Oklahoma

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Choctaw, Oklahoma CD Rates – 6-Month

You are viewing rates from banks across Choctaw





Below are the best six-month CD Rates from banks with branches in Choctaw, Oklahoma . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Choctaw, OK - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.60% → 5.05% → 4.80%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 5.05% → 4.95% → 4.52% → 4.26% → 4.36%

| Jan 16, 2019

12 mo now pays 2.80% apr Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

4.20%

$1,000

17.14

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Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.75% → 4.40% → 4.25% → 4.00% → 3.75%

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.25% → 5.10% → 4.25% → 3.50%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Mar 24, 2022

I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More

0.55%

$100,000

11.73

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

0.50%

$10,000

16.49

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0.50%

$10,000

16.78

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0.50%

$10,000

18.64

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0.50%

$100,000

21.28

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| Nov 23, 2019

Recently applied for a loan. I was denied. Got the letter stating why, it has things checked like foreclosure and garnishment. I know I never had either. I get a copy of my report. Doesn't show any ... Read More

| Jun 27, 2022

It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More

0.45%

$100,000

19.82

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

18.24

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0.45%

$10,000

19.37

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0.40%

$10,000

20.71

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0.40%

$10,000

21.08

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0.40%

$10,000

19.82

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0.40%

$100,000

20.33

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0.35%

$1,000

19.35

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0.35%

$100,000

21.36

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0.35%

$10,000

20.30

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0.35%

$10,000

21.28

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0.35%

$100,000

17.92

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0.35%

$10,000

17.75

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0.30%

$10,000

18.61

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0.30%

$10,000

21.00

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0.30%

$10,000

20.33

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0.30%

$10,000

22.70

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0.30%

$10,000

17.92

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0.30%

$1,000

19.35

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.25%

$10,000

19.07

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| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.25%

$1,000

19.35

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| Dec 30, 2019

Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$1,000

19.35

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0.20%

$10,000

21.36

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0.20%

$10,000

20.18

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0.20%

$10,000

15.07

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Dec 30, 2019

Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More

0.15%

$10,000

11.73

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0.15%

$10,000

20.94

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.10%

$10,000

15.31

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0.10%

$10,000

14.44

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0.05%

$10,000

14.72

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| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Choctaw, OK - August 1, 2025


