New York

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New York 30-Year Fixed Mortgage Refinance Rates 2024

Compare New York 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

New York 30-Year Fixed Conforming Mortgage Refinance

Lender APR Rate (%) Monthly
Payment?
PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.163% 30 Yr Fixed 6.000% Fees & Points $5,600 Total
0.750 Pts: $2,400
$3,200 Fees

$1,919

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.584% 30 Yr Fixed 6.500% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$2,023

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$1,918.56


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Esl Credit Union


Updated 02/10/2023
Restrictions

6.05%

6.05%
0.00 points
$0.00 fees

$1,928.45


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U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$1,944.35


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Charles Schwab Bank, Ssb


Updated 09/06/2024

6.30%

6.25%
1.88 points
$3,210.00 fees

$1,969.25


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Emigrant Bank


Updated 09/06/2024

6.42%

6.36%
0.00 points
$0.00 fees

$1,993.25


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Trustco Bank


Updated 10/06/2022

6.43%

6.38%
0.00 points
$0.00 fees

$1,996.38


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Td Bank, National Association


Updated 10/10/2022

6.67%

6.50%
0.00 points
$4,266.00 fees

$2,022.62


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The Berkshire Bank


Updated 06/15/2022

6.55%

6.50%
0.00 points
$0.00 fees

$2,022.62


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.52%

6.50%
0.00 points
$2,784.00 fees

$2,022.62


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.60%

6.50%
0.00 points
$0.00 fees

$2,022.62


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Santander Bank, N.a.


Updated 12/20/2022

6.94%

6.63%
2.00 points
$4,000.00 fees

$2,049.00


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Elmira Savings Bank


Updated 06/15/2022

6.86%

6.63%
0.00 points
$3,210.00 fees

$2,050.05


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Lake Shore Savings Bank


Updated 06/15/2022

6.74%

6.63%
0.00 points
$3,210.00 fees

$2,050.05


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Municipal Credit Union


Updated 06/15/2022
Restrictions

6.69%

6.63%
0.00 points
$0.00 fees

$2,050.05


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Ridgewood Savings Bank


Updated 02/23/2024

7.23%

6.69%
0.00 points
$0.00 fees

$2,062.77


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Citibank, National Association


Updated 09/06/2024

6.06%

6.72%
0.63 points
$2,739.00 fees

$2,068.50


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Tompkins Community Bank


Updated 02/23/2024

6.82%

6.72%
0.00 points
$0.00 fees

$2,069.14


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Citizens


Updated 05/08/2023

6.82%

6.75%
0.25 points
$0.00 fees

$2,075.51


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Maspeth Federal Savings And Loan Association


Updated 02/03/2023

6.76%

6.76%
0.00 points
$0.00 fees

$2,077.43


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.96%

6.88%
0.00 points
$0.00 fees

$2,102.17


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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