Iowa

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Muscatine, Iowa CD Rates – 3-Year

You are viewing rates from banks across Muscatine





Below are three-year CD Rates from banks in Muscatine, Iowa. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Muscatine, IA - August 1, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 2.73% → 4.06%

Rate History: 4.50% → 4.45% → 4.35% → 4.19% → 4.04%

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 1.75% → 4.05% → 3.91% → 3.71% → 3.55%

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

1.60%

$50,000

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1.40%

$10,000

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1.36%

$100,000

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1.30%

$25,000

-

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1.26%

$10,000

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1.26%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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1.21%

$100,000

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1.20%

$10,000

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1.20%

$60,000

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1.20%

$100,000

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1.19%

$1,000

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1.16%

$100,000

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1.16%

$10,000

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1.15%

$10,000

-

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1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.12%

$100,000

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1.10%

$1,000

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1.10%

$10,000

-

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$100,000

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1.10%

$10,000

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1.10%

$100,000

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Rate History: 0.24% → 1.10%

| Nov 2, 2020

Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More

1.05%

$10,000

-

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| Jun 25, 2020

If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More

1.05%

$100,000

-

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1.05%

$100,000

-

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1.05%

$5,000

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1.02%

$10,000

-

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1.01%

$100,000

-

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1.01%

$100,000

-

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1.00%

$10,000

-

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1.00%

$100,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$100,000

-

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1.00%

$10,000

-

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| Feb 4, 2021

Yes Read More

1.00%

$100,000

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$500

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$100,000

-

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1.00%

$100,000

-

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1.00%

$100,000

-

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1.00%

$10,000

-

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1.00%

$100,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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1.00%

$10,000

-

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0.99%

$100,000

-

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0.95%

$10,000

-

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0.95%

$10,000

-

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0.95%

$10,000

-

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0.95%

$10,000

-

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0.95%

$100,000

-

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0.90%

$10,000

-

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0.90%

$50,000

-

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0.90%

$100,000

-

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0.90%

$10,000

-

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0.90%

$10,000

-

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0.90%

$10,000

-

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0.90%

$10,000

-

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0.90%

$10,000

-

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0.90%

$500

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0.90%

$25,000

-

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0.90%

$10,000

-

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0.90%

$1,500

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0.90%

$10,000

-

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0.90%

$10,000

-

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0.90%

$10,000

-

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0.90%

$100,000

-

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0.86%

$10,000

-

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0.85%

$1,000

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0.85%

$500

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0.85%

$10,000

-

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| Apr 13, 2015

Does this bank accept deposits from California residents? Read More

0.85%

$1,000

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0.85%

$100,000

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0.85%

$10,000

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0.85%

$50,000

-

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0.85%

$1,000

-

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0.84%

$100,000

-

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0.84%

$10,000

-

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0.83%

$35,000

-

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0.82%

$10,000

-

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0.80%

$500

-

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0.80%

$10,000

-

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0.80%

$10,000

-

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0.80%

$10,000

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0.80%

$10,000

-

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0.80%

$500

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0.80%

$10,000

-

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0.80%

$2,500

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0.80%

$10,000

-

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0.80%

$10,000

-

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0.80%

$1,000

-

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0.80%

$10,000

-

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0.80%

$10,000

-

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0.80%

$10,000

-

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0.80%

$10,000

-

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0.80%

$10,000

-

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| Feb 4, 2021

Yes Read More

0.80%

$10,000

-

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0.80%

$10,000

-

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0.80%

$10,000

-

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0.80%

$100,000

-

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0.80%

$100,000

-

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0.80%

$10,000

-

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0.79%

$10,000

-

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0.79%

$150,000

-

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0.78%

$1,000

-

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0.77%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$100,000