Branch Street City State
Arvest Bank
Reno Supercenter Branch
6100 W. Reno Oklahoma City OK
Arvest Bank
Reno Supercenter Branch
6100 W. Reno Oklahoma City OK
Frontier State Bank
Frontier State Bank Branch
5100 South I-35 Service Road Oklahoma City OK
VALOR BANK
Valor Bank Branch
1501 Renaissance Blvd Edmond OK
RCB Bank
Okla City May Ave Branch
11217 N May Ave Oklahoma City OK
Bank of America, National Association
West Branch
3501 N. Macarthur Oklahoma City OK
Intrust Bank, National Association
Oklahoma City Main Branch
4576 Nw 10th St Oklahoma City OK
BOKF, National Association
Macarthur & Memorial Branch
13600 N. Macarthur Boulevard Oklahoma City OK
JPMorgan Chase Bank, National Association
Nw Expressway And Portland Branch
6303 N. Portland Avenue Oklahoma City OK
Sooner State Bank
Newcastle Branch
Second And Wright Streets Newcastle OK
First Security Bank and Trust Company
First Security Bank And Trust Compan Branch
1541 North East 23rd Street Oklahoma City OK
Bank 7
Bank 7 Branch
1039 Nw 63rd Street Oklahoma City OK
The City National Bank and Trust Company of Lawton, Oklahoma
Britton Branch
9320 North Pennsylvania Avenue Oklahoma City OK
NBC OKLAHOMA
Grand Boulevard Branch
2828 Grand Boulevard Oklahoma City OK
Great Nations Bank
Great Nations Bank Branch
2200 Alameda Street Norman OK
Sovereign Bank
Firelake Branch
1545 South Gordon Cooper Drive Shawnee OK
Frazer Bank
Frazer Bank Branch
3823 South Blvd. Edmond OK
Regent Bank
Oklahoma City Branch
1900 N.W. Expressway, 50 Penn Place Oklahoma City OK
Vision Bank
Shawnee Branch
4301 N. Harrison Street Shawnee OK
Prosperity Bank
23rd Street Branch-Ok
4631 Nw 23rd Street Oklahoma City OK
Quail Creek Bank
Quail Creek Bank, National Association Branch
12201 North May Avenue Oklahoma City OK
First Bethany Bank & Trust
First Bethany Bank & Trust Branch
6500 Northwest 39th Expressway Bethany OK
The Bank of the West
4801 Gaillardia, Suite 190 Branch
4801 Gaillardia, Suite 190 Oklahoma City OK
Legacy Bank
Oklahoma City Branch
13216 N Macarthur Oklahoma City OK
Vision Bank
Shawnee Branch
4301 N. Harrison Street Shawnee OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
First Bank & Trust Co.
Norman Branch
2330 36th Avenue Northwest Norman OK
International Bank of Commerce
Gailardia Branch
14001 N. Macarthur Oklahoma City OK
Prism Bank
Norman Branch
900 36th Avenue Nw, Suite 102 Norman OK
Sovereign Bank
Firelake Branch
1545 South Gordon Cooper Drive Shawnee OK
First National Bank and Trust Company of Ardmore
1nb Financial Center Branch
716 Wall Street Norman OK
Chickasaw Community Bank
Bank 2 Branch
909 South Meridian Avenue Oklahoma City OK
First National Bank of Oklahoma
First National Bank Of Oklahoma Branch
10900 Hefner Pointe Drive Oklahoma City OK
AllNations Bank
Shawnee Branch
2023 South Gordon Cooper Drive Shawnee OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
The First National Bank and Trust Co., Chickasha, Oklahoma
Newcastle Branch
1308 North Main Newcastle OK
First National Bank and Trust Company of Ardmore
1nb Financial Center Branch
716 Wall Street Norman OK
First Bank & Trust Co.
Norman Branch
2330 36th Avenue Northwest Norman OK
MidFirst Bank
Macarthur Branch
6351 N Macarthur Oklahoma City OK
YNB
Ynb Peoples Branch
6201 Northwest 23rd Street Oklahoma City OK
First Fidelity Bank
Macarthur Boulevard Branch
12215 N Macarthur Blvd Oklahoma City OK
InterBank
Drive-In Branch
2919 N.W. 49th Street Oklahoma City OK
UMB Bank, National Association
South Agnew Branch
1217 South Agnew Street Oklahoma City OK
Prosperity Bank
23rd Street Branch-Ok
4631 Nw 23rd Street Oklahoma City OK
BancFirst
7901 North Macarthur Branch
7901 North Macarthur Boulevard Oklahoma City OK
First Bank & Trust Co.
Norman Branch
2330 36th Avenue Northwest Norman OK
McClain Bank
Norman Branch
2900 West Lindsey Norman OK
First Bank & Trust Co.
Norman Branch
2330 36th Avenue Northwest Norman OK
International Bank of Commerce
Gailardia Branch
14001 N. Macarthur Oklahoma City OK
F&M Bank
F & M Bank Branch
17100 North May Ave Edmond OK
FNB Community Bank
Moore Branch
601 North Broadway Street Moore OK
BancFirst
7901 North Macarthur Branch
7901 North Macarthur Boulevard Oklahoma City OK
McClain Bank
Norman Branch
2900 West Lindsey Norman OK
First Security Bank and Trust Company
First Security Bank And Trust Compan Branch
1541 North East 23rd Street Oklahoma City OK
First State Bank
First State Bank Branch
1600 West Lindsey Street Norman OK
BancFirst
7901 North Macarthur Branch
7901 North Macarthur Boulevard Oklahoma City OK
First United Bank and Trust Company
Stockyards Branch
1600 South Agnew Ave Oklahoma City OK
Valliance Bank
Valliance Bank Branch
1601 N. W. Expressway Oklahoma City OK
Commerce Bank
Oklahoma City Branch
1001 N.W. 63rd Street Oklahoma City OK
First-Citizens Bank & Trust Company
Landmark Towers Branch
3535 Nw 58th Street Oklahoma City OK


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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