Illinois

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2024

Compare Illinois 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Mount Carmel, Illinois 30-Year Fixed Conforming Mortgage Refinance

September 20, 2024
Average: 6.74% APR
Lender APR Rate (%) Monthly
Payment?
LoanFlight Lending, LLC

LoanFlight Lending, LLC

NMLS ID: 1522344
License#: MB.6761206
5.967% 30 Yr Fixed 5.875% Fees & Points $3,181 Total
0.994 Pts: $3,181
$0 Fees

$1,893

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
5.970% 30 Yr Fixed 5.875% Fees & Points $3,293 Total
0.717 Pts: $2,294
$999 Fees

$1,893

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.036% 30 Yr Fixed 5.875% Fees & Points $5,600 Total
0.750 Pts: $2,400
$3,200 Fees

$1,893

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.584% 30 Yr Fixed 6.500% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$2,023

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
30 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
30 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
30 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Marquette Bank


Updated 02/10/2023

5.65%

5.65%
0.00 points
$0.00 fees

$1,847.15


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Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$1,918.56


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Southern Bank


Updated 11/23/2022

6.12%

6.12%
0.00 points
$0.00 fees

$1,943.32


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U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$1,944.35


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Bmo Bank National Association


Updated 02/26/2024

7.08%

6.74%
0.00 points
$1,936.00 fees

$2,073.60


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United Community Bank


Updated 09/20/2024

6.05%

6.92%
0.00 points
$0.00 fees

$2,112.23


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First Community Credit Union


Updated 09/20/2024
Restrictions

6.15%

7.03%
0.00 points
$2,102.00 fees

$2,135.85


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Midland States Bank


Updated 06/15/2022

7.19%

7.13%
0.00 points
$1,200.00 fees

$2,156.98


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First Mid Bank & Trust, National Association


Updated 06/15/2022

7.29%

7.25%
0.00 points
$1,923.00 fees

$2,182.96


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First Farmers Bank & Trust Co.


Updated 05/26/2023

7.10%

7.35%
0.00 points
$1,502.00 fees

$2,204.71


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.51%

7.50%
0.00 points
$2,936.00 fees

$2,237.49


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Old Second National Bank


Updated 06/15/2022

7.83%

7.75%
0.00 points
$2,304.00 fees

$2,292.52


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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