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You are viewing rates from banks across Schertz
Below are two-year Certificates of Deposit (CD) rates from banks in Schertz, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Schertz, TX - July 16, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.00% 3.60% |
$100,000 $1,000 |
18.41 |
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3.75% |
$1,000 |
13.56 |
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Rate History: 3.61% → 3.75% |
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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3.50% |
$0 |
18.16 |
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Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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2.53% |
$1,000 |
22.09 |
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Rate History: 3.05% → 2.53% |
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2.25% |
$500 |
19.33 |
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Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.00% |
$10,000 |
21.13 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.65% |
$1,000 |
15.80 |
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Rate History: 4.40% → 4.00% → 3.85% → 2.60% → 1.65% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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1.11% |
$100,000 |
14.76 |
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CFO | Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More |
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1.10% |
$90,000 |
11.49 |
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1.01% |
$10,000 |
14.76 |
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CFO | Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More |
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1.00% |
$10,000 |
4.69 |
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1.00% |
$100,000 |
7.17 |
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0.90% |
$10,000 |
10.36 |
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0.85% |
$500 |
11.49 |
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0.85% |
$100,000 |
11.33 |
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0.80% |
$10,000 |
7.17 |
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0.75% |
$10,000 |
11.33 |
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0.75% |
$1,000 |
14.76 |
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0.75% |
$10,000 |
12.80 |
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0.70% |
$100,000 |
10.63 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.65% |
$100,000 |
18.08 |
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0.60% |
$10,000 |
10.63 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.55% |
$100,000 |
14.16 |
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0.55% |
$100,000 |
16.58 |
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0.55% |
$100,000 |
17.55 |
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FEE free now | Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More |
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0.50% |
$500 |
14.16 |
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0.50% |
$10,000 |
16.58 |
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0.50% |
$10,000 |
11.45 |
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charles gregory | Dec 14, 2018 I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More |
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0.50% |
$10,000 |
17.55 |
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FEE free now | Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More |
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0.50% |
$10,000 |
10.66 |
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0.45% |
$10,000 |
15.21 |
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0.45% |
$100,000 |
21.48 |
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0.40% |
$10,000 |
10.63 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.40% |
$10,000 |
21.48 |
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0.35% |
$10,000 |
18.08 |
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0.35% |
$1,000 |
16.01 |
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RICSHA | Sep 8, 2021 Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More |
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0.30% |
$10,000 |
22.92 |
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Olin | Sep 27, 2023 They take excellent care of their customers. Wish they had more branches. I appreciate they are so involved in their respective communities. Read More |
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0.25% |
$1,000 |
11.99 |
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Ramiro Saucedo | Oct 7, 2019 Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More |
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0.25% |
$100,000 |
19.21 |
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0.20% |
$1,000 |
11.77 |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.20% |
$10,000 |
17.56 |
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0.20% |
$10,000 |
20.74 |
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Traci Mitchell | Jul 3, 2024 have been a customer of Broadway National Bank's Wealth Management Division for over 30 years (since 1990), but my recent experiences have been deeply troubling. Following the retirement of my previous tru... Read More |
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0.20% |
$10,000 |
19.21 |
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0.10% |
$1 |
12.49 |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.05% |
$10,000 |
12.97 |
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0.03% |
$100,000 |
19.73 |
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|
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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