Best 2-Year CD Rates in Muscatine, Iowa, IA

You are viewing rates from banks across Muscatine

Below are two-year Certificates of Deposit (CD) rates from banks in Muscatine, Iowa. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Muscatine, IA - August 1, 2025

2 Year CD National Average : 0.66% ^?

Banks	APY	MIN	MILES ^?
Midwest Heritage Bank, FSB Midwest Heritage Bank, Fsb Branch	4.50%	$5,000	-	Learn More Add Review
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Luana Savings Bank Luana Savings Bank Branch	4.09% 3.94%	$100,000 $2,000	-	Learn More Add Review
Rate History: 4.76% → 4.70% → 4.60% → 4.45% → 4.09%
Sallie Mae Bank	4.00%	$2,500	-	Learn More
Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
State Savings Bank State Savings Bank Branch	3.91% 3.40%	$50,000 $2,000	-	Learn More Add Review
Rate History: 2.27% → 3.91%
Green Belt Bank & Trust Belmond Branch	3.80%	$500	-	Learn More Add Review
Rate History: 2.00% → 4.25% → 4.11% → 3.91% → 3.80%
Citizens	3.50%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Vio Bank, A Division of MidFirst Bank	3.50%	$500	-	Learn More Add Review
Rate History: 3.50% → 3.50% → 3.75% → 3.50%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
BMO Alto, a division of Bank of Montreal Harris	2.75%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Bankers Trust Company Bankers Trust Company Branch	1.35%	$1,000	-	Learn More Add Review
Ashton State Bank Ashton State Bank Branch	1.21%	$10,000	-	Learn More Add Review
Frontier Bank Little Rock Branch	1.15%	$10,000	-	Learn More Add Review
Hardin County Savings Bank Union Main Branch	1.10%	$100,000	-	Learn More Add Review
Primebank Primebank Branch	1.10%	$10,000	-	Learn More Add Review
Citizens Savings Bank Citizens Savings Bank Branch	1.10%	$100,000	-	Learn More Add Review
Security State Bank Zearing Branch	1.05%	$60,000	-	Learn More Add Review
Heritage Bank National Association Sioux City Branch	1.05%	$2,000	-	Learn More
Rate History: 0.24% → 1.05%
WPT \| Nov 2, 2020 Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More Reviews (14)
Bank Plus Ledyard Branch	1.01%	$1,000	-	Learn More Add Review
American Bank, National Association American Bank, National Association Branch	1.00%	$10,000	-	Learn More Add Review
Savings Bank Savings Bank Branch	1.00%	$10,000	-	Learn More Add Review
First State Bank Stanhope Branch	1.00%	$25,000	-	Learn More Add Review
Quad City Bank and Trust Company Quad City Bank And Trust Company Branch	1.00%	$10,000	-	Learn More Add Review
Security State Bank Security State Bank Branch	1.00%	$10,000	-	Learn More Add Review
American State Bank American State Bank Branch	1.00%	$10,000	-	Learn More
Lindap \| Jun 25, 2020 If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More Reviews (2)
Hardin County Savings Bank Union Main Branch	1.00%	$10,000	-	Learn More Add Review
BTC Bank Lamoni Branch	1.00%	$10,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Citizens Savings Bank Citizens Savings Bank Branch	1.00%	$10,000	-	Learn More Add Review
Iowa State Bank Remsen Branch	1.00%	$1,000	-	Learn More Add Review
Home State Bank Home State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Security State Bank Zearing Branch	1.00%	$10,000	-	Learn More Add Review
First Iowa State Bank First Iowa State Bank Branch	1.00%	$100,000	-	Learn More Add Review
State Savings Bank State Savings Bank Branch	1.00%	$10,000	-	Learn More Add Review
United Bank and Trust Company Dows Branch	0.95%	$10,000	-	Learn More Add Review
Community Bank Ute State Branch	0.95%	$100,000	-	Learn More Add Review
United Community Bank United Community Bank Branch	0.95%	$10,000	-	Learn More Add Review
Templeton Savings Bank Templeton Savings Bank Branch	0.95%	$100,000	-	Learn More Add Review
The First National Bank of Manning The First National Bank Of Manning Branch	0.95%	$100,000	-	Learn More Add Review
Bank 1st Bank 1st Branch	0.92%	$100,000	-	Learn More Add Review
Community Savings Bank Garnavillo Branch	0.92%	$100,000	-	Learn More Add Review
Liberty National Bank Liberty National Bank Branch	0.90%	$100,000	-	Learn More Add Review
Sibley State Bank Sibley State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Audubon State Bank Audubon State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Raccoon Valley Bank Adel Branch	0.90%	$10,000	-	Learn More Add Review
BankOrion Bettendorf Iowa Branch	0.90%	$100,000	-	Learn More Add Review
First State Bank Stanhope Branch	0.90%	$500	-	Learn More Add Review
NorthStar Bank Estherville Branch	0.90%	$10,000	-	Learn More Add Review
First Citizens Bank First Citizens Bank Branch	0.90%	$100,000	-	Learn More Add Review
Templeton Savings Bank Templeton Savings Bank Branch	0.90%	$10,000	-	Learn More Add Review
Farmers & Merchants Savings Bank Eagle Grove Branch	0.90%	$100,000	-	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
Reliance State Bank Reliance State Bank Branch	0.90%	$100,000	-	Learn More Add Review
Farmers Bank of Northern Missouri Centerville Branch	0.90%	$10,000	-	Learn More Add Review
First Iowa State Bank First Iowa State Bank Branch	0.90%	$10,000	-	Learn More Add Review
State Bank of Bussey State Bank Of Bussey Branch	0.90%	$10,000	-	Learn More Add Review
Dysart State Bank Dysart State Bank Branch	0.88%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.85%	$100,000	-	Learn More Add Review
Community Bank Ute State Branch	0.85%	$5,000	-	Learn More Add Review
West Iowa Bank West Iowa Bank Branch	0.85%	$10,000	-	Learn More Add Review
