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Tennessee 30-Year Fixed Jumbo Mortgage Rates 2025

Compare Tennessee 30-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Tennessee 30-Year Fixed Jumbo Mortgage

December 4, 2025
Average: 6.71% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Allied Mortgage Group, Inc. NMLS ID: 1067	Competitive interest rates No Origination fee Soft credit pre-approvals offered 30 Yr Fixed		$0	Learn More
Securitas Mortgage Inc NMLS ID: 1039147	5.478% 30 Yr Fixed	5.375% Fees & Points $6,959 Total 0.482 Pts: $2,892 $4,067 Fees	$3,360	Learn More See Table View
Golden Rule Mortgage NMLS ID: 163541 License#: 163541	5.613% 30 Yr Fixed	5.500% Fees & Points $7,500 Total 0.750 Pts: $4,500 $3,000 Fees	$3,407	Learn More See Table View
LoanFlight Lending, LLC NMLS ID: 1522344	5.706% 30 Yr Fixed	5.625% Fees & Points $5,358 Total 0.893 Pts: $5,358 $0 Fees	$3,454	Learn More See Table View
Bison State Bank NMLS ID: 757416	5.707% 30 Yr Fixed	5.625% Fees & Points $5,400 Total 0.900 Pts: $5,400 $0 Fees	$3,454	Learn More See Table View
Northpointe Bank NMLS ID: 447490	5.708% 30 Yr Fixed	5.625% Fees & Points $5,499 Total 0.684 Pts: $4,104 $1,395 Fees	$3,454	Learn More See Table View
First Federal Bank NMLS ID: 408902	5.710% 30 Yr Fixed	5.625% Fees & Points $5,581 Total 0.731 Pts: $4,386 $1,195 Fees	$3,454	Learn More See Table View
Home Simply NMLS ID: 2473786	5.730% 30 Yr Fixed	5.625% Fees & Points $6,945 Total 0.975 Pts: $5,850 $1,095 Fees	$3,454	Learn More See Table View
DECO Mortgage NMLS ID: 2561451	5.837% 30 Yr Fixed	5.750% Fees & Points $5,724 Total 0.829 Pts: $4,974 $750 Fees	$3,502	Learn More See Table View
Tomo Mortgage, LLC NMLS ID: 2059741	5.851% 30 Yr Fixed	5.750% Fees & Points $6,626 Total 0.771 Pts: $4,626 $2,000 Fees	$3,502	Learn More See Table View
Strong Home Mortgage, LLC NMLS ID: 1675638	5.859% 30 Yr Fixed	5.750% Fees & Points $7,139 Total 0.994 Pts: $5,964 $1,175 Fees	$3,502	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	5.872% 30 Yr Fixed	5.750% Fees & Points $7,995 Total 1.000 Pts: $6,000 $1,995 Fees	$3,502	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	5.936% 30 Yr Fixed	5.875% Fees & Points $3,966 Total 0.661 Pts: $3,966 $0 Fees	$3,550	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.953% 30 Yr Fixed	5.875% Fees & Points $5,080 Total 0.730 Pts: $4,380 $700 Fees	$3,550	Learn More See Table View
Barrett Financial NMLS ID: 181106	5.965% 30 Yr Fixed	5.875% Fees & Points $6,000 Total 0.771 Pts: $4,626 $1,374 Fees	$3,550	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.080% 30 Yr Fixed	5.990% Fees & Points $5,796 Total 0.966 Pts: $5,796 $0 Fees	$3,594	Learn More See Table View
HSBC Bank USA, N.A. NMLS ID: 399799	6.089% 30 Yr Fixed	6.000% Fees & Points $5,876 Total 0.758 Pts: $4,548 $1,328 Fees	$3,598	Learn More See Table View
Neighbors Bank NMLS ID: 491986	As low as 0% down options & down payment assistance Minimum 620 credit score needed to prequalify 96% of borrowers would recommend Neighbors Bank 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Wells Fargo Bank, National Association Updated 09/27/2024	6.11%	6.12% 0.00 points $0.00 fees	$3,644.89	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 11/28/2025	5.92%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.40%	6.25% 0.83 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.82%	6.33% 0.00 points $0.00 fees	$3,725.19	Learn MoreShow Less See Table View
State Employees' Credit Union Updated 10/13/2023 Restrictions	7.60%	6.35% 0.00 points $0.00 fees	$3,731.45	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.34%	6.58% 0.88 points $2,739.00 fees	$3,823.24	Learn MoreShow Less See Table View
Home Federal Bank Of Tennessee Updated 05/26/2023	6.35%	6.60% 0.50 points $0.00 fees	$3,833.54	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.72%	6.63% 0.00 points $0.00 fees	$3,841.87	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.86%	6.63% 0.86 points $0.00 fees	$3,841.87	Learn MoreShow Less See Table View
Truist Bank Updated 09/27/2024	6.85%	6.76% 0.00 points $4,851.00 fees	$3,896.77	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	7.01%	7.00% 0.00 points $2,784.00 fees	$3,991.81	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	7.14%	7.13% 0.00 points $0.00 fees	$4,042.31	Learn MoreShow Less See Table View
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions	7.30%	7.13% 1.13 points $0.00 fees	$4,042.31	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.26%	7.13% 1.00 points $2,784.00 fees	$4,044.34	Learn MoreShow Less See Table View
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions	7.43%	7.25% 0.75 points $0.00 fees	$4,093.06	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.28%	7.25% 0.00 points $2,784.00 fees	$4,093.06	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Tennessee. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Tennessee 30-Year Fixed Jumbo Mortgage Rates 2025

Tennessee 30-Year Fixed Jumbo Mortgage

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