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30-Year Fixed Conforming Mortgage Refinance

California 30-Year Fixed Mortgage Refinance Rates 2026

Compare California 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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California 30-Year Fixed Conforming Mortgage Refinance

September 17, 2026
Average: 6.82% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/11/2026	6.60%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
El Dorado Savings Bank, F.s.b. Updated 09/04/2026	6.34%	6.34% 0.00 points $0.00 fees	$1,989.06	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.25%	6.36% 0.00 points $0.00 fees	$1,992.83	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$2,022.62	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$2,022.62	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.94%	6.63% 2.00 points $4,000.00 fees	$2,049.00	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$2,068.50	Learn MoreShow Less See Table View
Redwood Credit Union Updated 09/04/2026 Restrictions	0.10%	6.74% 0.00 points $0.00 fees	$2,072.75	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Oneunited Bank Updated 06/15/2022	7.00%	6.88% 0.00 points $4,876.00 fees	$2,102.17	Learn MoreShow Less See Table View
Fremont Bank Updated 05/17/2024	6.77%	6.88% 0.88 points $0.00 fees	$2,103.24	Learn MoreShow Less See Table View
Patelco Credit Union Updated 09/22/2023 Restrictions	7.48%	6.96% 0.00 points $0.00 fees	$2,119.95	Learn MoreShow Less See Table View
First Northern Bank Of Dixon Updated 03/24/2023	7.03%	7.03% 0.00 points $0.00 fees	$2,134.56	Learn MoreShow Less See Table View
Logix Credit Union Updated 11/01/2024 Restrictions	7.21%	7.09% 0.00 points $0.00 fees	$2,148.34	Learn MoreShow Less See Table View
Mufg Union Bank, National Association Updated 10/11/2022	7.57%	7.13% 0.00 points $3,874.00 fees	$2,155.90	Learn MoreShow Less See Table View
Educational Employees Credit Union Updated 06/15/2022 Restrictions	7.17%	7.13% 0.00 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Safe Credit Union Updated 06/15/2022 Restrictions	7.26%	7.13% 0.50 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.26%	7.13% 1.00 points $2,784.00 fees	$2,156.98	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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California 30-Year Fixed Mortgage Refinance Rates 2026

California 30-Year Fixed Conforming Mortgage Refinance

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