Central Bank Cherokee Central Trust Branch	0.85%	$100,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.85%	$10,000	-	Learn More Add Review
Fidelity Bank & Trust Fidelity Bank & Trust Branch	0.85%	$100,000	-	Learn More Add Review
The Libertyville Savings Bank Farmers Savings Bank Branch	0.85%	$1,000	-	Learn More Add Review
Community Savings Bank Garnavillo Branch	0.82%	$10,000	-	Learn More Add Review
Marion County State Bank Marion County State Bank Branch	0.80%	$10,000	-	Learn More Add Review
BankOrion Bettendorf Iowa Branch	0.80%	$10,000	-	Learn More Add Review
Blackhawk Bank & Trust 3889 Elmore Avenue Branch	0.80%	$10,000	-	Learn More Add Review
Farmers Savings Bank Arlington Branch	0.80%	$10,000	-	Learn More Add Review
Peoples Bank Hawarden Location Branch	0.80%	$10,000	-	Learn More Add Review
Palo Savings Bank Palo Savings Bank Branch	0.80%	$100,000	-	Learn More Add Review
Benton County State Bank Benton County State Bank Branch	0.80%	$10,000	-	Learn More Add Review
Bank Bank Branch	0.80%	$10,000	-	Learn More Add Review
Connection Bank Connection Bank Branch	0.80%	$10,000	-	Learn More Add Review
Pilot Grove Savings Bank Fort Madison Branch	0.80%	$10,000	-	Learn More Add Review
Community State Bank Altoona Branch	0.80%	$100,000	-	Learn More Add Review
Citizens State Bank Citizens State Bank Branch	0.80%	$100,000	-	Learn More Add Review
Reliance State Bank Reliance State Bank Branch	0.80%	$10,000	-	Learn More Add Review
The Watkins Savings Bank The Watkins Savings Bank Branch	0.80%	$100,000	-	Learn More Add Review
Liberty National Bank Liberty National Bank Branch	0.80%	$10,000	-	Learn More Add Review
NSB Bank Nsb Bank Branch	0.76%	$100,000	-	Learn More Add Review
Maynard Savings Bank Maynard Savings Bank Branch	0.75%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.75%	$100,000	-	Learn More Add Review
United Bank & Trust National Association United Bank & Trust National Associa Branch	0.75%	$25,000	-	Learn More Add Review
Home State Bank Home State Bank Branch	0.75%	$10,000	-	Learn More Add Review
First Citizens Bank First Citizens Bank Branch	0.75%	$10,000	-	Learn More Add Review
Manufacturers Bank & Trust Company Lake Mills Branch	0.75%	$100,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.75%	$10,000	-	Learn More Add Review
PCSB Bank Pcsb Bank Branch	0.75%	$10,000	-	Learn More Add Review
Security Trust & Savings Bank Security Trust & Savings Bank Branch	0.75%	$10,000	-	Learn More Add Review
GNB Bank Insurance & Investments Branch	0.75%	$35,000	-	Learn More Add Review
First National Bank First National Bank Branch	0.75%	$10,000	-	Learn More Add Review
Farmers Savings Bank Farmers Savings Bank Branch	0.75%	$500	-	Learn More Add Review
Atkins Savings Bank & Trust Atkins Savings Bank & Trust Branch	0.75%	$1,000	-	Learn More Add Review
Security State Bank Security State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Iowa Trust and Savings Bank Iowa Trust And Savings Bank Branch	0.75%	$100,000	-	Learn More Add Review
Fidelity Bank & Trust Fidelity Bank & Trust Branch	0.75%	$10,000	-	Learn More Add Review
The First National Bank of Manning The First National Bank Of Manning Branch	0.75%	$10,000	-	Learn More Add Review
Peoples Savings Bank Peoples Savings Bank Branch	0.74%	$150,000	-	Learn More Add Review
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	0.73%	$50,000	-	Learn More Add Review
NSB Bank Nsb Bank Branch	0.71%	$10,000	-	Learn More Add Review
GNB Bank Insurance & Investments Branch	0.71%	$1,000	-	Learn More Add Review
South Ottumwa Savings Bank South Ottumwa Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
Blue Grass Savings Bank Blue Grass Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
Peoples Savings Bank Pleasantville State Bank Branch	0.70%	$1,000	-	Learn More Add Review
Bank 1st Bank 1st Branch	0.70%	$2,500	-	Learn More Add Review
Logan State Bank Logan State Bank Branch	0.70%	$10,000	-	Learn More Add Review
Commercial Savings Bank Commercial Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.70%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.70%	$10,000	-	Learn More Add Review
American Trust and Savings Bank American Trust And Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
Farmers & Merchants Savings Bank Eagle Grove Branch	0.70%	$10,000	-	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
Heritage Bank Heritage Bank Branch	0.70%	$100,000	-	Learn More Add Review
Houghton State Bank Cumberland Branch	0.70%	$10,000	-	Learn More Add Review
New Albin Savings Bank New Albin Savings Bank Branch	0.70%	$100,000	-	Learn More Add Review
City State Bank City State Bank Branch	0.70%	$10,000	-	Learn More Add Review
Leighton State Bank Leighton State Bank Branch	0.70%	$500	-	Learn More Add Review
Chelsea Savings Bank Chelsea Savings Bank Branch	0.70%	$100,000	-	Learn More Add Review
The Watkins Savings Bank The Watkins Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
Success Bank Success Bank Branch	0.70%	$100,000	-	Learn More Add Review
Iowa Trust and Savings Bank Iowa Trust And Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
Citizens Savings Bank Citizens Savings Bank Branch	0.70%	$1,000	-	Learn More Add Review
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	0.68%	$10,000	-	Learn More Add Review
Liberty Trust & Savings Bank Liberty Trust & Savings Bank Branch	0.65%	$500	-	Learn More Add Review
