Georgia

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Duluth, Georgia CD Rates – 6-Month

You are viewing rates from banks across Duluth





Below are the best six-month CD Rates from banks with branches in Duluth, Georgia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Duluth, GA - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

4.25%

$1,000

4.80

Learn More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 4.07% → 3.61%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.50%

$10,000

14.30

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0.50%

$10,000

10.39

Learn More

0.50%

$10,000

23.04

Learn More

0.45%

$10,000

23.04

Learn More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.21%

$1,000

15.46

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

20.12

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| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.10%

$10,000

21.72

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Duluth, GA - August 1, 2025


Branch Street City State
Finworth, a division of InsBank
Atlanta Loan Production Office Branch
201 17th Street, Nw Atlanta GA
Touchmark National Bank
Touchmark National Bank Branch
3651 Old Milton Parkway Alpharetta GA
Loyal Trust Bank
Loyal Trust Bank Branch
11675 Medlock Bridge Road Johns Creek GA
Beal Bank USA
Atlanta Branch
4511 Olde Perimeter Way, Suite 500 Atlanta GA
Fifth Third Bank, National Association
Cascade-West End Bank Mart Branch
590 Cascade Avenue Southwest Atlanta GA
City National Bank
Atlanta Branch
3333 Piedmont Road Atlanta GA
Woodforest National Bank
Roswell Ga 8256 Branch
970 Mansell Road Roswell GA
JPMorgan Chase Bank, National Association
Shallowford And Johnson Ferry Branch
4401 Shallowford Rd, Ste 190 Roswell GA
BankSouth
Hammond Drive Office Branch
990 Hammond Drive Atlanta GA
First IC Bank
First Ic Bank Branch
5593 Buford Highway Doraville GA
Farmers and Merchants Bank
Conyers Branch
2140 Old Covington Road Conyers GA
Farmers and Merchants Bank
Conyers Branch
2140 Old Covington Road Conyers GA
Metro City Bank
Metro City Bank Branch
5441 Buford Highway Doraville GA
Shinhan Bank America
Nab Branch
10500 Old Alabama Road Connector Alpharetta GA
Signature Bank of Georgia
Signature Bank Client Engagement Center Branch
6065 Roswell Road, Suite 110 Sandy Springs GA
Northeast Georgia Bank
Braselton Branch
5045 Highway 53 Braselton GA
Ameris Bank
Atlanta Midtown Branch
1180 Peachtree Street, Ne, Suite 2610 Atlanta GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
Renasant Bank
American Trust Bank Branch
880 Holcomb Bridge Road Roswell GA
The Citizens Bank of Georgia
Canton Branch
11950 Cumming Highway Canton GA
East West Bank
Asian Banking Center Branch
3490 Shallowford Road, Suite 100 Atlanta GA
East West Bank
Asian Banking Center Branch
3490 Shallowford Road, Suite 100 Atlanta GA
Bank OZK
Atlanta Loan Production Office Branch
201 17th Street, Nw Atlanta GA
U.S. Bank National Association
Georgia Trust Branch
3384 Peachtree Road, N.E. Atlanta GA
PNC Bank, National Association
Powers Ferry Landing Branch
5430 New Northside Drive, Suite 100 Atlanta GA
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company Branch
562 Lee Street, S.W. Atlanta GA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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