California

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California 30-Year Fixed Mortgage Refinance Rates 2024

Compare California 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 30-Year Fixed Conforming Mortgage Refinance

February 24, 2024
Average: 7.56% APR
Lender APR Rate (%) Monthly
Payment?
Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
7.966% 30 Yr Fixed 7.875% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$2,321

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$1,944.35


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.35%

6.25%
1.88 points
$3,210.00 fees

$1,969.25


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El Dorado Savings Bank, F.s.b.


Updated 02/23/2024

6.34%

6.34%
0.00 points
$0.00 fees

$1,989.06


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Star One Credit Union


Updated 11/17/2023
Restrictions

7.25%

6.36%
0.00 points
$0.00 fees

$1,992.83


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.52%

6.50%
0.00 points
$2,784.00 fees

$2,022.62


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.60%

6.50%
0.00 points
$0.00 fees

$2,022.62


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Santander Bank, N.a.


Updated 12/20/2022

6.94%

6.63%
2.00 points
$4,000.00 fees

$2,049.00


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Citibank, National Association


Updated 02/23/2024

7.22%

6.72%
0.63 points
$2,739.00 fees

$2,068.50


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Redwood Credit Union


Updated 02/23/2024
Restrictions

7.04%

6.74%
0.00 points
$0.00 fees

$2,072.75


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.96%

6.88%
0.00 points
$0.00 fees

$2,102.17


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Bank Of America, National Association


Updated 05/07/2023

7.05%

6.88%
0.84 points
$0.00 fees

$2,102.17


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Oneunited Bank


Updated 06/15/2022

7.00%

6.88%
0.00 points
$4,876.00 fees

$2,102.17


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Fremont Bank


Updated 02/23/2024

6.99%

6.88%
0.88 points
$0.00 fees

$2,103.24


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Patelco Credit Union


Updated 09/22/2023
Restrictions

7.48%

6.96%
0.00 points
$0.00 fees

$2,119.95


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First Northern Bank Of Dixon


Updated 03/24/2023

7.03%

7.03%
0.00 points
$0.00 fees

$2,134.56


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Logix Credit Union


Updated 02/23/2024
Restrictions

7.21%

7.09%
0.00 points
$0.00 fees

$2,148.34


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Mufg Union Bank, National Association


Updated 10/11/2022

7.57%

7.13%
0.00 points
$3,874.00 fees

$2,155.90


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Educational Employees Credit Union


Updated 06/15/2022
Restrictions

7.17%

7.13%
0.00 points
$0.00 fees

$2,155.90


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Safe Credit Union


Updated 06/15/2022
Restrictions

7.26%

7.13%
0.50 points
$0.00 fees

$2,155.90


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.26%

7.13%
1.00 points
$2,784.00 fees

$2,156.98


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Data provided by BestCashCow

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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