-

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0.75%

$100,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.75%

$10,000

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$500

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$1,000

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$100,000

-

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0.70%

$100,000

-

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0.70%

$10,000

-

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0.70%

$100,000

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$10,000

-

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0.70%

$100,000

-

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0.70%

$10,000

-

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0.69%

$1,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.61%

$10,000

-

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0.60%

$10,000

-

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0.60%

$100,000

-

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$100,000

-

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0.60%

$500

-

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0.60%

$100,000

-

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0.60%

$25,000

-

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.59%

$10,000

-

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0.55%

$10,000

-

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0.55%

$10,000

-

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0.55%

$10,000

-

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0.55%

$10,000

-

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0.55%

$10,000

-

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0.55%

$100,000

-

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0.55%

$10,000

-

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0.55%

$10,000

-

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0.55%

$10,000

-

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0.55%

$100,000

-

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0.55%

$1,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$250

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$1,000

-

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0.49%

$10,000

-

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0.49%

$10,000

-

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0.49%

$500

-

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0.47%

$10,000

-

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0.47%

$1,000

-

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0.45%

$10,000

-

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0.45%

$500

-

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0.45%

$100,000

-

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0.45%

$10,000

-

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0.45%

$10,000

-

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0.45%

$10,000

-

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$500

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$1,000

-

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0.40%

$1,000

-

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0.38%

$2,500

-

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0.38%

$1,000

-

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0.37%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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| Aug 1, 2016

Good question...I am out-of-state and would like to take advantage of your rates...my deposits would surely help your bank... Read More

