Alabama

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Helena, Alabama CD Rates – 18-Month

You are viewing rates from banks across Helena





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Helena, Alabama . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Helena, AL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.75%

$10,000

23.65

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0.71%

$10,000

15.94

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0.71%

$10,000

6.15

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| Jan 13, 2023

Disappointed! Wellsfargo is not great but better than Noble. Read More

| Apr 23, 2020

If you're not with Central State Bank and you're in business... why the heck not? I've been with CSB since 2007. In that time they've provided top tier service and a down home feel. My most recent exper... Read More

0.50%

$10,000

13.88

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0.50%

$10,000

12.46

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0.40%

$10,000

14.91

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| Jun 7, 2018

Fabulous bank Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.30%

$10,000

16.61

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0.30%

$100,000

6.16

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0.25%

$10,000

15.32

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0.20%

$10,000

6.16

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| Jun 11, 2015

Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Helena, AL - July 16, 2025


Branch Street City State
EvaBank
Clairmont Branch
2915 Clairmont Avenue Birmingham AL
Wells Fargo Bank, National Association
Hueytown Branch
2900 Allison Bonnett Mem Dr Hueytown AL
Millennial Bank
Covenant Bank Branch
7924 Parkway Drive Leeds AL
Alamerica Bank
Alamerica Bank Branch
2170 Highland Avenue Birmingham AL
ServisFirst Bank
Greystone Branch
5403 Highway 280, Suite 401 Hoover AL
NobleBank & Trust
Birmingham Office Branch
361 Summit Blvd Birmingham AL
Central State Bank
Alabaster Office Branch
9331 Highway 119 Alabaster AL
SouthPoint Bank
Southpoint Bank Branch
3501 Grandview Parkway Birmingham AL
Pinnacle Bank
Montgomery Highway Branch
2039 Canyon Road Vestavia Hills AL
Southern States Bank
Birmingham Branch
7 Office Park Circle Birmingham AL
CB&S Bank, Inc.
Birmingham Office Branch
1301 Doug Baker Boulevard Birmingham AL
Renasant Bank
Pelham Branch
3513 Pelham Parkway Pelham AL
Citizens Trust Bank
Third Avenue Branch
1700 Third Avenue North Birmingham AL
Bryant Bank
Highway 150 Branch
2721 John Hawkins Parkway Hoover AL
Oakworth Capital Bank
Oakworth Capital Bank Branch
850 Shades Creek Parkway Birmingham AL
Bryant Bank
Highway 150 Branch
2721 John Hawkins Parkway Hoover AL
Synovus Bank
Trace Crossings Branch
5290 Preserve Parkway Hoover AL
Regions Bank
Hueytown Branch
109 Hueytown Plaza Hueytown AL
PNC Bank, National Association
Hueytown Allison-Bonnett Branch
3059 Allison-Bonnett Memorial Drive Hueytown AL
Regions Bank
Hueytown Branch
109 Hueytown Plaza Hueytown AL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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