Citizens State Bank Citizens State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Cornerstone Bank Cornerstone Bank Branch	0.65%	$10,000	-	Learn More Add Review
Citizens State Bank Boyden Branch	0.65%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Midstates Bank, National Association Midstates Bank, National Association Branch	0.65%	$10,000	-	Learn More Add Review
Tri-Valley Bank Tri-Valley Bank Branch	0.65%	$10,000	-	Learn More Add Review
American Bank and Trust Company, National Association American Bank And Trust Company, National Association Branch	0.65%	$10,000	-	Learn More Add Review
Union State Bank Union State Bank Branch	0.65%	$100,000	-	Learn More Add Review
Charter Bank Charter Bank Branch	0.65%	$10,000	-	Learn More Add Review
Maquoketa State Bank Maquoketa State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Fortress Bank Davenport Branch	0.65%	$50,000	-	Learn More Add Review
First Community Bank Rockwell City Branch	0.65%	$10,000	-	Learn More Add Review
South Story Bank & Trust South Story Bank & Trust Branch	0.65%	$10,000	-	Learn More Add Review
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	0.65%	$100,000	-	Learn More Add Review
Peoples Bank Rippey Branch	0.65%	$100,000	-	Learn More Add Review
Kerndt Brothers Savings Bank West Union Branch	0.65%	$10,000	-	Learn More Add Review
Peoples Savings Bank Peoples Savings Bank Branch	0.64%	$1,000	-	Learn More Add Review
St. Ansgar State Bank Stacyville Branch	0.60%	$10,000	-	Learn More Add Review
Iowa State Savings Bank Iowa State Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Palo Savings Bank Palo Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
TruBank What Cheer Branch	0.60%	$10,000	-	Learn More Add Review
Washington State Bank Washington State Bank Branch	0.60%	$500	-	Learn More Add Review
First Heritage Bank First Heritage Bank Branch	0.60%	$10,000	-	Learn More Add Review
Iowa Falls State Bank Williams Branch	0.60%	$10,000	-	Learn More Add Review
First Whitney Bank and Trust First Whitney Bank And Trust Branch	0.60%	$10,000	-	Learn More Add Review
Mediapolis Savings Bank Mediapolis Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
Union State Bank Union State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Westside State Bank Halbur Branch	0.60%	$10,000	-	Learn More Add Review
Pocahontas State Bank Pocahontas State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Central Bank Cherokee Central Trust Branch	0.60%	$10,000	-	Learn More Add Review
Heritage Bank Heritage Bank Branch	0.60%	$10,000	-	Learn More Add Review
VISIONBANK OF IOWA Visionbank Of Iowa Branch	0.60%	$100,000	-	Learn More Add Review
Defiance State Bank Defiance State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Farmers Savings Bank & Trust Farmers Savings Bank & Trust Branch	0.60%	$10,000	-	Learn More Add Review
Cedar Valley Bank & Trust Cedar Valley Bank & Trust Branch	0.60%	$100,000	-	Learn More Add Review
Chelsea Savings Bank Chelsea Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
Exchange State Bank Exchange State Bank Branch	0.60%	$10,000	-	Learn More Add Review
New Albin Savings Bank New Albin Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
FNB Bank Fnb Bank Branch	0.60%	$10,000	-	Learn More Add Review
Success Bank Success Bank Branch	0.60%	$10,000	-	Learn More Add Review
Farmers Savings Bank Farmers Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
Farmers Savings Bank Farmers Savings Bank Branch	0.60%	$500	-	Learn More Add Review
County Bank County Bank Branch	0.59%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.56%	$10,000	-	Learn More Add Review
Peoples Bank Rippey Branch	0.55%	$10,000	-	Learn More Add Review
Clear Lake Bank and Trust Company Clear Lake Bank And Trust Company Branch	0.55%	$1,000	-	Learn More Add Review
Hiawatha Bank and Trust Company Hiawatha Bank And Trust Company Branch	0.55%	$10,000	-	Learn More Add Review
United Bank & Trust National Association United Bank & Trust National Associa Branch	0.55%	$10,000	-	Learn More Add Review
Citizens Savings Bank Citizens Savings Bank Branch	0.55%	$10,000	-	Learn More Add Review
Hills Bank and Trust Company Downtown Branch Cr	0.55%	$500	-	Learn More Add Review
State Central Bank Stockport Branch	0.55%	$10,000	-	Learn More Add Review
Citizens First Bank Citizens First Bank Branch	0.55%	$10,000	-	Learn More Add Review
The Clinton National Bank Preston Community Branch	0.55%	$10,000	-	Learn More Add Review
Cedar Valley Bank & Trust Cedar Valley Bank & Trust Branch	0.55%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.55%	$10,000	-	Learn More Add Review
Peoples State Bank Security State Bank Branch	0.55%	$100,000	-	Learn More Add Review
Guthrie County State Bank Guthrie County State Bank Branch	0.55%	$100,000	-	Learn More Add Review
Fortress Bank Davenport Branch	0.55%	$10,000	-	Learn More Add Review
West Bank West Bank Branch	0.55%	$100,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.51%	$10,000	-	Learn More Add Review
F&M Bank Sioux City 3rd & Virginia Branch	0.50%	$100,000	-	Learn More Add Review
The State Bank of Toledo The State Bank Of Toledo Branch	0.50%	$10,000	-	Learn More Add Review
Waukon State Bank Waukon State Bank Branch	0.50%	$10,000	-	Learn More Add Review
State Bank Peterson Branch	0.50%	$10,000	-	Learn More Add Review
Earlham Savings Bank Earlham Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Iowa State Bank Iowa State Bank Branch	0.50%	$10,000	-	Learn More Add Review
