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Lady Lake, Florida CD Rates – 18-Month

You are viewing rates from banks across Lady Lake

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Lady Lake, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Lady Lake, FL - July 8, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Dec 26, 2021

SJennings Read More

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More

Rate History: 0.10% → 4.25% → 1.50%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

0.80%

$10,000

24.56

Learn More

| Apr 1, 2022

This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More

0.60%

$10,000

18.25

Learn More

0.55%

$10,000

12.58

Learn More

0.30%

$1,000

19.04

Learn More

| Jul 31, 2016

This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More

| Aug 22, 2019

Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More

| Nov 15, 2020

Do they? Read More

| Nov 15, 2020

Do they? Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lady Lake, FL - July 8, 2025


Branch Street City State
Axiom Bank, National Association
Goldwyn Branch
715 South Goldwyn Avenue Orlando FL
Citizens First Bank
Citizens First Bank Branch
1341 Griffin Road Leesburg FL
TrustCo Bank
Bay Hill Branch
6084 Apopka Vineland Road Orlando FL
TD Bank, National Association
Kirkman Road Branch
4675 South Kirkman Road Orlando FL
Surety Bank
Surety Bank Branch
990 North Woodland Boulevard Deland FL
Mainstreet Community Bank of Florida
Clermont Branch
1515 E. Highway 50 Clermont FL
Cogent Bank
Longwood Branch
485 S. Ronald Reagan Boulevard Longwood FL
The First National Bank of Mount Dora
S.Leesburg Branch
27700 Us Highway 27 Leesburg FL
United Southern Bank
Clermont Branch
1510 East Service Road 50 Clermont FL
City National Bank of Florida
Central Florida Branch
355 North Orange Avenue Orlando FL
Seacoast National Bank
Dr Phillips Office Branch
6572 Conory Windermer Rd Orlando FL
Centennial Bank
Colonialtown Branch
1200 Hillcrest Street, Suite 102 Orlando FL
Centennial Bank
Colonialtown Branch
1200 Hillcrest Street, Suite 102 Orlando FL
PNC Bank, National Association
Dr. Phillips Branch
8020 Conroy Windermere Road Orlando FL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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