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30-Year Fixed Conforming Mortgage Refinance

Massachusetts 30-Year Fixed Mortgage Refinance Rates 2025

Compare Massachusetts 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Massachusetts 30-Year Fixed Conforming Mortgage Refinance

August 1, 2025
Average: 7.11% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Green Lending, LLC NMLS ID: 2598612	6.205% 30 Yr Fixed	6.125% Fees & Points $2,946 Total 0.605 Pts: $1,936 $1,010 Fees	$1,945	Learn More See Table View
Reliant Home Funding, Inc. NMLS ID: 292473	6.250% 30 Yr Fixed	6.125% Fees & Points $4,270 Total 0.711 Pts: $2,275 $1,995 Fees	$1,945	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	6.460% 30 Yr Fixed	6.375% Fees & Points $2,864 Total 0.895 Pts: $2,864 $0 Fees	$1,997	Learn More See Table View
Northpointe Bank NMLS ID: 447490	6.486% 30 Yr Fixed	6.375% Fees & Points $3,734 Total 0.731 Pts: $2,339 $1,395 Fees	$1,997	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.578% 30 Yr Fixed	6.490% Fees & Points $2,930 Total 0.697 Pts: $2,230 $700 Fees	$2,021	Learn More See Table View
Sebonic NMLS ID: 66247	6.584% 30 Yr Fixed	6.500% Fees & Points $2,790 Total 0.872 Pts: $2,790 $0 Fees	$2,023	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	6.595% 30 Yr Fixed	6.490% Fees & Points $3,494 Total 0.502 Pts: $1,606 $1,888 Fees	$2,021	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.668% 30 Yr Fixed	6.500% Fees & Points $5,600 Total 0.750 Pts: $2,400 $3,200 Fees	$2,023	Learn More See Table View
Sage Home Loan Corporation NMLS ID: 3304	6.743% 30 Yr Fixed	6.625% Fees & Points $3,894 Total 0.750 Pts: $2,400 $1,494 Fees	$2,049	Learn More See Table View
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 30 Yr Fixed			Learn More
Freedom Mortgage Corporation NMLS ID: 2767	We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Over three million customers nationwide 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Institution For Savings In Newburyport And Its Vicinity Updated 09/20/2024	6.16%	5.55% 0.00 points $1,635.00 fees	$1,827.38	Learn MoreShow Less See Table View
Unibank For Savings Updated 12/14/2022	5.92%	5.88% 0.00 points $0.00 fees	$1,892.92	Learn MoreShow Less See Table View
The Lowell Five Cent Savings Bank Updated 08/01/2025	6.67%	6.02% 0.00 points $0.00 fees	$1,923.50	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Centreville Bank Updated 10/13/2023	7.59%	6.20% 0.00 points $0.00 fees	$1,960.32	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 08/01/2025	6.55%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
South Shore Bank Updated 12/27/2022	6.37%	6.25% 0.00 points $0.00 fees	$1,970.30	Learn MoreShow Less See Table View
Digital Credit Union Updated 06/21/2024 Restrictions	6.43%	6.29% 0.00 points $0.00 fees	$1,978.63	Learn MoreShow Less See Table View
Needham Bank Updated 08/01/2025	6.60%	6.35% 0.00 points $0.00 fees	$1,990.11	Learn MoreShow Less See Table View
Emigrant Bank Updated 08/01/2025	6.80%	6.36% 0.00 points $0.00 fees	$1,993.25	Learn MoreShow Less See Table View
Rockland Credit Union Updated 02/23/2024 Restrictions	6.32%	6.44% 0.00 points $0.00 fees	$2,010.22	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$2,022.62	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$2,022.62	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$2,022.62	Learn MoreShow Less See Table View
Middlesex Savings Bank Updated 11/08/2024	6.92%	6.52% 0.00 points $2,600.00 fees	$2,027.67	Learn MoreShow Less See Table View
The Village Bank Updated 08/01/2025	6.98%	6.60% 0.00 points $0.00 fees	$2,043.50	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.94%	6.63% 2.00 points $4,000.00 fees	$2,049.00	Learn MoreShow Less See Table View
Westfield Bank Updated 05/17/2024	7.28%	6.63% 0.00 points $0.00 fees	$2,050.69	Learn MoreShow Less See Table View
Salem Five Cents Savings Bank Updated 03/21/2025	6.39%	6.65% 1.75 points $0.00 fees	$2,054.29	Learn MoreShow Less See Table View
Peoplesbank Updated 08/01/2025	6.84%	6.66% 0.00 points $1,705.00 fees	$2,055.56	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Massachusetts 30-Year Fixed Mortgage Refinance Rates 2025

Massachusetts 30-Year Fixed Conforming Mortgage Refinance

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