First Trust and Savings Bank First Trust And Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
The State Bank The State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Manufacturers Bank & Trust Company Lake Mills Branch	0.50%	$10,000	-	Learn More Add Review
Farmers and Merchants Savings Bank Farmers And Merchants Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
CBI Bank & Trust Cbi Bank & Trust Branch	0.50%	$10,000	-	Learn More Add Review
Iowa State Bank Iowa State Bank Branch	0.50%	$100,000	-	Learn More Add Review
Central State Bank Central State Bank Branch	0.50%	$1,500	-	Learn More Add Review
Availa Bank Webster City Branch	0.50%	$500	-	Learn More Add Review
State Bank & Trust Co. State Bank & Trust Co. Branch	0.50%	$10,000	-	Learn More Add Review
First Security State Bank First Security State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Heartland Bank Gowrie Branch	0.50%	$25,000	-	Learn More Add Review
FreedomBank Postville Office Branch	0.50%	$100,000	-	Learn More Add Review
Guthrie County State Bank Guthrie County State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Farmers and Merchants State Bank Farmers And Merchants State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Federation Bank Federation Bank Branch	0.50%	$10,000	-	Learn More Add Review
Community State Bank Community State Bank Branch	0.48%	$10,000	-	Learn More Add Review
American State Bank American State Bank Branch	0.45%	$10,000	-	Learn More Add Review
BankIowa of Cedar Rapids Bankiowa Of Cedar Rapids Branch	0.45%	$500	-	Learn More Add Review
WCF Financial Bank Wcf Financial Bank Branch	0.45%	$10,000	-	Learn More Add Review
Iowa State Bank Iowa State Bank Branch	0.45%	$1,000	-	Learn More Add Review
Security Savings Bank Harcourt Branch	0.45%	$10,000	-	Learn More Add Review
First National Bank, Ames, Iowa First National Bank, Ames, Iowa Branch	0.45%	$100,000	-	Learn More Add Review
VISIONBANK OF IOWA Visionbank Of Iowa Branch	0.45%	$10,000	-	Learn More Add Review
Northeast Security Bank Fairbank Branch	0.45%	$10,000	-	Learn More Add Review
Farmers Trust & Savings Bank Farmers Trust & Savings Bank Branch	0.45%	$10,000	-	Learn More Add Review
Peoples State Bank Security State Bank Branch	0.45%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.45%	$10,000	-	Learn More Add Review
Arbor Bank First Community Bank Branch	0.44%	$10,000	-	Learn More Add Review
Pinnacle Bank Pinnacle Bank Branch	0.44%	$10,000	-	Learn More Add Review
Bank Midwest Bank Midwest Branch	0.40%	$10,000	-	Learn More Add Review
Premier Bank Premier Bank Branch	0.40%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.40%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Two Rivers Bank & Trust Mediapolis Southeast Security Branch	0.40%	$1,000	-	Learn More Add Review
Farmers Trust and Savings Bank Farmers Trust And Savings Bank Branch	0.40%	$10,000	-	Learn More Add Review
West Bank West Bank Branch	0.40%	$10,000	-	Learn More Add Review
Crawford County Trust and Savings Bank Audubon Branch	0.40%	$100,000	-	Learn More Add Review
FreedomBank Postville Office Branch	0.40%	$10,000	-	Learn More Add Review
Heartland Bank Gowrie Branch	0.40%	$10,000	-	Learn More Add Review
South Ottumwa Savings Bank South Ottumwa Savings Bank Branch	0.40%	$1,000	-	Learn More Add Review
Great Southern Bank Vantus Bank Branch	0.40%	$250	-	Learn More Add Review
Community State Bank Altoona Branch	0.40%	$10,000	-	Learn More Add Review
Bank Iowa Shenandoah West Branch	0.38%	$500	-	Learn More Add Review
MidWestOne Bank Melbourne - Branch 32	0.35%	$10,000	-	Learn More Add Review
Iowa State Bank and Trust Company of Fairfield, Iowa Iowa State Bank And Trust Company Of Fairfield, Iowa Branch	0.35%	$10,000	-	Learn More Add Review
Sterling Federal Bank, F.S.B. Clinton Main Branch	0.35%	$10,000	-	Learn More Add Review
First National Bank, Ames, Iowa First National Bank, Ames, Iowa Branch	0.35%	$10,000	-	Learn More Add Review
Lincoln Savings Bank Allison Branch	0.35%	$2,500	-	Learn More Add Review
Crawford County Trust and Savings Bank Audubon Branch	0.35%	$10,000	-	Learn More Add Review
Central State Bank Mcgregor Branch	0.35%	$10,000	-	Learn More Add Review
CUSB Bank Cusb Bank Branch	0.35%	$500	-	Learn More Add Review
The Citizens First National Bank of Storm Lake The Citizens First National Bank Of Branch	0.33%	$10,000	-	Learn More Add Review
F&M Bank Sioux City 3rd & Virginia Branch	0.30%	$10,000	-	Learn More Add Review
Iowa State Bank Iowa State Bank Branch	0.30%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank & Trust West Burlington Branch	0.28%	$10,000	-	Learn More Add Review
Two Rivers Bank & Trust Mediapolis Southeast Security Branch	0.26%	$1,000	-	Learn More Add Review
First Security Bank Valley Bank & Trust Branch	0.25%	$1,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Ohnward Bank & Trust Ohnward Bank & Trust Branch	0.25%	$10,000	-	Learn More Add Review
First Central State Bank First Central State Bank Branch	0.25%	$10,000	-	Learn More
RICHARD DiSANTIS \| Aug 1, 2016 Good question...I am out-of-state and would like to take advantage of your rates...my deposits would surely help your bank... Read More Reviews (2)
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	0.25%	$10,000	-	Learn More Add Review
Community Bank and Trust Company Wilton Branch	0.23%	$10,000	-	Learn More Add Review
The Shelby County State Bank The Shelby County State Bank Branch	0.21%	$100,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Northwest Bank First National Bank Branch	0.20%	$10,000	-	Learn More Add Review
