savings Bank Branch
200 North 10th Street Centerville IA
FNB Bank
Fnb Bank Branch
311 5th Street Fontanelle IA
St. Ansgar State Bank
Stacyville Branch
Broad And Main Stacyville IA
Fortress Bank
Davenport Branch
3260 E. 53rd Street Davenport IA
Arbor Bank
First Community Bank Branch
716 Illinois Street Sidney IA
First Security Bank and Trust Company
First Security Bank And Trust Compan Branch
809 Clark Street Charles City IA
PCSB Bank
Pcsb Bank Branch
120 East Washington St Clarinda IA
Central State Bank
Mcgregor Branch
Main Street Mc Gregor IA
Community State Bank
Altoona Branch
200 8th St Se Altoona IA
Midstates Bank, National Association
Midstates Bank, National Association Branch
1851 Madison Avenue, Suite 17 Council Bluffs IA
Community State Bank
Community State Bank Branch
1812 Highway Boulevard Spencer IA
Chelsea Savings Bank
Chelsea Savings Bank Branch
601 13th St Belle Plaine IA
Exchange State Bank
Exchange State Bank Branch
104 Main Street Collins IA
F&M Bank
Sioux City 3rd & Virginia Branch
930 3rd Street Sioux City IA
Waukon State Bank
Waukon State Bank Branch
22 West Main Street Waukon IA
Peoples Savings Bank
Pleasantville State Bank Branch
102 N. Washington Street Pleasantville IA
Palo Savings Bank
Palo Savings Bank Branch
606 First Street Palo IA
Washington State Bank
Washington State Bank Branch
121 S Marion Ave Washington IA
Tri-Valley Bank
Tri-Valley Bank Branch
104 Main Street Randolph IA
Peoples Bank
Rippey Branch
303 Main Street Rippey IA
Great Southern Bank
Vantus Bank Branch
329 Pierce Street Sioux City IA
CBI Bank & Trust
Cbi Bank & Trust Branch
301 Iowa Avenue Muscatine IA
Heritage Bank
Heritage Bank Branch
695 Marion Boulevard Marion IA
First National Bank, Ames, Iowa
First National Bank, Ames, Iowa Branch
405 Fifth Street Ames IA
Clear Lake Bank and Trust Company
Clear Lake Bank And Trust Company Branch
322 Main Clear Lake IA
Defiance State Bank
Defiance State Bank Branch
201 Main Ave. Defiance IA
Houghton State Bank
Cumberland Branch
103 Main Street Cumberland IA
Security State Bank
Security State Bank Branch
1 East State Street Algona IA
Iowa Trust and Savings Bank
Iowa Trust And Savings Bank Branch
200 North 10th Street Centerville IA
FreedomBank
Postville Office Branch
135 West Tilden Postville IA
First State Bank
First State Bank Branch
215 North Division Street Stuart IA
Iowa State Bank
Iowa State Bank Branch
627 East Locust Street Des Moines IA
Farmers Savings Bank & Trust
Farmers Savings Bank & Trust Branch
611 Second Street Traer IA
Success Bank
Success Bank Branch
109 North Madison Street Bloomfield IA
Hills Bank and Trust Company
Downtown Branch Cr
240 Third Avenue, S.E. Cedar Rapids IA
Pinnacle Bank
Pinnacle Bank Branch
2206 South Center Street Marshalltown IA
First Heritage Bank
First Heritage Bank Branch
801 South Fremont Shenandoah IA
VISIONBANK OF IOWA
Visionbank Of Iowa Branch
104 Chestnut St Ames IA
First Security State Bank
First Security State Bank Branch
3600 Lafayette Road Evansdale IA
Logan State Bank
Logan State Bank Branch
323 East 7th Street Logan IA
United Bank of Iowa
United Bank Of Iowa Branch
501 2nd Street Ida Grove IA
BankIowa
Bankiowa Of Cedar Rapids Branch
7045 C Avenue Northeast Cedar Rapids IA
Malvern Bank
Malvern Bank Branch
404 Main Street Malvern IA
Glenwood State Bank
Glenwood State Bank Branch
32 North Walnut Street Glenwood IA
Earlham Savings Bank
Earlham Savings Bank Branch