0.35%

$10,000

-

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0.33%

$100,000

-

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0.30%

$10,000

-

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

-

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0.25%

$10,000

-

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

-

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.10%

$500

-

Learn More

Rate History: 0.03% → 0.05%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
State Savings Bank
State Savings Bank Branch
4800 George Mills Civic Parkway, Suite 100 West Des Moines IA
Luana Savings Bank
Luana Savings Bank Branch
100 Harvest Drive Luana IA
Luana Savings Bank
Luana Savings Bank Branch
100 Harvest Drive Luana IA
State Savings Bank
State Savings Bank Branch
4800 George Mills Civic Parkway, Suite 100 West Des Moines IA
Green Belt Bank & Trust
Belmond Branch
120 East Main Street Belmond IA
Midwest Heritage Bank, FSB
Midwest Heritage Bank, Fsb Branch
3580 Ep True Parkway, Suite 100 West Des Moines IA
Frontier Bank
Little Rock Branch
323 Main Street Little Rock IA
Bankers Trust Company
Bankers Trust Company Branch
453 7th Street Des Moines IA
Frontier Bank
Little Rock Branch
323 Main Street Little Rock IA
Citizens Savings Bank
Citizens Savings Bank Branch
215 East Main Street Anamosa IA
First State Bank
Stanhope Branch
Park And Parker Streets Stanhope IA
Citizens Savings Bank
Citizens Savings Bank Branch
215 East Main Street Anamosa IA
Ashton State Bank
Ashton State Bank Branch
317 Third Street Ashton IA
Montezuma State Bank
Montezuma State Bank Branch
101 South 4th Street Montezuma IA
Security State Bank
Security State Bank Branch
109 West 2nd Street Sutherland IA
Hardin County Savings Bank
Union Main Branch
204 Center Street Union IA
Home State Bank
Home State Bank Branch
115 West State Street Jefferson IA
Security State Bank
Zearing Branch
103 East Main Zearing IA
First State Bank
First State Bank Branch
413 East Street Lynnville IA
Bank Plus
Ledyard Branch
210 Edmunds St Ledyard IA
Community Bank
Ute State Branch
131 E Main St Ute IA
NorthStar Bank
Estherville Branch
101 North 6th Street Estherville IA
Connection Bank
Connection Bank Branch
Avenue G And Seventh Street Fort Madison IA
Primebank
Primebank Branch
37 First Avenue, N.W. Le Mars IA
United Bank and Trust Company
Dows Branch
101 West Ellsworth Street, Box 230 Dows IA
Raccoon Valley Bank
Adel Branch
1009 Court Street Adel IA
The Farmers State Bank
The Farmers State Bank Branch
106 E. Cedar St Marcus IA
Security State Bank
Zearing Branch
103 East Main Zearing IA
State Savings Bank
State Savings Bank Branch
602 Sheldon Street Creston IA
Community Savings Bank
Garnavillo Branch
101 S. Main Street Garnavillo IA
Iowa State Bank
Remsen Branch
17 West Second Street Remsen IA
Security State Bank
Security State Bank Branch
109 West 2nd Street Sutherland IA
Hardin County Savings Bank
Union Main Branch
204 Center Street Union IA
South Story Bank & Trust
South Story Bank & Trust Branch
501 Linn St Slater IA
First Iowa State Bank
First Iowa State Bank Branch
19 Benton Avenue East Albia IA
First State Bank
First State Bank Branch
413 East Street Lynnville IA
Chelsea Savings Bank
Chelsea Savings Bank Branch
601 13th St Belle Plaine IA
Heritage Bank National Association
Sioux City Branch
4530 Singing Hills Boulevard Sioux City IA
American Bank, National Association
American Bank, National Association Branch
234 Fifth Avenue S.W. Le Mars IA
American State Bank
American State Bank Branch
525 North Main Street Sioux Center IA
First State Bank
First State Bank Branch
183 Main Avenue North Britt IA
The First National Bank of Manning
The First National Bank Of Manning Branch
401 Main Street Manning IA
Community Bank
Ute State Branch
131 E Main St Ute IA
Community Savings Bank
Garnavillo Branch
101 S. Main Street Garnavillo IA
Bank 1st
Bank 1st Branch
115 North Vine Street West Union IA
The Watkins Savings Bank
The Watkins Savings Bank Branch
202 First Street Watkins IA
Farmers Bank of Northern Missouri
Centerville Branch
200 West Maple Centerville IA