Decorah Bank & Trust Company Decorah Bank & Trust Company Branch	0.20%	$10,000	-	Learn More Add Review
DeWitt Bank & Trust Co. Dewitt Bank & Trust Co. Branch	0.20%	$10,000	-	Learn More Add Review
The Shelby County State Bank The Shelby County State Bank Branch	0.18%	$10,000	-	Learn More Add Review
The Security National Bank of Sioux City, Iowa Mapleton Branch	0.15%	$10,000	-	Learn More Add Review
First National Bank of Omaha Mills County Bank, National Association Branch	0.08%	$500	-	Learn More Add Review
Regions Bank Monticello Ia Branch	0.05% 0.01%	$2,501 $2,500	-	Learn More Add Review
Rate History: 0.03% → 0.05%
U.S. Bank National Association Newton Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Bank of America, National Association Skywalk Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Midwest Heritage Bank, FSB Midwest Heritage Bank, Fsb Branch	3580 Ep True Parkway, Suite 100	West Des Moines	IA
Luana Savings Bank Luana Savings Bank Branch	100 Harvest Drive	Luana	IA
Luana Savings Bank Luana Savings Bank Branch	100 Harvest Drive	Luana	IA
State Savings Bank State Savings Bank Branch	4800 George Mills Civic Parkway, Suite 100	West Des Moines	IA
Green Belt Bank & Trust Belmond Branch	120 East Main Street	Belmond	IA
State Savings Bank State Savings Bank Branch	4800 George Mills Civic Parkway, Suite 100	West Des Moines	IA
Bankers Trust Company Bankers Trust Company Branch	453 7th Street	Des Moines	IA
Ashton State Bank Ashton State Bank Branch	317 Third Street	Ashton	IA
Frontier Bank Little Rock Branch	323 Main Street	Little Rock	IA
Hardin County Savings Bank Union Main Branch	204 Center Street	Union	IA
Primebank Primebank Branch	37 First Avenue, N.W.	Le Mars	IA
Citizens Savings Bank Citizens Savings Bank Branch	215 East Main Street	Anamosa	IA
Security State Bank Zearing Branch	103 East Main	Zearing	IA
Heritage Bank National Association Sioux City Branch	4530 Singing Hills Boulevard	Sioux City	IA
Bank Plus Ledyard Branch	210 Edmunds St	Ledyard	IA
American Bank, National Association American Bank, National Association Branch	234 Fifth Avenue S.W.	Le Mars	IA
Savings Bank Savings Bank Branch	185 S Green Avenue	Primghar	IA
First State Bank Stanhope Branch	Park And Parker Streets	Stanhope	IA
Quad City Bank and Trust Company Quad City Bank And Trust Company Branch	2118 Middle Road	Bettendorf	IA
Security State Bank Security State Bank Branch	109 West 2nd Street	Sutherland	IA
American State Bank American State Bank Branch	525 North Main Street	Sioux Center	IA
Hardin County Savings Bank Union Main Branch	204 Center Street	Union	IA
BTC Bank Lamoni Branch	2090 East Main Street	Lamoni	IA
The Farmers State Bank The Farmers State Bank Branch	106 E. Cedar St	Marcus	IA
Citizens Savings Bank Citizens Savings Bank Branch	215 East Main Street	Anamosa	IA
Iowa State Bank Remsen Branch	17 West Second Street	Remsen	IA
Home State Bank Home State Bank Branch	115 West State Street	Jefferson	IA
Security State Bank Zearing Branch	103 East Main	Zearing	IA
First Iowa State Bank First Iowa State Bank Branch	19 Benton Avenue East	Albia	IA
State Savings Bank State Savings Bank Branch	602 Sheldon Street	Creston	IA
United Bank and Trust Company Dows Branch	101 West Ellsworth Street, Box 230	Dows	IA
Community Bank Ute State Branch	131 E Main St	Ute	IA
United Community Bank United Community Bank Branch	1000 Okoboji Avenue	Milford	IA
Templeton Savings Bank Templeton Savings Bank Branch	223 Main Street	Manning	IA
The First National Bank of Manning The First National Bank Of Manning Branch	401 Main Street	Manning	IA
Bank 1st Bank 1st Branch	115 North Vine Street	West Union	IA
Community Savings Bank Garnavillo Branch	101 S. Main Street	Garnavillo	IA
Liberty National Bank Liberty National Bank Branch	4425 Singing Hills Boulevard	Sioux City	IA
Sibley State Bank Sibley State Bank Branch	803 Fourth Avenue	Sibley	IA
Audubon State Bank Audubon State Bank Branch	315 Broadway	Audubon	IA
Raccoon Valley Bank Adel Branch	1009 Court Street	Adel	IA
BankOrion Bettendorf Iowa Branch	1855 Middle Road	Bettendorf	IA
First State Bank Stanhope Branch	Park And Parker Streets	Stanhope	IA
NorthStar Bank Estherville Branch	101 North 6th Street	Estherville	IA
First Citizens Bank First Citizens Bank Branch	2601 Fourth Street, S.W.	Mason City	IA
Templeton Savings Bank Templeton Savings Bank Branch	223 Main Street	Manning	IA
Farmers & Merchants Savings Bank Eagle Grove Branch	201 West Broadway	Eagle Grove	IA
Reliance State Bank Reliance State Bank Branch	100 East Main Street	Klemme	IA
Farmers Bank of Northern Missouri Centerville Branch	200 West Maple	Centerville	IA
First Iowa State Bank First Iowa State Bank Branch	19 Benton Avenue East	Albia	IA
Twin Cedars Bank State Bank Of Bussey Branch	402 Merrill Street	Bussey	IA
Dysart State Bank Dysart State Bank Branch	301 Main Street	Dysart	IA
First State Bank First State Bank Branch	183 Main Avenue North	Britt	IA
Community Bank Ute State Branch	131 E Main St	Ute	IA
West Iowa Bank West Iowa Bank Branch	319 S Broadway Ave	West Bend	IA
Central Bank Cherokee Central Trust Branch	201 West Main Street	Cherokee	IA
First State Bank First State Bank Branch	413 East Street	Lynnville	IA
Fidelity Bank & Trust Fidelity Bank & Trust Branch	4250 Asbury Road	Dubuque	IA
The Libertyville Savings Bank Farmers Savings Bank Branch	225-7 East Broadway	Keota	IA
Community Savings Bank Garnavillo Branch	101 S. Main Street	Garnavillo	IA
