California 30-Year Fixed Mortgage Refinance Rates 2024

Compare California 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 30-Year Fixed Conforming Mortgage Refinance

July 26, 2024
Average: 7.40% APR

Lender	APR	Rate (%)	Monthly Payment?
District Lending NMLS ID: 1835285	6.139% 30 Yr Fixed	6.000% Fees & Points $4,800 Total 1.000 Pts: $3,200 $1,600 Fees	$1,919	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	6.619% 30 Yr Fixed	6.500% Fees & Points $3,975 Total 0.930 Pts: $2,976 $999 Fees	$2,023	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.656% 30 Yr Fixed	6.500% Fees & Points $5,203 Total 0.626 Pts: $2,003 $3,200 Fees	$2,023	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.725% 30 Yr Fixed	6.625% Fees & Points $3,305 Total 0.814 Pts: $2,605 $700 Fees	$2,049	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.843% 30 Yr Fixed	6.750% Fees & Points $3,053 Total 0.954 Pts: $3,053 $0 Fees	$2,076	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	7.089% 30 Yr Fixed	6.990% Fees & Points $3,200 Total 1.000 Pts: $3,200 $0 Fees	$2,127	Learn More See Table View
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 07/26/2024	6.93%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
El Dorado Savings Bank, F.s.b. Updated 07/26/2024	6.59%	6.34% 0.00 points $0.00 fees	$1,989.06	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.25%	6.36% 0.00 points $0.00 fees	$1,992.83	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$2,022.62	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$2,022.62	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.94%	6.63% 2.00 points $4,000.00 fees	$2,049.00	Learn MoreShow Less See Table View
Citibank, National Association Updated 07/26/2024	6.70%	6.72% 0.63 points $2,739.00 fees	$2,068.50	Learn MoreShow Less See Table View
Redwood Credit Union Updated 07/26/2024 Restrictions	6.82%	6.74% 0.00 points $0.00 fees	$2,072.75	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Oneunited Bank Updated 06/15/2022	7.00%	6.88% 0.00 points $4,876.00 fees	$2,102.17	Learn MoreShow Less See Table View
Fremont Bank Updated 05/17/2024	6.77%	6.88% 0.88 points $0.00 fees	$2,103.24	Learn MoreShow Less See Table View
Patelco Credit Union Updated 09/22/2023 Restrictions	7.48%	6.96% 0.00 points $0.00 fees	$2,119.95	Learn MoreShow Less See Table View
First Northern Bank Of Dixon Updated 03/24/2023	7.03%	7.03% 0.00 points $0.00 fees	$2,134.56	Learn MoreShow Less See Table View
Logix Credit Union Updated 07/26/2024 Restrictions	6.96%	7.09% 0.00 points $0.00 fees	$2,148.34	Learn MoreShow Less See Table View
Mufg Union Bank, National Association Updated 10/11/2022	7.57%	7.13% 0.00 points $3,874.00 fees	$2,155.90	Learn MoreShow Less See Table View
Educational Employees Credit Union Updated 06/15/2022 Restrictions	7.17%	7.13% 0.00 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Safe Credit Union Updated 06/15/2022 Restrictions	7.26%	7.13% 0.50 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.26%	7.13% 1.00 points $2,784.00 fees	$2,156.98	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.