7300 Lake Drive West Des Moines IA
Liberty Trust & Savings Bank
Liberty Trust & Savings Bank Branch
502 Eighth Avenue Durant IA
Cornerstone Bank
Cornerstone Bank Branch
123 East Main Street Clarinda IA
WCF Financial Bank
Wcf Financial Bank Branch
401 Fair Meadow Drive Webster City IA
Hiawatha Bank and Trust Company
Hiawatha Bank And Trust Company Branch
777 North Center Point Road Hiawatha IA
County Bank
County Bank Branch
201 South Jefferson Street Sigourney IA
West Bank
West Bank Branch
1601 22nd Street West Des Moines IA
State Central Bank
Stockport Branch
116 S. Main Street Stockport IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
The State Bank
The State Bank Branch
1902 Hill Avenue Spirit Lake IA
United Community Bank
United Community Bank Branch
1000 Okoboji Avenue Milford IA
Manufacturers Bank & Trust Company
Lake Mills Branch
106 West Main Street Lake Mills IA
Farmers and Merchants Savings Bank
Farmers And Merchants Savings Bank Branch
2235 Mormon Trek Boulevard Iowa City IA
First Community Bank
Rockwell City Branch
400 Main Street Rockwell City IA
Security Savings Bank
Harcourt Branch
127 South Ash Street Harcourt IA
Atkins Savings Bank & Trust
Atkins Savings Bank & Trust Branch
97 Main Avenue Atkins IA
Audubon State Bank
Audubon State Bank Branch
315 Broadway Audubon IA
Peoples State Bank
Security State Bank Branch
15 Goethe Guttenberg IA
Kerndt Brothers Savings Bank
West Union Branch
205 North Vine Street West Union IA
Guthrie County State Bank
Guthrie County State Bank Branch
505 East Main Street Panora IA
Fortress Bank
Davenport Branch
3260 E. 53rd Street Davenport IA
Heartland Bank
Gowrie Branch
1201 Market Street Gowrie IA
Lincoln Savings Bank
Allison Branch
400-404 Main Street Allison IA
Farmers State Bank
Farmers State Bank Branch
131 Tower Park Drive Waterloo IA
The Clinton National Bank
Preston Community Branch
1 West White Street Preston IA
Iowa State Bank and Trust Company of Fairfield, Iowa
Iowa State Bank And Trust Company Of Fairfield, Iowa Branch
Broadway And Court Fairfield IA
Farmers State Bank
Farmers State Bank Branch
401 Main Street Lake View IA
Peoples Bank
Rippey Branch
303 Main Street Rippey IA
Fairfax State Savings Bank
Fairfax State Savings Bank Branch
409 Vanderbilt Street Fairfax IA
The Citizens First National Bank of Storm Lake
The Citizens First National Bank Of Branch
East 5th And Lake Avenue Storm Lake IA
Mediapolis Savings Bank
Mediapolis Savings Bank Branch
605 Main Street Mediapolis IA
Two Rivers Bank & Trust
Mediapolis Southeast Security Branch
105 Main Street Mediapolis IA
Community State Bank
Altoona Branch
200 8th St Se Altoona IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
Sterling Federal Bank, F.S.B.
Clinton Main Branch
122 Main Avenue Clinton IA
Farmers Trust and Savings Bank
Farmers Trust And Savings Bank Branch
125 West 4th Street Spencer IA
State Bank
Peterson Branch
215 Main Street Peterson IA
Bank Iowa
Shenandoah West Branch
701 West Sheridan Avenue Shenandoah IA
Farmers and Merchants State Bank
Farmers And Merchants State Bank Branch
101 West Jefferson Winterset IA
West Bank
West Bank Branch
1601 22nd Street West Des Moines IA
Pocahontas State Bank
Pocahontas State Bank Branch
233 North Main Street Pocahontas IA
Boone Bank & Trust Co.
Boone Bank & Trust Co. Branch
716 Eighth Street Boone IA
Maynard Savings Bank
Maynard Savings Bank Branch
310 West Main Street Maynard IA
State Bank & Trust Co.