Marion County State Bank Marion County State Bank Branch	800 Main Street	Pella	IA
BankOrion Bettendorf Iowa Branch	1855 Middle Road	Bettendorf	IA
Blackhawk Bank & Trust 3889 Elmore Avenue Branch	3889 Elmore Avenue	Davenport	IA
Farmers Savings Bank Arlington Branch	727 Main Street	Arlington	IA
Peoples Bank Hawarden Location Branch	801 Central St	Hawarden	IA
Palo Savings Bank Palo Savings Bank Branch	606 First Street	Palo	IA
Benton County State Bank Benton County State Bank Branch	212 Locust Northeast	Blairstown	IA
BANK Bank Branch	409 Hwy 61 S	Wapello	IA
Connection Bank Connection Bank Branch	Avenue G And Seventh Street	Fort Madison	IA
Pilot Grove Savings Bank Fort Madison Branch	619 9th Street	Fort Madison	IA
Community State Bank Altoona Branch	200 8th St Se	Altoona	IA
Citizens State Bank Citizens State Bank Branch	114 West Main Street	Wyoming	IA
Reliance State Bank Reliance State Bank Branch	100 East Main Street	Klemme	IA
The Watkins Savings Bank The Watkins Savings Bank Branch	202 First Street	Watkins	IA
Liberty National Bank Liberty National Bank Branch	4425 Singing Hills Boulevard	Sioux City	IA
NSB Bank Nsb Bank Branch	2650 4th Street, S.W.	Mason City	IA
Maynard Savings Bank Maynard Savings Bank Branch	310 West Main Street	Maynard	IA
Farmers State Bank Farmers State Bank Branch	1240 8th Avenue	Marion	IA
United Bank & Trust Co. United Bank & Trust National Associa Branch	2101 South Center Street	Marshalltown	IA
Home State Bank Home State Bank Branch	Third And Main	Royal	IA
First Citizens Bank First Citizens Bank Branch	2601 Fourth Street, S.W.	Mason City	IA
Manufacturers Bank & Trust Company Lake Mills Branch	106 West Main Street	Lake Mills	IA
First State Bank First State Bank Branch	183 Main Avenue North	Britt	IA
PCSB Bank Pcsb Bank Branch	120 East Washington St	Clarinda	IA
Security Trust & Savings Bank Security Trust & Savings Bank Branch	601 Lake Street	Storm Lake	IA
GNB Bank Insurance & Investments Branch	603 7th St	Grundy Center	IA
First Bank First National Bank Branch	316 East Bremer Avenue	Waverly	IA
Farmers Savings Bank Farmers Savings Bank Branch	10 Highway Avenue Northwest	Fostoria	IA
Atkins Savings Bank & Trust Atkins Savings Bank & Trust Branch	97 Main Avenue	Atkins	IA
Security State Bank Security State Bank Branch	1 East State Street	Algona	IA
Iowa Trust and Savings Bank Iowa Trust And Savings Bank Branch	200 North 10th Street	Centerville	IA
Fidelity Bank & Trust Fidelity Bank & Trust Branch	4250 Asbury Road	Dubuque	IA
The First National Bank of Manning The First National Bank Of Manning Branch	401 Main Street	Manning	IA
Peoples Savings Bank Peoples Savings Bank Branch	414 North Adams Street	Wellsburg	IA
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	809 Clark Street	Charles City	IA
NSB Bank Nsb Bank Branch	2650 4th Street, S.W.	Mason City	IA
GNB Bank Insurance & Investments Branch	603 7th St	Grundy Center	IA
South Ottumwa Savings Bank South Ottumwa Savings Bank Branch	320 Church Street	Ottumwa	IA
Blue Grass Savings Bank Blue Grass Savings Bank Branch	104 East Mayne Street	Blue Grass	IA
Peoples Savings Bank Pleasantville State Bank Branch	102 N. Washington Street	Pleasantville	IA
Bank 1st Bank 1st Branch	115 North Vine Street	West Union	IA
Logan State Bank Logan State Bank Branch	323 East 7th Street	Logan	IA
Commercial Savings Bank Commercial Savings Bank Branch	627 North Adams Street	Carroll	IA
First State Bank First State Bank Branch	401 Main Street	Nashua	IA
Farmers State Bank Farmers State Bank Branch	99 7th Street North	Northwood	IA
American Trust and Savings Bank American Trust And Savings Bank Branch	309 Mckinley Avenue	Lowden	IA
Farmers & Merchants Savings Bank Eagle Grove Branch	201 West Broadway	Eagle Grove	IA
Heritage Bank Heritage Bank Branch	695 Marion Boulevard	Marion	IA
Houghton State Bank Cumberland Branch	103 Main Street	Cumberland	IA
New Albin Savings Bank New Albin Savings Bank Branch	118 Main Street	New Albin	IA
City State Bank City State Bank Branch	801 Main Street	Norwalk	IA
Leighton State Bank Leighton State Bank Branch	900 Washington Street	Pella	IA
Chelsea Savings Bank Chelsea Savings Bank Branch	601 13th St	Belle Plaine	IA
The Watkins Savings Bank The Watkins Savings Bank Branch	202 First Street	Watkins	IA
Success Bank Success Bank Branch	109 North Madison Street	Bloomfield	IA
Iowa Trust and Savings Bank Iowa Trust And Savings Bank Branch	200 North 10th Street	Centerville	IA
Citizens Savings Bank Citizens Savings Bank Branch	101 Church St	Spillville	IA
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	809 Clark Street	Charles City	IA
Liberty Trust & Savings Bank Liberty Trust & Savings Bank Branch	502 Eighth Avenue	Durant	IA
Citizens State Bank Citizens State Bank Branch	114 West Main Street	Wyoming	IA
Cornerstone Bank Cornerstone Bank Branch	123 East Main Street	Clarinda	IA
Citizens State Bank Boyden Branch	817 Main Street	Boyden	IA
Farmers State Bank Farmers State Bank Branch	1240 8th Avenue	Marion	IA
Midstates Bank, National Association Midstates Bank, National Association Branch	1851 Madison Avenue, Suite 17	Council Bluffs	IA
Tri-Valley Bank Tri-Valley Bank Branch	104 Main Street	Randolph	IA
American Bank and Trust Company, National Association American Bank And Trust Company, National Association Branch	4301 East 53rd Street	Davenport	IA
Union State Bank Union State Bank Branch	611 West Highway 92	Winterset	IA
Charter Bank Charter Bank Branch	5526 N.W. 86th Street	Johnston	IA
