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30-Year Fixed Conforming Mortgage Refinance

Minnesota 30-Year Fixed Mortgage Refinance Rates 2025

Compare Minnesota 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Minnesota 30-Year Fixed Conforming Mortgage Refinance

July 30, 2025
Average: 7.13% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.596% 30 Yr Fixed	6.490% Fees & Points $3,551 Total 0.891 Pts: $2,851 $700 Fees	$2,021	Learn More See Table View
Northpointe Bank NMLS ID: 447490	6.606% 30 Yr Fixed	6.490% Fees & Points $3,872 Total 0.774 Pts: $2,477 $1,395 Fees	$2,021	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.794% 30 Yr Fixed	6.625% Fees & Points $5,600 Total 0.750 Pts: $2,400 $3,200 Fees	$2,049	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 07/25/2025	6.80%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$2,022.62	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$2,022.62	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$2,068.50	Learn MoreShow Less See Table View
Bmo Bank National Association Updated 02/26/2024	7.08%	6.74% 0.00 points $1,936.00 fees	$2,073.60	Learn MoreShow Less See Table View
Wnb Financial, N.a. Updated 06/15/2022	6.84%	6.75% 0.00 points $3,185.00 fees	$2,075.51	Learn MoreShow Less See Table View
Wings Financial Credit Union Updated 03/03/2023 Restrictions	6.78%	6.78% 0.00 points $0.00 fees	$2,082.33	Learn MoreShow Less See Table View
Think Mutual Bank Updated 12/13/2024	6.66%	6.79% 0.00 points $0.00 fees	$2,083.18	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Home Federal Savings Bank Updated 06/15/2022	6.99%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Merchants Bank, National Association Updated 12/08/2022	7.02%	6.90% 0.00 points $0.00 fees	$2,107.52	Learn MoreShow Less See Table View
Bank Of The West Updated 06/02/2023	6.73%	6.97% 0.88 points $3,874.00 fees	$2,123.17	Learn MoreShow Less See Table View
Citizens Bank Minnesota Updated 06/15/2022	7.10%	7.00% 0.00 points $3,961.00 fees	$2,128.97	Learn MoreShow Less See Table View
Premier Bank Updated 06/15/2022	7.22%	7.00% 0.00 points $0.00 fees	$2,128.97	Learn MoreShow Less See Table View
Republic Bank, Inc. Updated 06/15/2022	7.15%	7.00% 0.00 points $0.00 fees	$2,128.97	Learn MoreShow Less See Table View
Liberty Bank Minnesota Updated 06/15/2022	7.05%	7.00% 0.00 points $1,933.00 fees	$2,128.97	Learn MoreShow Less See Table View
First Citizens Bank Updated 08/09/2024	6.63%	7.03% 0.00 points $4,409.00 fees	$2,135.42	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.26%	7.13% 1.00 points $2,784.00 fees	$2,156.98	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Minnesota 30-Year Fixed Mortgage Refinance Rates 2025

Minnesota 30-Year Fixed Conforming Mortgage Refinance

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