State Bank & Trust Co. Branch
1025 Sixth Street Nevada IA
First National Bank, Ames, Iowa
First National Bank, Ames, Iowa Branch
405 Fifth Street Ames IA
MidWestOne Bank
Melbourne - Branch 32
202 Main St. Melbourne IA
Northeast Security Bank
Fairbank Branch
119 East Main Street Fairbank IA
Farmers Trust & Savings Bank
Farmers Trust & Savings Bank Branch
122 Main Street Earling IA
Farmers State Bank
Farmers State Bank Branch
501 East State Street Algona IA
Fidelity Bank & Trust
Fidelity Bank & Trust Branch
4250 Asbury Road Dubuque IA
Farmers Savings Bank
Farmers Savings Bank Branch
3542 168th Street Wever IA
Cedar Valley Bank & Trust
Cedar Valley Bank & Trust Branch
321 Main Street La Porte City IA
CUSB Bank
Cusb Bank Branch
111 North Elm Street Cresco IA
Farmers & Merchants Bank & Trust
West Burlington Branch
101 Broadway Street West Burlington IA
Cedar Valley Bank & Trust
Cedar Valley Bank & Trust Branch
321 Main Street La Porte City IA
Iowa Trust & Savings Bank
Iowa Trust & Savings Bank Branch
2101 Tenth Street Emmetsburg IA
Northwest Bank
First National Bank Branch
242 North Main Avenue Sioux Center IA
Blackhawk Bank & Trust
3889 Elmore Avenue Branch
3889 Elmore Avenue Davenport IA
United Bank & Trust Co.
United Bank & Trust National Associa Branch
2101 South Center Street Marshalltown IA
Premier Bank
Premier Bank Branch
2625 Northwest Arterial Dubuque IA
Decorah Bank & Trust Company
Decorah Bank & Trust Company Branch
202 East Water Street Decorah IA
DeWitt Bank & Trust Co.
Dewitt Bank & Trust Co. Branch
815 Sixth Avenue Dewitt IA
South Ottumwa Savings Bank
South Ottumwa Savings Bank Branch
320 Church Street Ottumwa IA
Iowa State Bank
Iowa State Bank Branch
627 East Locust Street Des Moines IA
Farmers Savings Bank
Farmers Savings Bank Branch
205 West Main Street Marshalltown IA
Availa Bank
Webster City Branch
635 First Street Webster City IA
Reliance State Bank
Reliance State Bank Branch
100 East Main Street Klemme IA
VISIONBANK OF IOWA
Visionbank Of Iowa Branch
104 Chestnut St Ames IA
Crawford County Trust and Savings Bank
Audubon Branch
201 South Division Street Audubon IA
Fidelity Bank & Trust
Fidelity Bank & Trust Branch
4250 Asbury Road Dubuque IA
Two Rivers Bank & Trust
Mediapolis Southeast Security Branch
105 Main Street Mediapolis IA
Iowa State Bank
Iowa State Bank Branch
5 East Call Street Algona IA
The Libertyville Savings Bank
Farmers Savings Bank Branch
225-7 East Broadway Keota IA
F&M Bank
Sioux City 3rd & Virginia Branch
930 3rd Street Sioux City IA
First Security Bank
Valley Bank & Trust Branch
401 Main Street Mapleton IA
Federation Bank
Federation Bank Branch
102 East Main Street Washington IA
United Bank & Trust Co.
United Bank & Trust National Associa Branch
2101 South Center Street Marshalltown IA
First Central State Bank
First Central State Bank Branch
914 Sixth Avenue Dewitt IA
Iowa State Savings Bank
Iowa State Savings Bank Branch
401 West Adams Street Creston IA
Community Bank and Trust Company
Wilton Branch
210 West Fourth Street Wilton IA
Ohnward Bank & Trust
Ohnward Bank & Trust Branch
332 1st Avenue West Cascade IA
State Bank & Trust Co.
State Bank & Trust Co. Branch
1025 Sixth Street Nevada IA
Peoples State Bank
Security State Bank Branch
15 Goethe Guttenberg IA
Crawford County Trust and Savings Bank
Audubon Branch
201 South Division Street Audubon IA
Boone Bank & Trust Co.
Boone Bank & Trust Co. Branch
716 Eighth Street Boone IA
The Shelby County State Bank
The Shelby County State Bank Branch
508 Court Street Harlan IA
Quad City Bank and Trust Company
Quad City Bank And Trust Company Branch
2118 Middle Road Bettendorf IA
The State Bank of Toledo
The State Bank Of Toledo Branch
100 East High Toledo IA
Bank Midwest
Bank Midwest Branch
1525 18th Street Spirit Lake IA
The Shelby County State Bank
The Shelby County State Bank Branch
508 Court Street Harlan IA
The Security National Bank of Sioux City, Iowa
Mapleton Branch
313 North Fourth Street Mapleton IA
U.S. Bank National Association
Newton Branch
112 West 2nd Street South Newton IA
First National Bank of Omaha
Mills County Bank, National Association Branch
102 South Locust Street Glenwood IA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates