Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Platte City
Below are the best six-month CD Rates from banks with branches in Platte City, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Platte City, MO - December 13, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.80% |
$1,000 |
10.65 |
Learn More
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Rate History: 3.25% → 5.00% → 4.50% → 5.00% → 4.80% |
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JtAlmond | Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More |
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4.32% |
$500 |
6.18 |
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Rate History: 0.70% → 4.84% → 4.32% |
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ccass | Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More |
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4.20% |
$1,000 |
- |
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Rate History: 4.65% → 4.35% → 4.30% → 4.15% → 4.20% |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.10% |
$25,000 |
- |
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Rate History: 4.61% → 4.51% → 4.41% → 4.25% → 4.10% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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4.00% |
$10,000 |
- |
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Rate History: 4.10% → 4.00% → 3.90% → 3.65% → 4.00% |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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|
3.90% |
$2,500 |
- |
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Rate History: 4.25% → 4.30% → 3.95% → 4.15% → 3.90% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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2.05% |
$100,000 |
23.82 |
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Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05% |
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Aku | May 29, 2020 Dua Read More |
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2.01% |
$1,000 |
12.84 |
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0.40% |
$1,000 |
18.49 |
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0.40% |
$1 |
1.42 |
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0.35% |
$10,000 |
23.52 |
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Watson1895 | Feb 9, 2019 Can I order new checks online? Read More |
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0.30% |
$500 |
23.16 |
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0.30% |
$10,000 |
1.02 |
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0.30% |
$10,000 |
18.47 |
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0.25% |
$1,000 |
23.35 |
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0.25% |
$1 |
7.78 |
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0.25% |
$10,000 |
10.20 |
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Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
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0.25% |
$10,000 |
19.74 |
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0.25% |
$10,000 |
24.30 |
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Fredbird | Aug 30, 2017 Excellent bank with a friendly helpful staff Read More |
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0.20% |
$1,000 |
- |
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Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
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0.20% |
$10,000 |
12.49 |
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0.20% |
$10,000 |
14.16 |
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0.20% |
$10,000 |
21.27 |
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0.17% |
$10,000 |
24.59 |
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0.15% |
$1,000 |
12.51 |
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0.05% |
$1,000 |
23.97 |
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Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
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0.05% |
$10,000 |
11.40 |
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0.05% |
$500 |
10.54 |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$10,000 |
10.22 |
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Rate History: 4.00% → 3.75% → 3.51% → 0.03% |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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0.01% |
$500 |
24.40 |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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