Indiana

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Griffith, Indiana CD Rates – 18-Month

You are viewing rates from banks across Griffith





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Griffith, Indiana . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Griffith, IN - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.65%

$10,000

4.57

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0.47%

$10,000

5.20

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0.45%

$10,000

10.46

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0.45%

$10,000

4.72

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0.30%

$10,000

4.49

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0.30%

$100,000

8.19

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

4.49

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0.25%

$10,000

8.19

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0.25%

$10,000

5.78

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.10%

$10,000

3.26

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Griffith, IN - August 1, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
Harrison Park Branch
5930 Hohman Avenue Hammond IN
Centier Bank
Hammond Branch
5433 Hohman Avenue Hammond IN
BMO Bank National Association
Nammon Sibley Branch
27 East Sibley Street Hammond IN
First Savings Bank of Hegewisch
Dyer Branch
734 Main Street Dyer IN
Providence Bank & Trust
Munster Office Branch
240 45th Street Munster IN
DeMotte State Bank
Cedar Lake Banking Center Branch
9603 W. 133rd Avenue Cedar Lake IN
Old Plank Trail Community Bank, National Association
First National Bank Of Illinois Bran Branch
1101 Joliet Street Dyer IN
Horizon Bank
Munster Branch
10429 Calumet Avenue Munster IN
Peoples Bank
130 Rimbach Street Branch
130 Rimbach Street Hammond IN
1st Source Bank
Hebron-Patz Branch
800 Country Square Plaza Hebron IN
Horizon Bank
Munster Branch
10429 Calumet Avenue Munster IN
Peoples Bank
130 Rimbach Street Branch
130 Rimbach Street Hammond IN
American Community Bank of Indiana
American Community Bank Of Indiana Branch
7880 Wicker Avenue Saint John IN
First Merchants Bank
Hammond Branch
5311 Hohman Avenue Hammond IN
First Merchants Bank
Hammond Branch
5311 Hohman Avenue Hammond IN
First Financial Bank
Us Highway 41 Branch
1515 Us Highway 41 Schererville IN
PNC Bank, National Association
Munster Branch
9175 Calumet Avenue Munster IN
Fifth Third Bank, National Association
Hammond Bank Mart Branch
115 E. Sibley Street Hammond IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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