Illinois

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Carbondale, Illinois CD Rates – 18-Month

You are viewing rates from banks across Carbondale





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Carbondale, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Carbondale, IL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

0.85%

$100,000

17.33

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0.70%

$1,000

17.33

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0.70%

$100,000

17.52

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0.65%

$10,000

17.52

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0.60%

$500

20.58

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0.50%

$10,000

6.35

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0.50%

$10,000

2.30

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0.45%

$10,000

15.71

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| Nov 12, 2022

This bank has changed from what it used to be some years ago. I used to have an account, got loans through them. Did all my banking through this establishment. They were a hometown proud financial insti... Read More

0.40%

$10,000

14.43

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0.35%

$100,000

21.53

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0.35%

$10,000

24.00

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0.35%

$10,000

17.41

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0.35%

$10,000

20.06

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0.31%

$100,000

5.75

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0.30%

$500

2.21

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0.30%

$10,000

7.72

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0.30%

$10,000

11.92

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0.30%

$10,000

21.53

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0.26%

$10,000

5.75

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0.20%

$10,000

19.03

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

21.40

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0.12%

$10,000

8.65

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0.10%

$10,000

2.96

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Carbondale, IL - July 16, 2025


Branch Street City State
Anna State Bank
Anna State Bank Branch
100 East Vienna Street Anna IL
Anna State Bank
Anna State Bank Branch
100 East Vienna Street Anna IL
Southern Bank
Anna Facility Branch
358 South Main Street Anna IL
Southern Bank
Anna Facility Branch
358 South Main Street Anna IL
The First National Bank of Ava
The First National Bank Of Ava Branch
304 West Main Street Ava IL
The Bank of Herrin
Cambria Facility Branch
501 S Maple St Cambria IL
TrustBank
Carbondale Trust Branch
3200 Fishback Road Carbondale IL
SouthernTrust Bank
Southerntrust Bank Branch
101 North Broadway Goreville IL
First Mid Bank & Trust, National Association
Murphysboro Facility Branch
1709 Walnut Street Murphysboro IL
First State Bank of Campbell Hill
First State Bank Of Campbell Hill Branch
114 West Front Street Campbell Hill IL
Southern Illinois Bank
Zeigler Branch
202 N Christopher Rd Zeigler IL
The Anna -Jonesboro National Bank
Jonesboro Branch
1002 Public Square Jonesboro IL
The First State Bank of Dongola
The First State Bank Of Dongola Branch
108 Se Front St Dongola IL
First Southern Bank
Grand Tower Branch
628 Front Street Grand Tower IL
State Bank of Whittington
Christopher Branch
400 West Adelaide Christopher IL
Peoples National Bank , N.A.
Carterville Branch
707 South Greenbriar Road Carterville IL
Legence Bank
Carbondale Branch
925 West Main Street Carbondale IL
Murphy-Wall State Bank and Trust Company
Murphysboro Branch
105 Williams Street Murphysboro IL
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank Of Alto Pass, Ill. Branch
55 N Elm St Alto Pass IL
The Anna -Jonesboro National Bank
Jonesboro Branch
1002 Public Square Jonesboro IL
Peoples National Bank , N.A.
Carterville Branch
707 South Greenbriar Road Carterville IL
First Financial Bank, National Association
West Frankfort Branch
212 West Oak Street West Frankfort IL
Old National Bank
Rex Loan Company Branch
215 West Walnut Carbondale IL
Du Quoin State Bank
Southtowne Facility Branch
Highway 51 South Du Quoin IL
First Bank
Carbondale Facility Branch
1500 West Main Street Carbondale IL
The First Bank and Trust Company of Murphysboro
The First Bank And Trust Company Of Branch
1403 Walnut Street Murphysboro IL
Banterra Bank
Carbondale - 200 Branch
1917 West Main Street Carbondale IL
U.S. Bank National Association
Cobden Branch
120 South Front Street Cobden IL
Regions Bank
Murphysboro Walnut St Branch
1301 Walnut Street Murphysboro IL
Regions Bank
Murphysboro Walnut St Branch
1301 Walnut Street Murphysboro IL
Fifth Third Bank, National Association
Marion West Branch
3402 Heartland Street Marion IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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