Liberty National Bank
Liberty National Bank Branch
4425 Singing Hills Boulevard Sioux City IA
United Community Bank
United Community Bank Branch
1000 Okoboji Avenue Milford IA
Dysart State Bank
Dysart State Bank Branch
301 Main Street Dysart IA
BankOrion
Bettendorf Iowa Branch
1855 Middle Road Bettendorf IA
Sibley State Bank
Sibley State Bank Branch
803 Fourth Avenue Sibley IA
Farmers & Merchants Savings Bank
Eagle Grove Branch
201 West Broadway Eagle Grove IA
Farmers State Bank
Farmers State Bank Branch
1240 8th Avenue Marion IA
West Iowa Bank
West Iowa Bank Branch
319 S Broadway Ave West Bend IA
Logan State Bank
Logan State Bank Branch
323 East 7th Street Logan IA
First State Bank
Stanhope Branch
Park And Parker Streets Stanhope IA
BANK
Bank Branch
409 Hwy 61 S Wapello IA
Pilot Grove Savings Bank
Fort Madison Branch
619 9th Street Fort Madison IA
BTC Bank
Lamoni Branch
2090 East Main Street Lamoni IA
First Citizens Bank
First Citizens Bank Branch
2601 Fourth Street, S.W. Mason City IA
Templeton Savings Bank
Templeton Savings Bank Branch
223 Main Street Manning IA
Reliance State Bank
Reliance State Bank Branch
100 East Main Street Klemme IA
Farmers Savings Bank
Farmers Savings Bank Branch
3542 168th Street Wever IA
Cedar Valley Bank & Trust
Cedar Valley Bank & Trust Branch
321 Main Street La Porte City IA
Benton County State Bank
Benton County State Bank Branch
212 Locust Northeast Blairstown IA
Chelsea Savings Bank
Chelsea Savings Bank Branch
601 13th St Belle Plaine IA
Security State Bank
Security State Bank Branch
1 East State Street Algona IA
Twin Cedars Bank
State Bank Of Bussey Branch
402 Merrill Street Bussey IA
First Iowa State Bank
First Iowa State Bank Branch
19 Benton Avenue East Albia IA
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
Audubon State Bank
Audubon State Bank Branch
315 Broadway Audubon IA
PCSB Bank
Pcsb Bank Branch
120 East Washington St Clarinda IA
First State Bank
First State Bank Branch
183 Main Avenue North Britt IA
Templeton Savings Bank
Templeton Savings Bank Branch
223 Main Street Manning IA
Central Bank
Cherokee Central Trust Branch
201 West Main Street Cherokee IA
BankOrion
Bettendorf Iowa Branch
1855 Middle Road Bettendorf IA
First Security Bank and Trust Company
First Security Bank And Trust Compan Branch
809 Clark Street Charles City IA
Palo Savings Bank
Palo Savings Bank Branch
606 First Street Palo IA
Farmers State Bank
Farmers State Bank Branch
1240 8th Avenue Marion IA
Farmers Savings Bank & Trust
Farmers Savings Bank & Trust Branch
611 Second Street Traer IA
Liberty National Bank
Liberty National Bank Branch
4425 Singing Hills Boulevard Sioux City IA
Cedar Valley Bank & Trust
Cedar Valley Bank & Trust Branch
321 Main Street La Porte City IA
The Watkins Savings Bank
The Watkins Savings Bank Branch
202 First Street Watkins IA
Liberty Trust & Savings Bank
Liberty Trust & Savings Bank Branch
502 Eighth Avenue Durant IA
United Bank & Trust Co.
United Bank & Trust National Associa Branch
2101 South Center Street Marshalltown IA
Commercial Savings Bank
Commercial Savings Bank Branch
627 North Adams Street Carroll IA
Central State Bank
Central State Bank Branch
109 West Main Street State Center IA
Marion County State Bank
Marion County State Bank Branch
800 Main Street Pella IA
Farmers Savings Bank
Arlington Branch
727 Main Street Arlington IA
Peoples Bank
Rippey Branch
303 Main Street Rippey IA
Reliance State Bank
Reliance State Bank Branch
100 East Main Street Klemme IA
Manufacturers Bank & Trust Company
Lake Mills Branch
106 West Main Street Lake Mills IA
Peoples Bank
Hawarden Location Branch
801 Central St Hawarden IA
Peoples Savings Bank
Pleasantville State Bank Branch
102 N. Washington Street Pleasantville IA
Farmers Savings Bank
Farmers Savings Bank Branch
10 Highway Avenue Northwest Fostoria IA
The First National Bank of Manning
The First National Bank Of Manning Branch
401 Main Street Manning IA
Iowa State Bank
Iowa State Bank Branch
100 North Main Street Clarksville IA
Atkins Savings Bank & Trust
Atkins Savings Bank & Trust Branch
97 Main Avenue Atkins IA
