California

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California 30-Year Fixed Mortgage Refinance Rates 2021

Compare California 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 30-Year Fixed Conforming Mortgage Refinance

October 15, 2021
Average: 3.25% APR
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Figure Lending LLC
NMLS ID: 1717824
2.792% 2.750% 30 Yr Fixed 0.50 points
$1,365 fees

$1,021

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Flagstar Bank, FSB
NMLS ID: 417490
3.201% 3.125% 30 Yr Fixed 1.00 points
$2,428 fees

$1,071

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One True Loan, Inc.
NMLS ID: 1132440
License#: 603L123
2.701% 2.625% 30 Yr Fixed 1.00 points
$2,500 fees

$1,005

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Owning.com
NMLS ID: 2611
3.003% 2.925% 30 Yr Fixed 1.00 points
$2,501 fees

$1,044

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Better.com
NMLS ID: 330511
2.941% 2.875% 30 Yr Fixed 0.88 points
$2,135 fees

$1,038

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Wyndham Capital Mortgage
NMLS ID: 2948
3.067% 2.990% 30 Yr Fixed 1.00 points
$2,480 fees

$1,053

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Simplist Mortgage, LLC
NMLS ID: 1764611
License#: 60DBO101288
2.738% 2.690% 30 Yr Fixed 0.63 points
$1,562 fees

$1,013

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AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.789% 2.750% 30 Yr Fixed 0.50 points
$1,262 fees

$1,021

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Home Loan Enterprise
NMLS ID: 246523
License#: 603J816
2.817% 2.750% 30 Yr Fixed 0.88 points
$2,188 fees

$1,021

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District Lending
NMLS ID: 598623
2.807% 2.750% 30 Yr Fixed 0.75 points
$1,840 fees

$1,021

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Quicken Loans NMLS #3030
NMLS ID: 3030
3.600% 3.500% 30 Yr Fixed 0.75 points
$3,125 fees

$1,123

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New American Funding
NMLS ID: 6606
3.128% 3.000% 30 Yr Fixed 1.00 points
$4,114 fees

$1,055

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Direct Home Lending
NMLS ID: 274058
2.811% 2.750% 30 Yr Fixed 0.38 points
$1,965 fees

$1,021

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First Internet Bank
NMLS ID: 424182
2.818% 2.750% 30 Yr Fixed 0.88 points
$2,220 fees

$1,021

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Zillow Home Loans, LLC
NMLS ID: 10287
3.202% 3.125% 30 Yr Fixed 0.63 points
$2,455 fees

$1,071

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RealMortgage Inc.
NMLS ID: 1612358
2.690% 2.625% 30 Yr Fixed 0.38 points
$2,286 fees

$1,005

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CAL Loans Direct Inc
NMLS ID: 957353
License#: 957353
2.681% 2.500% 30 Yr Fixed 1.00 points
$5,999 fees

$988

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America Mortgage, LLC
NMLS ID: 1539647
License#: 60DBO87903
2.908% 2.875% 30 Yr Fixed 0.38 points
$1,062 fees

$1,038

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CIT Bank
NMLS ID: 541760
3.203% 3.125% 30 Yr Fixed 1.00 points
$2,468 fees

$1,071

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SOL Mortgage
NMLS ID: 53112
2.977% 2.875% 30 Yr Fixed 0.88 points
$3,308 fees

$1,038

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loanDepot
NMLS ID: 174457
3.284% 3.250% 30 Yr Fixed 0.38 points
$1,078 fees

$1,089

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Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 30 Yr Fixed 1.00 points
$3,750 fees

$1,089

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Lendevity
NMLS ID: 1740672
License#: 60DO85398
2.791% 2.750% 30 Yr Fixed 0.50 points
$1,315 fees

$1,021

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AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574
2.951% 2.875% 30 Yr Fixed 0.75 points
$2,470 fees

$1,038

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AmeriSave Mortgage Corporation
NMLS ID: 1168
  • Certified Pre-Approval Process
  • Customized Rate Quotes, no SSN or Hard Credit Pull
  • 24 x 7 Online Customer Portal Access

