California

Image Courtesy: www.pixabay.com

California 30-Year Fixed Mortgage Refinance Rates 2022

Compare California 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 30-Year Fixed Conforming Mortgage Refinance

January 16, 2022
Average: 3.62% APR
Get Mortgage Offers From Our Affiliates
Lender APR Rate (%) Monthly
Payment?
Learn More
Magnolia Bank
NMLS ID: 88604
3.425% 3.375% 30 Yr Fixed 0.63 points
$1,562 fees

$1,106

Learn More

See Table
View   
loanDepot
NMLS ID: 174457
3.658% 3.625% 30 Yr Fixed 0.38 points
$1,000 fees

$1,141

Learn More

See Table
View   
CAL Loans Direct Inc
NMLS ID: 957353
License#: 957353
3.006% 2.820% 30 Yr Fixed 1.00 points
$6,049 fees

$1,030

Learn More

See Table
View   
Rate Rabbit Home Loans
NMLS ID: 664689
License#: # 01901658
3.089% 2.990% 30 Yr Fixed 0.75 points
$3,172 fees

$1,053

Learn More

See Table
View   
CIT Bank
NMLS ID: 541760
3.706% 3.625% 30 Yr Fixed 1.00 points
$2,495 fees

$1,141

Learn More

See Table
View   
New American Funding
NMLS ID: 6606
3.631% 3.500% 30 Yr Fixed 1.00 points
$4,076 fees

$1,123

Learn More

See Table
View   
Blue Sky Financial, LLC
NMLS ID: 1954591
3.472% 3.375% 30 Yr Fixed 0.88 points
$3,048 fees

$1,106

Learn More

See Table
View   
AimLoan.com
NMLS ID: 2890
License#: 413-0477
3.229% 3.125% 30 Yr Fixed 0.88 points
$3,322 fees

$1,071

Learn More

See Table
View   
One True Loan, Inc.
NMLS ID: 1132440
License#: 603L123
3.068% 3.000% 30 Yr Fixed 0.88 points
$2,188 fees

$1,055

Learn More

See Table
View   
CashCall Mortgage
NMLS ID: 128231
3.445% 3.375% 30 Yr Fixed 0.88 points
$2,188 fees

$1,106

Learn More

See Table
View   
Figure Lending LLC
NMLS ID: 1717824
3.190% 3.125% 30 Yr Fixed 0.88 points
$2,082 fees

$1,071

Learn More

See Table
View   
Owning.com
NMLS ID: 2611
3.250% 3.250% 30 Yr Fixed 0.00 points
$1 fees

$1,089

Learn More

See Table
View   
District Lending
NMLS ID: 598623
3.191% 3.125% 30 Yr Fixed 0.88 points
$2,088 fees

$1,071

Learn More

See Table
View   
Rocket Mortgage
NMLS ID: 3030
3.977% 3.875% 30 Yr Fixed 0.75 points
$3,125 fees

$1,176

Learn More

See Table
View   
Direct Home Lending
NMLS ID: 274058
3.342% 3.250% 30 Yr Fixed 0.75 points
$2,902 fees

$1,089

Learn More

See Table
View   
AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574
3.961% 3.875% 30 Yr Fixed 0.75 points
$2,625 fees

$1,176

Learn More

See Table
View   
InterFirst Lending Corporation
NMLS ID: 864575
3.099% 3.000% 30 Yr Fixed 0.88 points
$3,182 fees

$1,055

Learn More

See Table
View   
SunnyHill Financial, Inc
NMLS ID: 1708856
License#: 02058287
3.189% 3.125% 30 Yr Fixed 0.75 points
$2,022 fees

$1,071

Learn More

See Table
View   
Home Loan Enterprise
NMLS ID: 246523
License#: 603J816
3.077% 3.000% 30 Yr Fixed 1.00 points
$2,475 fees

$1,055

Learn More

See Table
View   
Zillow Home Loans, LLC
NMLS ID: 10287
3.604% 3.500% 30 Yr Fixed 1.00 points
$3,258 fees

$1,123

Learn More

See Table
View   
Wyndham Capital Mortgage
NMLS ID: 2948
3.677% 3.625% 30 Yr Fixed 0.63 points
$1,628 fees

$1,141

Learn More

See Table
View   
RealMortgage Inc.
NMLS ID: 1612358
3.337% 3.250% 30 Yr Fixed 0.63 points
$2,846 fees

$1,089

Learn More

See Table
View   
Quicken Loans NMLS #3030
NMLS ID: 3030
4.073% 3.990% 30 Yr Fixed 0.50 points
$2,500 fees

$1,193

Learn More

See Table
View   
New American Funding
NMLS ID: 6606
  • Pay Off Higher Interest Rates Credit Cards, Pay College Tuition
  • Cash Out, Debt Consolidation Options Available
  • Offers Flexible Terms from 8 to 30 Years
  • Over 170k Positive Reviews, A+ Rating With BBB