Iowa Trust and Savings Bank
Iowa Trust And Savings Bank Branch
200 North 10th Street Centerville IA
First Security Bank and Trust Company
First Security Bank And Trust Compan Branch
809 Clark Street Charles City IA
Fortress Bank
Davenport Branch
3260 E. 53rd Street Davenport IA
NSB Bank
Nsb Bank Branch
2650 4th Street, S.W. Mason City IA
County Bank
County Bank Branch
201 South Jefferson Street Sigourney IA
GNB Bank
Insurance & Investments Branch
603 7th St Grundy Center IA
Midstates Bank, National Association
Midstates Bank, National Association Branch
1851 Madison Avenue, Suite 17 Council Bluffs IA
Leighton State Bank
Leighton State Bank Branch
900 Washington Street Pella IA
Blue Grass Savings Bank
Blue Grass Savings Bank Branch
104 East Mayne Street Blue Grass IA
Farmers State Bank
Farmers State Bank Branch
401 Main Street Lake View IA
South Ottumwa Savings Bank
South Ottumwa Savings Bank Branch
320 Church Street Ottumwa IA
Hiawatha Bank and Trust Company
Hiawatha Bank And Trust Company Branch
777 North Center Point Road Hiawatha IA
Washington State Bank
Washington State Bank Branch
121 S Marion Ave Washington IA
First Heritage Bank
First Heritage Bank Branch
801 South Fremont Shenandoah IA
Bank 1st
Bank 1st Branch
115 North Vine Street West Union IA
Mediapolis Savings Bank
Mediapolis Savings Bank Branch
605 Main Street Mediapolis IA
Home State Bank
Home State Bank Branch
Third And Main Royal IA
Citizens Savings Bank
Citizens Savings Bank Branch
101 Church St Spillville IA
First State Bank
First State Bank Branch
401 Main Street Nashua IA
First Citizens Bank
First Citizens Bank Branch
2601 Fourth Street, S.W. Mason City IA
Farmers State Bank
Farmers State Bank Branch
99 7th Street North Northwood IA
American Trust and Savings Bank
American Trust And Savings Bank Branch
309 Mckinley Avenue Lowden IA
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
Farmers & Merchants Savings Bank
Eagle Grove Branch
201 West Broadway Eagle Grove IA
First Bank
First National Bank Branch
316 East Bremer Avenue Waverly IA
Northeast Security Bank
Fairbank Branch
119 East Main Street Fairbank IA
Iowa Trust and Savings Bank
Iowa Trust And Savings Bank Branch
200 North 10th Street Centerville IA
New Albin Savings Bank
New Albin Savings Bank Branch
118 Main Street New Albin IA
Success Bank
Success Bank Branch
109 North Madison Street Bloomfield IA
Kerndt Brothers Savings Bank
West Union Branch
205 North Vine Street West Union IA
NSB Bank
Nsb Bank Branch
2650 4th Street, S.W. Mason City IA
Peoples Savings Bank
Peoples Savings Bank Branch
414 North Adams Street Wellsburg IA
GNB Bank
Insurance & Investments Branch
603 7th St Grundy Center IA
First State Bank
First State Bank Branch
304 East Main Street Belmond IA
Maquoketa State Bank
Maquoketa State Bank Branch
203 North Main Street Maquoketa IA
City State Bank
City State Bank Branch
801 Main Street Norwalk IA
Maynard Savings Bank
Maynard Savings Bank Branch
310 West Main Street Maynard IA
Cornerstone Bank
Cornerstone Bank Branch
123 East Main Street Clarinda IA
Tri-Valley Bank
Tri-Valley Bank Branch
104 Main Street Randolph IA
State Central Bank
Stockport Branch
116 S. Main Street Stockport IA
The State Bank
The State Bank Branch
1902 Hill Avenue Spirit Lake IA
Farmers and Merchants Savings Bank
Farmers And Merchants Savings Bank Branch
2235 Mormon Trek Boulevard Iowa City IA
Security Trust & Savings Bank
Security Trust & Savings Bank Branch
601 Lake Street Storm Lake IA
VISIONBANK OF IOWA
Visionbank Of Iowa Branch
104 Chestnut St Ames IA
Boone Bank & Trust Co.
Boone Bank & Trust Co. Branch
716 Eighth Street Boone IA
Exchange State Bank
Exchange State Bank Branch
104 Main Street Collins IA
Iowa State Savings Bank
Iowa State Savings Bank Branch
401 West Adams Street Creston IA
Fortress Bank
Davenport Branch
3260 E. 53rd Street Davenport IA
Peoples Bank
Rippey Branch
303 Main Street Rippey IA
Westside State Bank
Halbur Branch
103 North Main Street Halbur IA
Palo Savings Bank
Palo Savings Bank Branch
606 First Street Palo IA
Federation Bank
Federation Bank Branch
102 East Main Street Washington IA
