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Bellefontaine, Ohio CD Rates – 18-Month

You are viewing rates from banks across Bellefontaine





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Bellefontaine, Ohio . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Bellefontaine, OH - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

0.76%

$10,000

15.46

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0.75%

$10,000

17.82

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0.70%

$10,000

21.00

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

0.32

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0.40%

$10,000

9.18

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0.37%

$500

5.57

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0.30%

$1,000

17.79

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0.30%

$10,000

11.95

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0.10%

$10,000

20.78

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bellefontaine, OH - July 16, 2025


Branch Street City State
Civista Bank
Quincy Branch
101 South Miami Street Quincy OH
Civista Bank
Quincy Branch
101 South Miami Street Quincy OH
The Peoples Savings and Loan Company
Jackson Center Branch
707 East Pike Street Jackson Center OH
The Peoples Savings Bank
The Peoples Savings Bank Branch
10 Monument Square Urbana OH
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
The Home Savings And Loan Company Of Kenton, Ohio Branch
116 East Franklin Street Kenton OH
The Huntington National Bank
Russells Point Branch
340 East Main Street Russells Point OH
Citizens Federal Savings and Loan Association
Citizens Federal Savings And Loan As Branch
110 North Main Street Bellefontaine OH
Buckeye State Bank
Buckeye State Bank Branch
101 North Main Street De Graff OH
The Richwood Banking Company
Huntsville Branch
4848 Napoleon St. Huntsville OH
The Park National Bank
2017 Security National Bank Branch
1 Monument Square Urbana OH
Osgood Bank
Indian Lake Branch
165 East Lake Street Lakeview OH
Community First Bank, National Association
Kenton Branch
438 South Main Street Kenton OH
U.S. Bank National Association
Jackson Center Branch
201 East Pike Street Jackson Center OH
PNC Bank, National Association
Bellefontaine Drive Up Branch
201 South Main Street Bellefontaine OH
Fifth Third Bank, National Association
Bellefontaine Banking Center Branch
541 South Main Street Bellefontaine OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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