This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.33% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,165 | 816 |
| 2 | 51,165 | 1,192 | 835 |
| 3 | 52,357 | 1,220 | 854 |
| 4 | 53,577 | 1,248 | 874 |
| 5 | 54,825 | 1,277 | 894 |
| 6 | 56,103 | 1,307 | 915 |
| 7 | 57,410 | 1,338 | 936 |
| 8 | 58,748 | 1,369 | 958 |
| 9 | 60,117 | 1,401 | 981 |
| 10 | 61,517 | 1,433 | 1,003 |
| 11 | 62,951 | 1,467 | 1,027 |
| 12 | 64,417 | 1,501 | 1,051 |
| 13 | 65,918 | 1,536 | 1,075 |
| 14 | 67,454 | 1,572 | 1,100 |
| 15 | 69,026 | 1,608 | 1,126 |
| 16 | 70,634 | 1,646 | 1,152 |
| 17 | 72,280 | 1,684 | 1,179 |
| 18 | 73,964 | 1,723 | 1,206 |
| 19 | 75,687 | 1,764 | 1,234 |
| 20 | 77,451 | 1,805 | 1,263 |
| TOTAL | $29,256 | $20,479 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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