California

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California 30-Year Fixed Mortgage Refinance Rates 2023

Compare California 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 30-Year Fixed Conforming Mortgage Refinance

January 30, 2023
Average: 6.51% APR
Lender APR Rate (%) Monthly
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AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574
7.483% 30 Yr Fixed 7.375% Fees & Points $2,670 Total
0.950 Pts: $2,375
$295 Fees

$1,727

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Northpointe Bank
NMLS ID: 447490
5.582% 30 Yr Fixed 5.500% Fees & Points $2,268 Total
0.907 Pts: $2,268
$0 Fees

$1,420

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MortgageResearch.com
NMLS ID: Not lender
  • Instantly check daily rates and trends
  • Match with a convenient & competitive lender
  • Access mortgage calculators and informative guides
  • Find answers to your mortgage questions
30 Yr Fixed

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Eligibility.org
NMLS ID: Not lender
  • Check eligibility with dozens of top lenders
  • Match with VA, USDA, FHA & Conventional lenders
  • Personalized purchase and refinance options
  • See if you qualify for low–or no–down payment!
30 Yr Fixed

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Wells Fargo Bank, National Association


Updated 01/27/2023

5.44%

5.44%
0.00 points
$0.00 fees

$1,409.92


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Star One Credit Union


Updated 01/27/2023
Restrictions

5.72%

5.72%
0.00 points
$0.00 fees

$1,454.81


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Firstbank


Updated 01/27/2023

6.06%

6.06%
0.00 points
$3,369.00 fees

$1,508.53


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Charles Schwab Bank, Ssb


Updated 01/27/2023

6.15%

6.15%
1.88 points
$3,210.00 fees

$1,523.39


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Bank Of Hope


Updated 01/27/2023

6.15%

6.15%
0.00 points
$0.00 fees

$1,523.72


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Logix Credit Union


Updated 01/27/2023
Restrictions

6.21%

6.21%
0.00 points
$0.00 fees

$1,532.80


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Fremont Bank


Updated 01/27/2023

6.26%

6.26%
0.88 points
$0.00 fees

$1,541.24


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El Dorado Savings Bank, F.s.b.


Updated 12/02/2022

6.34%

6.34%
0.00 points
$0.00 fees

$1,553.96


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U.s. Bank National Association


Updated 10/04/2022

6.66%

6.50%
0.77 points
$0.00 fees

$1,580.17


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.52%

6.50%
0.00 points
$2,784.00 fees

$1,580.17


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Bank Of America, National Association


Updated 10/04/2022

6.81%

6.63%
0.91 points
$0.00 fees

$1,600.78


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Santander Bank, N.a.


Updated 12/20/2022

6.94%

6.63%
2.00 points
$4,000.00 fees

$1,600.78


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Bank Of Stockton


Updated 01/27/2023

6.68%

6.68%
0.00 points
$0.00 fees

$1,610.05


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Citibank, National Association


Updated 11/11/2022

6.72%

6.72%
0.63 points
$2,739.00 fees

$1,616.02


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Jpmorgan Chase Bank, National Association


Updated 10/04/2022

6.84%

6.75%
0.00 points
$1,340.00 fees

$1,621.50


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Oneunited Bank


Updated 06/15/2022

7.00%

6.88%
0.00 points
$4,876.00 fees

$1,642.32


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First Northern Bank Of Dixon


Updated 01/27/2023

7.04%

7.04%
0.00 points
$0.00 fees

$1,669.81


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Mufg Union Bank, National Association


Updated 10/11/2022

7.57%

7.13%
0.00 points
$3,874.00 fees

$1,684.30


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Educational Employees Credit Union


Updated 06/15/2022
Restrictions

7.17%

7.13%
0.00 points
$0.00 fees

$1,684.30


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Safe Credit Union


Updated 06/15/2022
Restrictions

7.26%

7.13%
0.50 points
$0.00 fees

$1,684.30


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Data provided by BestCashCow

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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