Illinois

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Rantoul, Illinois CD Rates – 18-Month

You are viewing rates from banks across Rantoul





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Rantoul, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Rantoul, IL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.15% → 1.00%

0.80%

$10,000

23.17

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0.70%

$1,000

20.54

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0.60%

$10,000

19.82

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0.60%

$500

15.70

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0.60%

$100,000

15.44

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0.55%

$500

0.11

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0.50%

$10,000

16.68

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0.50%

$10,000

4.69

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0.50%

$10,000

15.44

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0.45%

$100,000

15.44

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

15.23

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0.35%

$10,000

15.44

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0.32%

$10,000

15.62

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0.30%

$10,000

14.59

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0.25%

$10,000

15.44

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0.20%

$10,000

14.47

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0.20%

$10,000

15.91

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0.20%

$1,000

14.98

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0.10%

$10,000

14.94

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Rantoul, IL - July 16, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
County Fair Branch
303 S Mattis Avenue Champaign IL
Heartland Bank and Trust Company
130 North Church Street Branch
130 North Church Street Gibson City IL
Vermilion Valley Bank
Roberts Branch
Green Street Roberts IL
Philo Exchange Bank
North Lincoln Street Branch (Route 1
401 North Lincoln Street Philo IL
Longview Bank
Sidney Branch
414 West Main Street Sidney IL
BankChampaign, National Association
Bankchampaign, National Association Branch
2101 South Neil Champaign IL
Prospect Bank
Champaign Branch
1601 South Prospect Avenue Champaign IL
Bank of Rantoul
Bank Of Rantoul Branch
201 East Champaign Rantoul IL
Iroquois Federal Savings and Loan Association
108 Arbours Drive Branch
108 Arbours Drive Savoy IL
The Gifford State Bank
Thomasboro Branch
101 Main Street Thomasboro IL
Prospect Bank
Champaign Branch
1601 South Prospect Avenue Champaign IL
Prospect Bank
Champaign Branch
1601 South Prospect Avenue Champaign IL
Midland States Bank
Champaign Branch
1617 W. Springfield Ave Champaign IL
First Mid Bank & Trust, National Association
Mahomet Branch
502 East Oak Street Mahomet IL
Federated Bank
Loda Facility Branch
Oak And South First Streets Loda IL
Prospect Bank
Champaign Branch
1601 South Prospect Avenue Champaign IL
Prairie State Bank and Trust
Prairie State Bank And Trust Branch
1902 Fox Drive, Suite C Champaign IL
The Fisher National Bank
Fisher National Bank Of Mahomet Bran Branch
1501 East Oak Mahomet IL
Prospect Bank
Champaign Branch
1601 South Prospect Avenue Champaign IL
First Financial Bank, National Association
Mahomet Banking Center Branch
202 Eastwood Drive Mahomet IL
Hickory Point Bank and Trust
Hickory Point Bank And Trust Branch
701 Devonshire Drive Champaign IL
First Federal Savings Bank of Champaign Urbana
First Federal Savings Bank Of Champa Branch
1311 S. Neil St. Champaign IL
Commerce Bank
Champaign Main Branch
1015 Windsor Champaign IL
Regions Bank
Champaign Il Branch
111 South State Street Champaign IL
PNC Bank, National Association
Kirby And Mattis Facility Branch
1771 West Kirby Avenue Champaign IL
Regions Bank
Champaign Il Branch
111 South State Street Champaign IL


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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