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New American Funding
NMLS ID: 6606
  • Pay Off Higher Interest Rates Credit Cards, Pay College Tuition
  • Cash Out, Debt Consolidation Options Available
  • Offers Flexible Terms from 8 to 30 Years
  • Over 170k Positive Reviews, A+ Rating With BBB

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loanDepot
NMLS ID: 174457
  • Refinance your home
  • Competitively low rates at loanDepot - apply now
  • See if you could save on your loan with a lower interest rate

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Figure Lending LLC
NMLS ID: 1717824
  • Good/Excellent Credit; 15 & 30 year term, jumbo refi available -30 year only
  • Easily see your rate in a few minutes
  • Refinance with option to pull up to $500k cash out
  • 100% online app done from the comfort of your home

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Data provided by Brown Bag Marketing, Inc. 1

Jpmorgan Chase Bank, National Association


Updated 01/17/2021

2.72%

2.63%
0.00 points
$1,340.00 fees

$1,004.78


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Bank Of America, National Association


Updated 01/18/2021

2.81%

2.63%
0.80 points
$0.00 fees

$1,004.78


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Wells Fargo Bank, National Association


Updated 01/18/2021

2.87%

2.75%
0.00 points
$0.00 fees

$1,020.60


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Citibank, National Association


Updated 01/19/2021

2.96%

2.88%
0.00 points
$2,739.00 fees

$1,037.90


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Pentagon Credit Union


Updated 06/25/2020
Restrictions

3.02%

3.00%
0.00 points
$2,784.00 fees

$1,054.01


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Mufg Union Bank, National Association


Updated 11/16/2020

3.26%

3.13%
0.00 points
$3,874.00 fees

$1,071.62


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Oneunited Bank


Updated 08/29/2019

3.50%

3.38%
0.00 points
$4,876.00 fees

$1,105.24


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Firstbank


Updated 08/28/2019

3.77%

3.63%
0.00 points
$3,369.00 fees

$1,140.13


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Educational Employees Credit Union


Updated 08/26/2019
Restrictions

3.67%

3.63%
0.00 points
$0.00 fees

$1,140.13


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Safe Credit Union


Updated 08/27/2019
Restrictions

3.76%

3.63%
0.50 points
$0.00 fees

$1,140.13


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Star One Credit Union


Updated 08/26/2019
Restrictions

3.70%

3.63%
0.00 points
$0.00 fees

$1,140.13


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Virginia Credit Union, Inc., Credit Union


Updated 06/03/2019
Restrictions

3.76%

3.63%
1.00 points
$2,784.00 fees

$1,140.83


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El Dorado Savings Bank, F.s.b.


Updated 08/22/2019

3.83%

3.75%
0.00 points
$0.00 fees

$1,157.79


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Navy Federal Credit Union Credit Union


Updated 08/27/2019
Restrictions

3.93%

3.75%
1.13 points
$0.00 fees

$1,157.79


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United Nations Credit Union


Updated 09/13/2019
Restrictions

3.78%

3.75%
0.00 points
$2,784.00 fees

$1,157.79


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State Employees Cu Of Maryland, Inc Credit Union


Updated 01/17/2020
Restrictions

3.79%

3.75%
0.00 points
$2,784.00 fees

$1,157.79


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Wescom Central Credit Union


Updated 11/04/2019
Restrictions

3.80%

3.75%
0.00 points
$0.00 fees

$1,157.79


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Eastman Credit Union


Updated 09/02/2019
Restrictions

3.91%

3.75%
1.00 points
$2,784.00 fees

$1,157.79


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First Technology Credit Union


Updated 08/26/2019
Restrictions

4.02%

3.88%
-0.13 points
$0.00 fees

$1,175.59


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Schoolsfirst Credit Union


Updated 08/27/2019
Restrictions

3.94%

3.88%
0.00 points
$0.00 fees

$1,175.59


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Data provided by BestCashCow

1 Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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