Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Ballston Spa
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Ballston Spa, New York . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Ballston Spa, NY - July 16, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.62% 0.45% |
$501 $500 |
9.04 |
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Rate History: 3.57% → 3.47% → 3.62% → 3.81% → 3.62% |
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2.00% |
$10,000 |
22.80 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.50% |
$500 |
17.53 |
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Rate History: 0.10% → 4.25% → 1.50% |
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Mark Fitzpatrick | Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More |
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1.00% |
$10,000 |
13.29 |
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.60% |
$10,000 |
16.30 |
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0.50% |
$10,000 |
17.51 |
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Run | Jan 12, 2021 They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More |
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0.40% |
$10,000 |
22.51 |
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0.20% |
$10,000 |
20.05 |
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0.05% |
$10,000 |
18.28 |
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Rate History: 4.75% → 0.01% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.03% |
$100,000 |
10.89 |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Ballston Spa National Bank Galway Branch |
5091 Sacandaga Road | Galway | NY |
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JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch |
12 Corporate Woods Boulevard | Albany | NY |
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TrustCo Bank Amsterdam Branch |
4931 Route 30 | Amsterdam | NY |
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TD Bank, National Association Niskayuna Branch |
2309 Nott Street, East | Niskayuna | NY |
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Pioneer Bank, National Association Rotterdam Branch |
1828 Altamont Avenue | Schenectady | NY |
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Berkshire Bank Sanford Farms Branch |
140 Sanford Farms Plaza | Amsterdam | NY |
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Ballston Spa National Bank Galway Branch |
5091 Sacandaga Road | Galway | NY |
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NBT Bank, National Association Northville Branch |
312 Bridge Street | Northville | NY |
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Chemung Canal Trust Company Wolf Road Branch |
65 Wolf Road | Albany | NY |
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KeyBank National Association Amsterdam Branch |
6 Market Street | Amsterdam | NY |
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Bank of America, National Association Glenville Branch |
200 Saratoga Avenue | Scotia | NY |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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