Arkansas

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Sheridan, Arkansas CD Rates – 18-Month

You are viewing rates from banks across Sheridan





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Sheridan, Arkansas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Sheridan, AR - December 15, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.35% → 3.85% → 3.80% → 3.95%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.05% → 4.00% → 3.80% → 3.80% → 3.90%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 4.15% → 4.00% → 3.75% → 4.05% → 3.75%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 3.95% → 3.90% → 3.80% → 3.70% → 3.45%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.00% → 2.85% → 2.75%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.85%

$100,000

21.57

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0.60%

$10,000

16.68

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0.60%

$500

21.57

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0.50%

$10,000

17.00

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0.45%

$100,000

14.08

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0.35%

$10,000

20.37

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0.35%

$10,000

16.69

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0.35%

$10,000

14.08

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| Jun 15, 2019

My aunt was treated horrible by okd gray headed teller with glasses at malvern national bank down town and this big fat black man with a too little shirt on and jeans sagging and tammie. This bank is raci... Read More

| Nov 15, 2020

Do they? Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Sheridan, AR - December 15, 2025


Branch Street City State
Finworth, a division of InsBank
Benton Military Rd Branch
1700 Military Rd Benton AR
Merchants and Farmers Bank
Merchants And Farmers Bryant Loan Pr Branch
4500 Highway 5 North, Suite 6 Bryant AR
Stone Bank
White Hall Branch
7739 Sheridan Road White Hall AR
Merchants and Farmers Bank
Merchants And Farmers Bryant Loan Pr Branch
4500 Highway 5 North, Suite 6 Bryant AR
Connect Bank
White Hall Branch
7101 Dollarway Rd White Hall AR
Relyance Bank
Redfield Branch
804 Sheridan Road Redfield AR
FSNB, National Association
Benton Branch
17309 Interstate 30 S Benton AR
FBT Bank & Mortgage
White Hall Financial Branch
7199 Sheridan Road White Hall AR
Relyance Bank
Redfield Branch
804 Sheridan Road Redfield AR
The Malvern National Bank
Benton Branch
1111 Military Road Benton AR
Centennial Bank
Bryant Branch
2224 N. Reynolds Rd. Bryant AR
U.S. Bank National Association
Bryant Branch
100 Commerce St. Bryant AR
Regions Bank
River St Remote Drive Thru Branch
112 River Street Benton AR
Bank of America, National Association
Geyer Springs Branch
8200 Geyer Springs Road Little Rock AR


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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