Missouri

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Lee's Summit, Missouri CD Rates – 18-Month

You are viewing rates from banks across Lee's Summit





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Lee's Summit, Missouri . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Lee's Summit, MO - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 4.30%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Jun 12, 2024

I entrusted my Life Savings to this bank and they closed my accounts because I asked an honest question about an overcharge I noticed in my statement records. I mistakenly believed I could ask a simple ... Read More

0.80%

$500

21.42

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0.70%

$500

9.97

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0.65%

$500

6.34

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0.60%

$1,000

15.34

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0.60%

$10,000

6.94

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0.55%

$10,000

8.73

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0.50%

$10,000

23.36

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0.50%

$10,000

19.50

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0.50%

$10,000

0.34

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| Jul 23, 2022

Is American Trust Letter this bank's service platform or scammers' website? I was charged by first 150 USD, then 10% to withdraw money there. Website is www.americantrustletter.com Read More

0.50%

$10,000

8.54

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0.43%

$10,000

14.15

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0.40%

$50,000

10.55

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0.40%

$10,000

19.50

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| May 29, 2018

First this is a centurion bank. It’s done something right for over 100 yrs. Through the Great Depression & Recent Recessions which says a lot. They stick to what they know and do best Ag lending. They ar... Read More

| Aug 30, 2017

Excellent bank with a friendly helpful staff Read More

0.36%

$10,000

18.78

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0.35%

$250

1.66

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0.35%

$10,000

4.44

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0.30%

$2,500

10.55

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$100,000

24.06

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| Apr 5, 2023

horrid bank with incompetent and rude staff that treat you like a problem for wanting to do banking business. As if doing there job in a problem you caused instead of a customer to be served. closed my acc... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

24.06

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| Apr 5, 2023

horrid bank with incompetent and rude staff that treat you like a problem for wanting to do banking business. As if doing there job in a problem you caused instead of a customer to be served. closed my acc... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lee's Summit, MO - August 2, 2025


Branch Street City State
Simmons Bank
Lees Summit Branch
1800 Se Blue Parkway Lees Summit MO
BOKF, National Association
Lee's Summit Branch
1710 Ne Douglas St Lees Summit MO
BMO Bank National Association
Plaza Branch
800 West 47th Street Kansas City MO
Oakstar Bank
Oakstar Branch
Two Brush Creek, Ste 425 Kansas City MO
Citizens Bank
Cleveland Branch
306 East Main Street Cleveland MO
State Bank of Missouri
Grain Valley Branch
1301 Sw Eagles Parkway Grain Valley MO
Pinnacle Bank
Lake Lotawana Branch
26500 E Colbern Road Lake Lotawana MO
Great American Bank
Kansas City Branch
3901 Main Street Kansas City MO
Bank 21
Bank 21 Branch
3301 Sw Highway Seven Blue Springs MO
Goppert Financial Bank
Pleasant Hill Branch
2100 North State Route 7 Pleasant Hill MO
Pony Express Bank
Liberty Branch
215 North 291 Highway Liberty MO
Verimore Bank
North Kansas City Branch
1925 Burlington Street North Kansas City MO
Preferred Bank
Melody Lane Branch
601 S.E. Melody Lane Lee's Summit MO
Blue Ridge Bank and Trust Co.
Raytown Branch
6202 Raytown Trafficway Raytown MO
America's Community Bank
America's Community Bank Branch
1100 West Main Street Blue Springs MO
Liberty Bank and Trust Company
Troost Avenue Office Branch
4701 Troost Avenue Kansas City MO
F & C Bank
Lone Jack Facility Branch
102 North Bynum Road Lone Jack MO
Verimore Bank
North Kansas City Branch
1925 Burlington Street North Kansas City MO
TBO Bank
The Bank Of Orrick Branch
113 E. South Front St. Orrick MO
Enterprise Bank & Trust
Enterprise Bank & Trust Branch
4717 Grand Avenue Kansas City MO
Sherwood Community Bank
Harrisonville Branch
1901 South Commercial St Harrisonville MO
Great Southern Bank
Great Southern Bank - Lee's Summit B Branch
300 S.W. Ward Rd Lees Summit MO
Lead Bank
Lead Bank - Chapman Farms Branch
9019 S 7 Hwy Lees Summit MO
F & C Bank
Lone Jack Facility Branch
102 North Bynum Road Lone Jack MO
Clay County Savings Bank
North Brighton Avenue Branch
8140 North Brighton Avenue Kansas City MO
Hawthorn Bank
Belton Branch
8127 East 171st Street Belton MO
Clay County Savings Bank
North Brighton Avenue Branch
8140 North Brighton Avenue Kansas City MO
Hawthorn Bank
Belton Branch
8127 East 171st Street Belton MO


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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