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Image Courtesy: pixabay.com
You are viewing rates from banks across Metuchen
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Metuchen, New Jersey . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Metuchen, NJ - December 17, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.95% |
$2,500 |
- |
Learn More
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.90% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.75% |
$500 |
5.82 |
Learn More
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Rate History: 4.85% → 4.50% → 4.00% → 4.20% → 3.75% |
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3.70% |
$500 |
- |
Learn More
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Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.40% 0.30% |
$250,000 $1,000 |
3.29 |
Learn More
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Rate History: 3.80% → 3.79% → 3.60% → 3.45% → 3.40% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.30% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.00% |
$1,500 |
2.43 |
Learn More
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Rate History: 2.65% → 3.00% |
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Ryan | Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More |
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2.75% |
$1,000 |
- |
Learn More
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Rate History: 3.00% → 2.85% → 2.75% |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.25% |
$500 |
7.87 |
Learn More
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1.01% |
$0 |
13.71 |
Learn More
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Rate History: 2.45% → 3.85% → 4.00% → 3.75% → 1.01% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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0.65% |
$10,000 |
16.10 |
Learn More
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0.65% |
$100,000 |
1.56 |
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0.60% |
$10,000 |
17.33 |
Learn More
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Abraham Farber | May 14, 2015 looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More |
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0.60% |
$10,000 |
10.67 |
Learn More
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0.60% |
$10,000 |
18.51 |
Learn More
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0.50% |
$10,000 |
1.56 |
Learn More
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0.45% |
$10,000 |
2.08 |
Learn More
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silly | Apr 1, 2020 when I hit learn more, I get this box to rate the bank. WHY Read More |
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0.35% |
$1,000 |
21.66 |
Learn More
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Rate History: 4.50% → 4.30% → 4.10% → 3.35% → 0.35% |
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Customer18 | Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More |
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0.30% |
$50,000 |
3.26 |
Learn More
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0.25% |
$10,000 |
8.75 |
Learn More
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0.25% |
$10,000 |
12.19 |
Learn More
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0.20% |
$10,000 |
14.93 |
Learn More
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DN | Jan 11, 2020 I tried to do a re-fi loan through this place. Total nightmare. They never sent the loan disclosure prior to the closing. Imagine my surprise at closing when my cash to closing number increased by almo... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
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New Millennium Bank New Millennium Bank Branch |
222 Bridge Plaza South | Fort Lee | NJ |
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Bank of Hope Edison Branch |
1757 Lincoln Highway (Rt. 27) | Edison | NJ |
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Habib American Bank Iselin Branch |
1585 Oak Tree Road | Iselin | NJ |
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Kearny Bank Milltown Branch |
270 Ryders Lane | Milltown | NJ |
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Citibank, National Association Private Bank Branch - Short Hill |
101 John F Kennedy Parkway, 4th Floor | Short Hills | NJ |
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Ascendia Bank Glen Rock Savings Bank Branch |
25 W Northfield Rd | Livingston | NJ |
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Hanmi Bank Edison Branch |
1031 Us Hwy 1 South | Edison | NJ |
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Provident Bank Montgomery Township Branch |
2162 Rt. 206 South | Belle Mead | NJ |
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Haven Savings Bank Berkeley Heights Branch |
555 Springfield Avenue | Berkeley Heights | NJ |
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Magyar Bank Branchburg Branch |
1000 Route 202 | Branchburg | NJ |
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Hanmi Bank Edison Branch |
1031 Us Hwy 1 South | Edison | NJ |
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Columbia Bank Edison Branch |
245 Talmadge Road | Edison | NJ |
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Spencer Savings Bank, SLA Parsippany Branch |
1699 Littleton Road | Parsippany | NJ |
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Bank of Hope Edison Branch |
1757 Lincoln Highway (Rt. 27) | Edison | NJ |
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Cathay Bank New Jersey Branch |
1775 Route 27 | Edison | NJ |
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Crown Bank Washington Valley Branch |
198 Washington Valley Road | Warren | NJ |
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Lusitania Savings Bank Liberty Avenue Branch |
1135 Liberty Avenue | Hillside | NJ |
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Somerset Regal Bank Raritan Branch |
802 Somerset Street | Raritan | NJ |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
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