Maquoketa State Bank Maquoketa State Bank Branch	203 North Main Street	Maquoketa	IA
Fortress Bank Davenport Branch	3260 E. 53rd Street	Davenport	IA
First Community Bank Rockwell City Branch	400 Main Street	Rockwell City	IA
South Story Bank & Trust South Story Bank & Trust Branch	501 Linn St	Slater	IA
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	716 Eighth Street	Boone	IA
Peoples Bank Rippey Branch	303 Main Street	Rippey	IA
Kerndt Brothers Savings Bank West Union Branch	205 North Vine Street	West Union	IA
Peoples Savings Bank Peoples Savings Bank Branch	414 North Adams Street	Wellsburg	IA
St. Ansgar State Bank Stacyville Branch	Broad And Main	Stacyville	IA
Iowa State Savings Bank Iowa State Savings Bank Branch	401 West Adams Street	Creston	IA
Farmers State Bank Farmers State Bank Branch	401 Main Street	Lake View	IA
Palo Savings Bank Palo Savings Bank Branch	606 First Street	Palo	IA
TruBank What Cheer Branch	108 South Barnes	What Cheer	IA
Washington State Bank Washington State Bank Branch	121 S Marion Ave	Washington	IA
First Heritage Bank First Heritage Bank Branch	801 South Fremont	Shenandoah	IA
Iowa Falls State Bank Williams Branch	113 Main Street	Williams	IA
First Whitney Bank and Trust First Whitney Bank And Trust Branch	223 Chestnut Street	Atlantic	IA
Mediapolis Savings Bank Mediapolis Savings Bank Branch	605 Main Street	Mediapolis	IA
Union State Bank Union State Bank Branch	611 West Highway 92	Winterset	IA
Westside State Bank Halbur Branch	103 North Main Street	Halbur	IA
Pocahontas State Bank Pocahontas State Bank Branch	233 North Main Street	Pocahontas	IA
Central Bank Cherokee Central Trust Branch	201 West Main Street	Cherokee	IA
Heritage Bank Heritage Bank Branch	695 Marion Boulevard	Marion	IA
VISIONBANK OF IOWA Visionbank Of Iowa Branch	104 Chestnut St	Ames	IA
Defiance State Bank Defiance State Bank Branch	201 Main Ave.	Defiance	IA
Farmers Savings Bank & Trust Farmers Savings Bank & Trust Branch	611 Second Street	Traer	IA
Cedar Valley Bank & Trust Cedar Valley Bank & Trust Branch	321 Main Street	La Porte City	IA
Chelsea Savings Bank Chelsea Savings Bank Branch	601 13th St	Belle Plaine	IA
Exchange State Bank Exchange State Bank Branch	104 Main Street	Collins	IA
New Albin Savings Bank New Albin Savings Bank Branch	118 Main Street	New Albin	IA
FNB Bank Fnb Bank Branch	311 5th Street	Fontanelle	IA
Success Bank Success Bank Branch	109 North Madison Street	Bloomfield	IA
Farmers Savings Bank Farmers Savings Bank Branch	3542 168th Street	Wever	IA
Farmers Savings Bank Farmers Savings Bank Branch	205 West Main Street	Marshalltown	IA
County Bank County Bank Branch	201 South Jefferson Street	Sigourney	IA
First State Bank First State Bank Branch	304 East Main Street	Belmond	IA
Peoples Bank Rippey Branch	303 Main Street	Rippey	IA
Clear Lake Bank and Trust Company Clear Lake Bank And Trust Company Branch	322 Main	Clear Lake	IA
Hiawatha Bank and Trust Company Hiawatha Bank And Trust Company Branch	777 North Center Point Road	Hiawatha	IA
United Bank & Trust Co. United Bank & Trust National Associa Branch	2101 South Center Street	Marshalltown	IA
Citizens Savings Bank Citizens Savings Bank Branch	110 West Southridge Road	Marshalltown	IA
Hills Bank and Trust Company Downtown Branch Cr	240 Third Avenue, S.E.	Cedar Rapids	IA
State Central Bank Stockport Branch	116 S. Main Street	Stockport	IA
Citizens First Bank Citizens First Bank Branch	1442 Lincoln Way	Clinton	IA
The Clinton National Bank Preston Community Branch	1 West White Street	Preston	IA
Cedar Valley Bank & Trust Cedar Valley Bank & Trust Branch	321 Main Street	La Porte City	IA
Farmers State Bank Farmers State Bank Branch	501 East State Street	Algona	IA
Peoples State Bank Security State Bank Branch	15 Goethe	Guttenberg	IA
Guthrie County State Bank Guthrie County State Bank Branch	505 East Main Street	Panora	IA
Fortress Bank Davenport Branch	3260 E. 53rd Street	Davenport	IA
West Bank West Bank Branch	1601 22nd Street	West Des Moines	IA
Farmers State Bank Farmers State Bank Branch	131 Tower Park Drive	Waterloo	IA
F&M Bank Sioux City 3rd & Virginia Branch	930 3rd Street	Sioux City	IA
The State Bank of Toledo The State Bank Of Toledo Branch	100 East High	Toledo	IA
Waukon State Bank Waukon State Bank Branch	22 West Main Street	Waukon	IA
State Bank Peterson Branch	215 Main Street	Peterson	IA
Earlham Savings Bank Earlham Savings Bank Branch	7300 Lake Drive	West Des Moines	IA
Iowa State Bank Iowa State Bank Branch	500 Audubon Street	Sac City	IA
First Trust and Savings Bank First Trust And Savings Bank Branch	123 S. Main St.	Wheatland	IA
The State Bank The State Bank Branch	1902 Hill Avenue	Spirit Lake	IA
Manufacturers Bank & Trust Company Lake Mills Branch	106 West Main Street	Lake Mills	IA
Farmers and Merchants Savings Bank Farmers And Merchants Savings Bank Branch	2235 Mormon Trek Boulevard	Iowa City	IA
CBI Bank & Trust Cbi Bank & Trust Branch	301 Iowa Avenue	Muscatine	IA
Iowa State Bank Iowa State Bank Branch	627 East Locust Street	Des Moines	IA
Central State Bank Central State Bank Branch	109 West Main Street	State Center	IA
Availa Bank Webster City Branch	635 First Street	Webster City	IA
State Bank & Trust Co. State Bank & Trust Co. Branch	1025 Sixth Street	Nevada	IA
First Security State Bank First Security State Bank Branch	3600 Lafayette Road	Evansdale	IA
Heartland Bank Gowrie Branch	1201 Market Street	Gowrie	IA
FreedomBank Postville Office Branch	135 West Tilden	Postville	IA
