Wisconsin

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Portage, Wisconsin CD Rates – 2-Year

You are viewing rates from banks across Portage

 

Below are two-year Certificates of Deposit (CD) rates from banks in Portage, Wisconsin. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Portage, WI - July 2, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 1.50% → 4.00% → 1.50% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.75%

$100,000

13.76

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0.70%

$10,000

13.76

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0.60%

$10,000

17.26

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0.60%

$10,000

16.30

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0.60%

$10,000

17.40

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0.50%

$10,000

23.17

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0.50%

$10,000

16.88

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0.35%

$10,000

21.79

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| Jan 15, 2024

What is Lake Ridge Bank SWIFT Code? Read More

0.35%

$10,000

15.32

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0.30%

$10,000

23.23

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.01%

$10,000

16.62

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Portage, WI - July 2, 2025


Branch Street City State
BMO Bank National Association
Wisconsin Dells Branch
501 Broadway Street Wisconsin Dells WI
Farmers and Merchants Union Bank
Rio Branch
575 Lowville Road Rio WI
Farmers and Merchants Union Bank
Rio Branch
575 Lowville Road Rio WI
Bank of Wisconsin Dells
Lake Delton Branch
31 North Judson Street Wisconsin Dells WI
Bank of Mauston
Dells-Delton Bank Branch
402 County Highway A Wisconsin Dells WI
Baraboo State Bank
Lake Delton Branch
41 West Munroe Avenue Lake Delton WI
Fortifi Bank
Westfield Branch
356 S. Pioneer Park Rd Westfield WI
Royal Bank
Oxford Branch
107 East Ormsby Street Oxford WI
DMB Community Bank
Dmb Community Bank Branch
321 North Main Street De Forest WI
Lake Ridge Bank
Bank Of Waunakee/Branch
610 West Main Street Waunakee WI
Community First Bank
Baraboo Branch
129 8th Avenue Baraboo WI
National Exchange Bank and Trust
Westfield Branch
326 Second Street Westfield WI
Old National Bank
De Forest Branch
601 S Main Street De Forest WI
U.S. Bank National Association
Portage Northridge Branch
2848 New Pinery Rd Portage WI
Associated Bank, National Association
In-City Branch
229 South Main Street Lodi WI


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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