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You are viewing rates from banks across Schertz
Below are the best six-month CD Rates from banks with branches in Schertz, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Schertz, TX - July 16, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.75% 0.05% |
$2,500 $1 |
12.49 |
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Rate History: 5.25% → 5.00% → 4.75% |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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4.75% 4.28% |
$100,000 $1,000 |
18.41 |
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4.05% |
$1,000 |
13.56 |
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Rate History: 4.92% → 4.05% |
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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3.80% |
$0 |
18.16 |
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Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.75% |
$10,000 |
19.73 |
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Rate History: 4.00% → 3.75% |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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3.05% |
$1,000 |
22.09 |
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Rate History: 4.86% → 3.05% |
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2.75% |
$500 |
19.33 |
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Rate History: 3.35% → 3.00% → 2.75% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.50% |
$1,000 |
15.80 |
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Rate History: 5.25% → 4.65% → 4.55% → 3.45% → 2.50% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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2.00% |
$25,000 |
21.07 |
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Rate History: 2.50% → 2.51% → 2.01% → 2.00% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.50% |
$10,000 |
21.13 |
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Rate History: 3.00% → 2.00% → 1.50% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.75% |
$90,000 |
11.49 |
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0.75% |
$100,000 |
14.76 |
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CFO | Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More |
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0.70% |
$100,000 |
7.17 |
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0.65% |
$10,000 |
4.69 |
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0.60% |
$10,000 |
14.76 |
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CFO | Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More |
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0.55% |
$10,000 |
7.17 |
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0.50% |
$500 |
11.49 |
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0.45% |
$100,000 |
10.63 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.40% |
$100,000 |
11.33 |
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0.40% |
$100,000 |
10.66 |
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0.35% |
$100,000 |
14.76 |
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0.35% |
$100,000 |
18.08 |
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0.35% |
$10,000 |
12.80 |
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0.35% |
$10,000 |
10.66 |
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0.35% |
$10,000 |
10.36 |
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0.30% |
$100,000 |
14.16 |
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0.30% |
$10,000 |
10.63 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.30% |
$10,000 |
11.33 |
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0.25% |
$1,000 |
14.16 |
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0.25% |
$1,000 |
16.01 |
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RICSHA | Sep 8, 2021 Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More |
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0.25% |
$100,000 |
16.58 |
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0.25% |
$10,000 |
10.63 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.25% |
$10,000 |
15.21 |
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0.25% |
$10,000 |
11.45 |
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charles gregory | Dec 14, 2018 I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More |
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0.25% |
$100,000 |
17.55 |
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FEE free now | Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More |
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0.25% |
$1,000 |
14.76 |
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0.25% |
$10,000 |
21.48 |
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0.20% |
$10,000 |
16.58 |
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0.20% |
$10,000 |
18.08 |
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0.20% |
$10,000 |
17.55 |
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FEE free now | Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More |
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0.20% |
$100,000 |
19.21 |
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0.15% |
$10,000 |
19.21 |
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0.10% |
$1,000 |
11.99 |
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Ramiro Saucedo | Oct 7, 2019 Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More |
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0.10% |
$10,000 |
17.56 |
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0.10% |
$10,000 |
22.92 |
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Olin | Sep 27, 2023 They take excellent care of their customers. Wish they had more branches. I appreciate they are so involved in their respective communities. Read More |
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0.05% |
$1,000 |
11.77 |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.05% |
$10,000 |
20.74 |
Learn More
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Traci Mitchell | Jul 3, 2024 have been a customer of Broadway National Bank's Wealth Management Division for over 30 years (since 1990), but my recent experiences have been deeply troubling. Following the retirement of my previous tru... Read More |
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0.05% |
$10,000 |
12.97 |
Learn More
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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