Guthrie County State Bank Guthrie County State Bank Branch	505 East Main Street	Panora	IA
Farmers and Merchants State Bank Farmers And Merchants State Bank Branch	101 West Jefferson	Winterset	IA
Federation Bank Federation Bank Branch	102 East Main Street	Washington	IA
Community State Bank Community State Bank Branch	1812 Highway Boulevard	Spencer	IA
American State Bank American State Bank Branch	1000 Jeffreys Drive	Osceola	IA
BankIowa Bankiowa Of Cedar Rapids Branch	7045 C Avenue Northeast	Cedar Rapids	IA
WCF Financial Bank Wcf Financial Bank Branch	401 Fair Meadow Drive	Webster City	IA
Iowa State Bank Iowa State Bank Branch	5 East Call Street	Algona	IA
Security Savings Bank Harcourt Branch	127 South Ash Street	Harcourt	IA
First National Bank, Ames, Iowa First National Bank, Ames, Iowa Branch	405 Fifth Street	Ames	IA
VISIONBANK OF IOWA Visionbank Of Iowa Branch	104 Chestnut St	Ames	IA
Northeast Security Bank Fairbank Branch	119 East Main Street	Fairbank	IA
Farmers Trust & Savings Bank Farmers Trust & Savings Bank Branch	122 Main Street	Earling	IA
Peoples State Bank Security State Bank Branch	15 Goethe	Guttenberg	IA
First State Bank First State Bank Branch	215 North Division Street	Stuart	IA
Arbor Bank First Community Bank Branch	716 Illinois Street	Sidney	IA
Pinnacle Bank Pinnacle Bank Branch	2206 South Center Street	Marshalltown	IA
Bank Midwest Bank Midwest Branch	1525 18th Street	Spirit Lake	IA
Premier Bank Premier Bank Branch	2625 Northwest Arterial	Dubuque	IA
Two Rivers Bank & Trust Mediapolis Southeast Security Branch	105 Main Street	Mediapolis	IA
Farmers Trust and Savings Bank Farmers Trust And Savings Bank Branch	125 West 4th Street	Spencer	IA
West Bank West Bank Branch	1601 22nd Street	West Des Moines	IA
Crawford County Trust and Savings Bank Audubon Branch	201 South Division Street	Audubon	IA
FreedomBank Postville Office Branch	135 West Tilden	Postville	IA
Heartland Bank Gowrie Branch	1201 Market Street	Gowrie	IA
South Ottumwa Savings Bank South Ottumwa Savings Bank Branch	320 Church Street	Ottumwa	IA
Great Southern Bank Vantus Bank Branch	329 Pierce Street	Sioux City	IA
Community State Bank Altoona Branch	200 8th St Se	Altoona	IA
Bank Iowa Shenandoah West Branch	701 West Sheridan Avenue	Shenandoah	IA
MidWestOne Bank Melbourne - Branch 32	202 Main St.	Melbourne	IA
Iowa State Bank and Trust Company of Fairfield, Iowa Iowa State Bank And Trust Company Of Fairfield, Iowa Branch	Broadway And Court	Fairfield	IA
Sterling Federal Bank, F.S.B. Clinton Main Branch	122 Main Avenue	Clinton	IA
First National Bank, Ames, Iowa First National Bank, Ames, Iowa Branch	405 Fifth Street	Ames	IA
Lincoln Savings Bank Allison Branch	400-404 Main Street	Allison	IA
Crawford County Trust and Savings Bank Audubon Branch	201 South Division Street	Audubon	IA
Central State Bank Mcgregor Branch	Main Street	Mc Gregor	IA
CUSB Bank Cusb Bank Branch	111 North Elm Street	Cresco	IA
The Citizens First National Bank of Storm Lake The Citizens First National Bank Of Branch	East 5th And Lake Avenue	Storm Lake	IA
F&M Bank Sioux City 3rd & Virginia Branch	930 3rd Street	Sioux City	IA
Iowa State Bank Iowa State Bank Branch	627 East Locust Street	Des Moines	IA
Farmers & Merchants Bank & Trust West Burlington Branch	101 Broadway Street	West Burlington	IA
Two Rivers Bank & Trust Mediapolis Southeast Security Branch	105 Main Street	Mediapolis	IA
First Security Bank Valley Bank & Trust Branch	401 Main Street	Mapleton	IA
Ohnward Bank & Trust Ohnward Bank & Trust Branch	332 1st Avenue West	Cascade	IA
First Central State Bank First Central State Bank Branch	914 Sixth Avenue	Dewitt	IA
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	716 Eighth Street	Boone	IA
Community Bank and Trust Company Wilton Branch	210 West Fourth Street	Wilton	IA
The Shelby County State Bank The Shelby County State Bank Branch	508 Court Street	Harlan	IA
Northwest Bank First National Bank Branch	242 North Main Avenue	Sioux Center	IA
Decorah Bank & Trust Company Decorah Bank & Trust Company Branch	202 East Water Street	Decorah	IA
DeWitt Bank & Trust Co. Dewitt Bank & Trust Co. Branch	815 Sixth Avenue	Dewitt	IA
The Shelby County State Bank The Shelby County State Bank Branch	508 Court Street	Harlan	IA
The Security National Bank of Sioux City, Iowa Mapleton Branch	313 North Fourth Street	Mapleton	IA
First National Bank of Omaha Mills County Bank, National Association Branch	102 South Locust Street	Glenwood	IA
Regions Bank Monticello Ia Branch	202 W. First Street	Monticello	IA
U.S. Bank National Association Newton Branch	112 West 2nd Street South	Newton	IA
Bank of America, National Association Skywalk Branch	317 6th Avenue	Des Moines	IA
Regions Bank Monticello Ia Branch	202 W. First Street	Monticello	IA

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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

A higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 24 month period.
A generally higher rate for the same term than what can be found in a branch-based bank.
FDIC insurance.
Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for two years. Removing it early results in significant penalties.
Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Muscatine, Iowa CD Rates – 2-Year

Branches Info around zip 10007

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

The advantages of a two year branch CD are:

The disadvantages of a two year branch CDs are:

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