Farmers Savings Bank
Farmers Savings Bank Branch
205 West Main Street Marshalltown IA
New Albin Savings Bank
New Albin Savings Bank Branch
118 Main Street New Albin IA
First Whitney Bank and Trust
First Whitney Bank And Trust Branch
223 Chestnut Street Atlantic IA
Earlham Savings Bank
Earlham Savings Bank Branch
7300 Lake Drive West Des Moines IA
American Bank and Trust Company, National Association
American Bank And Trust Company, National Association Branch
4301 East 53rd Street Davenport IA
Clear Lake Bank and Trust Company
Clear Lake Bank And Trust Company Branch
322 Main Clear Lake IA
Citizens State Bank
Boyden Branch
817 Main Street Boyden IA
Iowa Falls State Bank
Williams Branch
113 Main Street Williams IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
West Bank
West Bank Branch
1601 22nd Street West Des Moines IA
First Community Bank
Rockwell City Branch
400 Main Street Rockwell City IA
United Bank of Iowa
United Bank Of Iowa Branch
501 2nd Street Ida Grove IA
Houghton State Bank
Cumberland Branch
103 Main Street Cumberland IA
Farmers State Bank
Farmers State Bank Branch
501 East State Street Algona IA
Guthrie County State Bank
Guthrie County State Bank Branch
505 East Main Street Panora IA
Success Bank
Success Bank Branch
109 North Madison Street Bloomfield IA
Fidelity Bank & Trust
Fidelity Bank & Trust Branch
4250 Asbury Road Dubuque IA
Central Bank
Cherokee Central Trust Branch
201 West Main Street Cherokee IA
Peoples Savings Bank
Peoples Savings Bank Branch
414 North Adams Street Wellsburg IA
The Clinton National Bank
Preston Community Branch
1 West White Street Preston IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
TruBank
What Cheer Branch
108 South Barnes What Cheer IA
Hills Bank and Trust Company
Downtown Branch Cr
240 Third Avenue, S.E. Cedar Rapids IA
Charter Bank
Charter Bank Branch
5526 N.W. 86th Street Johnston IA
Citizens First Bank
Citizens First Bank Branch
1442 Lincoln Way Clinton IA
State Bank
Peterson Branch
215 Main Street Peterson IA
United Bank of Iowa
United Bank Of Iowa Branch
501 2nd Street Ida Grove IA
Farmers and Merchants State Bank
Farmers And Merchants State Bank Branch
101 West Jefferson Winterset IA
FNB Bank
Fnb Bank Branch
311 5th Street Fontanelle IA
Farmers State Bank
Farmers State Bank Branch
131 Tower Park Drive Waterloo IA
The Security National Bank of Sioux City, Iowa
Mapleton Branch
313 North Fourth Street Mapleton IA
F&M Bank
Sioux City 3rd & Virginia Branch
930 3rd Street Sioux City IA
Citizens Savings Bank
Citizens Savings Bank Branch
110 West Southridge Road Marshalltown IA
Premier Bank
Premier Bank Branch
2625 Northwest Arterial Dubuque IA
Iowa State Bank
Iowa State Bank Branch
500 Audubon Street Sac City IA
Bank Midwest
Bank Midwest Branch
1525 18th Street Spirit Lake IA
Iowa State Bank
Iowa State Bank Branch
627 East Locust Street Des Moines IA
Availa Bank
Webster City Branch
635 First Street Webster City IA
FreedomBank
Postville Office Branch
135 West Tilden Postville IA
Heartland Bank
Gowrie Branch
1201 Market Street Gowrie IA
Fidelity Bank & Trust
Fidelity Bank & Trust Branch
4250 Asbury Road Dubuque IA
Manufacturers Bank & Trust Company
Lake Mills Branch
106 West Main Street Lake Mills IA
Community State Bank
Community State Bank Branch
1812 Highway Boulevard Spencer IA
The State Bank of Toledo
The State Bank Of Toledo Branch
100 East High Toledo IA
United Bank & Trust Co.
United Bank & Trust National Associa Branch
2101 South Center Street Marshalltown IA
First State Bank
First State Bank Branch
215 North Division Street Stuart IA
WCF Financial Bank
Wcf Financial Bank Branch
401 Fair Meadow Drive Webster City IA
Security Savings Bank
Harcourt Branch
127 South Ash Street Harcourt IA
First National Bank, Ames, Iowa
First National Bank, Ames, Iowa Branch
405 Fifth Street Ames IA
VISIONBANK OF IOWA
Visionbank Of Iowa Branch
104 Chestnut St Ames IA
First Security State Bank
First Security State Bank Branch
3600 Lafayette Road Evansdale IA
Farmers Trust & Savings Bank
Farmers Trust & Savings Bank Branch
122 Main Street Earling IA
Peoples State Bank
