Tennessee

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Clarksville, Tennessee CD Rates – 18-Month

You are viewing rates from banks across Clarksville





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Clarksville, Tennessee . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Clarksville, TN - October 31, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.15% → 4.05% → 4.00% → 3.80% → 3.80%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.16% → 3.95% → 3.90% → 3.80% → 3.70%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.00% → 2.85%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.60%

$10,000

24.74

Learn More

0.55%

$100,000

24.74

Learn More

0.50%

$10,000

3.37

Learn More

0.45%

$10,000

3.42

Learn More

| Dec 5, 2018

This bank is telling me that an IRA CD is only 0.90% Read More

0.35%

$10,000

3.96

Learn More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Clarksville, TN - October 31, 2025


Branch Street City State
TriStar Bank
Charlotte Branch
3416 Highway 48 North Charlotte TN
TriStar Bank
Charlotte Branch
3416 Highway 48 North Charlotte TN
Legends Bank
Dover Crossing Branch
140 Dover Crossing Road Clarksville TN
F&M Bank
Dover Road Branch
251 Dover Road Clarksville TN
First Federal Bank
Vanleer Branch
4701 Hwy 49 W Vanleer TN
FSNB, National Association
Fsnb - Clarksville Walmart Branch
2315 Madison Street Clarksville TN
Pinnacle Bank
Ashland City Branch
524 South Main Street Ashland City TN
U.S. Bank National Association
Clarksville - Oak Grove Branch
3301 Fort Campbell Boulevard Clarksville TN
Regions Bank
Erin Branch
4657 W. Main Street Erin TN
Bank of America, National Association
Fort Campbell Branch
201 Bastogne Avenue Clarksville TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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