Learn More

See Table
View   
Figure Lending LLC
NMLS ID: 1717824
  • Good/Excellent Credit; 15 & 30 year term, jumbo refi available -30 year only
  • Easily see your rate in a few minutes
  • Refinance with option to pull up to $500k cash out
  • 100% online app done from the comfort of your home

Learn More

See Table
View   
loanDepot
NMLS ID: 174457
  • Refinance your home
  • Competitively low rates at loanDepot - apply now
  • See if you could save on your loan with a lower interest rate

Learn More

See Table
View   
AmeriSave Mortgage Corporation
NMLS ID: 1168
  • Certified Pre-Approval Process
  • Customized Rate Quotes, no SSN or Hard Credit Pull
  • 24 x 7 Online Customer Portal Access

Learn More

See Table
View   

Data provided by Brown Bag Marketing, Inc. 1

Bank Of America, National Association


Updated 01/18/2021

2.81%

2.63%
0.80 points
$0.00 fees

$1,004.78


See Table
View   

Wells Fargo Bank, National Association


Updated 01/18/2021

2.87%

2.75%
0.00 points
$0.00 fees

$1,020.60


See Table
View   

Citibank, National Association


Updated 01/19/2021

2.96%

2.88%
0.00 points
$2,739.00 fees

$1,037.90


See Table
View   

Pentagon Credit Union


Updated 06/25/2020
Restrictions

3.02%

3.00%
0.00 points
$2,784.00 fees

$1,054.01


See Table
View   

Mufg Union Bank, National Association


Updated 11/16/2020

3.26%

3.13%
0.00 points
$3,874.00 fees

$1,071.62


See Table
View   

Jpmorgan Chase Bank, National Association


Updated 01/07/2022

3.38%

3.25%
0.00 points
$1,340.00 fees

$1,088.02


See Table
View   

Oneunited Bank


Updated 08/29/2019

3.50%

3.38%
0.00 points
$4,876.00 fees

$1,105.24


See Table
View   

Firstbank


Updated 08/28/2019

3.77%

3.63%
0.00 points
$3,369.00 fees

$1,140.13


See Table
View   

Educational Employees Credit Union


Updated 08/26/2019
Restrictions

3.67%

3.63%
0.00 points
$0.00 fees

$1,140.13


See Table
View   

Safe Credit Union


Updated 08/27/2019
Restrictions

3.76%

3.63%
0.50 points
$0.00 fees

$1,140.13


See Table
View   

Star One Credit Union


Updated 08/26/2019
Restrictions

3.70%

3.63%
0.00 points
$0.00 fees

$1,140.13


See Table
View   

Virginia Credit Union, Inc., Credit Union


Updated 06/03/2019
Restrictions

3.76%

3.63%
1.00 points
$2,784.00 fees

$1,140.83


See Table
View   

El Dorado Savings Bank, F.s.b.


Updated 08/22/2019

3.83%

3.75%
0.00 points
$0.00 fees

$1,157.79


See Table
View   

Navy Federal Credit Union Credit Union


Updated 08/27/2019
Restrictions

3.93%

3.75%
1.13 points
$0.00 fees

$1,157.79


See Table
View   

United Nations Credit Union


Updated 09/13/2019
Restrictions

3.78%

3.75%
0.00 points
$2,784.00 fees

$1,157.79


See Table
View   

State Employees Cu Of Maryland, Inc Credit Union


Updated 01/17/2020
Restrictions

3.79%

3.75%
0.00 points
$2,784.00 fees

$1,157.79


See Table
View   

Wescom Central Credit Union


Updated 11/04/2019
Restrictions

3.80%

3.75%
0.00 points
$0.00 fees

$1,157.79


See Table
View   

Eastman Credit Union


Updated 09/02/2019
Restrictions

3.91%

3.75%
1.00 points
$2,784.00 fees

$1,157.79


See Table
View   

First Technology Credit Union


Updated 08/26/2019
Restrictions

4.02%

3.88%
-0.13 points
$0.00 fees

$1,175.59


See Table
View   

Schoolsfirst Credit Union


Updated 08/27/2019
Restrictions

3.94%

3.88%
0.00 points
$0.00 fees

$1,175.59


See Table
View   

Data provided by BestCashCow

1 Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity and Mortgage
Rate Newsletter

Receive the best home equity and mortgage rates every month right to your inbox. Provided by BestCashCow.

You will receive:
  • Best Home Equity Line Of Credit Rates
  • Best 10 Year Home Equity Loan Rates
  • Best 15 Year Home Equity Loan Rates
  • Best 30 Year Fixed Mortgage Rates
  • Best 15 Year Fixed Mortgage Rates
  • Best 10/1 Year ARM Mortgage Rates
  • Best 7/1 Year ARM Interest Only Mortgage Rates
  • Best 5/1 Year ARM Interest Only Mortgage Rates

Products by State