Security State Bank Branch
15 Goethe Guttenberg IA
South Ottumwa Savings Bank
South Ottumwa Savings Bank Branch
320 Church Street Ottumwa IA
Waukon State Bank
Waukon State Bank Branch
22 West Main Street Waukon IA
West Bank
West Bank Branch
1601 22nd Street West Des Moines IA
Great Southern Bank
Vantus Bank Branch
329 Pierce Street Sioux City IA
First Trust and Savings Bank
First Trust And Savings Bank Branch
123 S. Main St. Wheatland IA
FreedomBank
Postville Office Branch
135 West Tilden Postville IA
CBI Bank & Trust
Cbi Bank & Trust Branch
301 Iowa Avenue Muscatine IA
Iowa State Bank
Iowa State Bank Branch
5 East Call Street Algona IA
Pinnacle Bank
Pinnacle Bank Branch
2206 South Center Street Marshalltown IA
Arbor Bank
First Community Bank Branch
716 Illinois Street Sidney IA
BankIowa
Bankiowa Of Cedar Rapids Branch
7045 C Avenue Northeast Cedar Rapids IA
American State Bank
American State Bank Branch
1000 Jeffreys Drive Osceola IA
Two Rivers Bank & Trust
Mediapolis Southeast Security Branch
105 Main Street Mediapolis IA
The Citizens First National Bank of Storm Lake
The Citizens First National Bank Of Branch
East 5th And Lake Avenue Storm Lake IA
Bank Iowa
Shenandoah West Branch
701 West Sheridan Avenue Shenandoah IA
Crawford County Trust and Savings Bank
Audubon Branch
201 South Division Street Audubon IA
Peoples State Bank
Security State Bank Branch
15 Goethe Guttenberg IA
First National Bank, Ames, Iowa
First National Bank, Ames, Iowa Branch
405 Fifth Street Ames IA
Heartland Bank
Gowrie Branch
1201 Market Street Gowrie IA
Iowa Trust & Savings Bank
Iowa Trust & Savings Bank Branch
2101 Tenth Street Emmetsburg IA
Iowa State Bank
Iowa State Bank Branch
627 East Locust Street Des Moines IA
MidWestOne Bank
Melbourne - Branch 32
202 Main St. Melbourne IA
F&M Bank
Sioux City 3rd & Virginia Branch
930 3rd Street Sioux City IA
Sterling Federal Bank, F.S.B.
Clinton Main Branch
122 Main Avenue Clinton IA
Farmers Trust and Savings Bank
Farmers Trust And Savings Bank Branch
125 West 4th Street Spencer IA
Boone Bank & Trust Co.
Boone Bank & Trust Co. Branch
716 Eighth Street Boone IA
Crawford County Trust and Savings Bank
Audubon Branch
201 South Division Street Audubon IA
First Security Bank
Valley Bank & Trust Branch
401 Main Street Mapleton IA
CUSB Bank
Cusb Bank Branch
111 North Elm Street Cresco IA
Lincoln Savings Bank
Allison Branch
400-404 Main Street Allison IA
Two Rivers Bank & Trust
Mediapolis Southeast Security Branch
105 Main Street Mediapolis IA
Farmers & Merchants Bank & Trust
West Burlington Branch
101 Broadway Street West Burlington IA
Central State Bank
Mcgregor Branch
Main Street Mc Gregor IA
Ohnward Bank & Trust
Ohnward Bank & Trust Branch
332 1st Avenue West Cascade IA
Community Bank and Trust Company
Wilton Branch
210 West Fourth Street Wilton IA
Quad City Bank and Trust Company
Quad City Bank And Trust Company Branch
2118 Middle Road Bettendorf IA
First Central State Bank
First Central State Bank Branch
914 Sixth Avenue Dewitt IA
Iowa State Bank and Trust Company of Fairfield, Iowa
Iowa State Bank And Trust Company Of Fairfield, Iowa Branch
Broadway And Court Fairfield IA
The Shelby County State Bank
The Shelby County State Bank Branch
508 Court Street Harlan IA
The Shelby County State Bank
The Shelby County State Bank Branch
508 Court Street Harlan IA
Northwest Bank
First National Bank Branch
242 North Main Avenue Sioux Center IA
DeWitt Bank & Trust Co.
Dewitt Bank & Trust Co. Branch
815 Sixth Avenue Dewitt IA
Decorah Bank & Trust Company
Decorah Bank & Trust Company Branch
202 East Water Street Decorah IA
U.S. Bank National Association
Newton Branch
112 West 2nd Street South Newton IA
First National Bank of Omaha
Mills County Bank, National Association Branch
102 South Locust Street Glenwood IA
Regions Bank
Monticello Ia Branch
202 W. First Street Monticello IA
Bank of America, National Association
Skywalk Branch
317 6th Avenue Des Moines IA
Regions Bank
Monticello Ia Branch
202 W. First Street Monticello IA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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