Georgia

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Duluth, Georgia CD Rates – 18-Month

You are viewing rates from banks across Duluth





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Duluth, Georgia . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Duluth, GA - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

3.75%

$1,000

4.80

Learn More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$10,000

10.39

Learn More

0.70%

$10,000

14.30

Learn More

0.70%

$10,000

23.04

Learn More

0.65%

$10,000

23.04

Learn More

0.55%

$1,000

15.46

Learn More

0.38%

$10,000

20.12

Learn More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Duluth, GA - August 1, 2025


Branch Street City State
Finworth, a division of InsBank
Atlanta Loan Production Office Branch
201 17th Street, Nw Atlanta GA
Beal Bank USA
Atlanta Branch
4511 Olde Perimeter Way, Suite 500 Atlanta GA
Loyal Trust Bank
Loyal Trust Bank Branch
11675 Medlock Bridge Road Johns Creek GA
Touchmark National Bank
Touchmark National Bank Branch
3651 Old Milton Parkway Alpharetta GA
JPMorgan Chase Bank, National Association
Shallowford And Johnson Ferry Branch
4401 Shallowford Rd, Ste 190 Roswell GA
First IC Bank
First Ic Bank Branch
5593 Buford Highway Doraville GA
BankSouth
Hammond Drive Office Branch
990 Hammond Drive Atlanta GA
Farmers and Merchants Bank
Conyers Branch
2140 Old Covington Road Conyers GA
Farmers and Merchants Bank
Conyers Branch
2140 Old Covington Road Conyers GA
Signature Bank of Georgia
Signature Bank Client Engagement Center Branch
6065 Roswell Road, Suite 110 Sandy Springs GA
Northeast Georgia Bank
Braselton Branch
5045 Highway 53 Braselton GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
Metro City Bank
Metro City Bank Branch
5441 Buford Highway Doraville GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
Shinhan Bank America
Nab Branch
10500 Old Alabama Road Connector Alpharetta GA
Renasant Bank
American Trust Bank Branch
880 Holcomb Bridge Road Roswell GA
Ameris Bank
Atlanta Midtown Branch
1180 Peachtree Street, Ne, Suite 2610 Atlanta GA
East West Bank
Asian Banking Center Branch
3490 Shallowford Road, Suite 100 Atlanta GA
U.S. Bank National Association
Georgia Trust Branch
3384 Peachtree Road, N.E. Atlanta GA
PNC Bank, National Association
Powers Ferry Landing Branch
5430 New Northside Drive, Suite 100 Atlanta GA
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company Branch
562 Lee Street, S.W. Atlanta GA
Fifth Third Bank, National Association
Cascade-West End Bank Mart Branch
590 Cascade Avenue Southwest Atlanta GA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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