This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.81% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 905 | 634 |
| 2 | 50,905 | 921 | 645 |
| 3 | 51,826 | 938 | 657 |
| 4 | 52,764 | 955 | 669 |
| 5 | 53,719 | 972 | 681 |
| 6 | 54,692 | 990 | 693 |
| 7 | 55,682 | 1,008 | 705 |
| 8 | 56,690 | 1,026 | 718 |
| 9 | 57,716 | 1,045 | 731 |
| 10 | 58,760 | 1,064 | 744 |
| 11 | 59,824 | 1,083 | 758 |
| 12 | 60,907 | 1,102 | 772 |
| 13 | 62,009 | 1,122 | 786 |
| 14 | 63,131 | 1,143 | 800 |
| 15 | 64,274 | 1,163 | 814 |
| 16 | 65,437 | 1,184 | 829 |
| 17 | 66,622 | 1,206 | 844 |
| 18 | 67,828 | 1,228 | 859 |
| 19 | 69,055 | 1,250 | 875 |
| 20 | 70,305 | 1,273 | 891 |
| TOTAL | $21,578 | $15,105 |
| Year | Rate 0.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 275 | 193 |
| 2 | 50,275 | 277 | 194 |
| 3 | 50,552 | 278 | 195 |
| 4 | 50,830 | 280 | 196 |
| 5 | 51,109 | 281 | 197 |
| 6 | 51,390 | 283 | 198 |
| 7 | 51,673 | 284 | 199 |
| 8 | 51,957 | 286 | 200 |
| 9 | 52,243 | 287 | 201 |
| 10 | 52,530 | 289 | 202 |
| 11 | 52,819 | 291 | 203 |
| 12 | 53,110 | 292 | 204 |
| 13 | 53,402 | 294 | 206 |
| 14 | 53,695 | 295 | 207 |
| 15 | 53,991 | 297 | 208 |
| 16 | 54,288 | 299 | 209 |
| 17 | 54,586 | 300 | 210 |
| 18 | 54,886 | 302 | 211 |
| 19 | 55,188 | 304 | 212 |
| 20 | 55,492 | 305 | 214 |
| TOTAL | $5,797 | $4,058 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
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Last change: ↓0.15% on October 13. |
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