Kentucky

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Kentucky 30-Year Fixed Mortgage Refinance Rates 2024

Compare Kentucky 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Kentucky 30-Year Fixed Conforming Mortgage Refinance

June 12, 2024
Average: 7.54% APR
Lender APR Rate (%) Monthly
Payment?
Securitas Mortgage Inc

Securitas Mortgage Inc

NMLS ID: 1039147
License#: mb92590
6.331% 30 Yr Fixed 6.125% Fees & Points $7,128 Total
0.894 Pts: $2,861
$4,267 Fees

$1,945

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
6.971% 30 Yr Fixed 6.875% Fees & Points $3,135 Total
0.761 Pts: $2,435
$700 Fees

$2,103

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
7.212% 30 Yr Fixed 7.125% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$2,156

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
30 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
30 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

South Central Bank, Inc.


Updated 02/10/2023

5.97%

5.88%
0.00 points
$0.00 fees

$1,892.92


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Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$1,918.56


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U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$1,944.35


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Charles Schwab Bank, Ssb


Updated 06/07/2024

6.93%

6.25%
1.88 points
$3,210.00 fees

$1,969.25


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.52%

6.50%
0.00 points
$2,784.00 fees

$2,022.62


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.60%

6.50%
0.00 points
$0.00 fees

$2,022.62


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Citibank, National Association


Updated 06/07/2024

6.72%

6.72%
0.63 points
$2,739.00 fees

$2,068.50


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Union Savings Bank


Updated 04/07/2023

6.29%

6.79%
0.00 points
$0.00 fees

$2,084.03


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.96%

6.88%
0.00 points
$0.00 fees

$2,102.17


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Bank Of America, National Association


Updated 05/07/2023

7.05%

6.88%
0.84 points
$0.00 fees

$2,102.17


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.26%

7.13%
1.00 points
$2,784.00 fees

$2,156.98


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The Citizens National Bank Of Somerset


Updated 06/15/2022

7.28%

7.25%
0.00 points
$0.00 fees

$2,182.96


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Central Bank & Trust Company


Updated 06/15/2022

7.31%

7.25%
0.00 points
$0.00 fees

$2,182.96


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First Federal Savings Bank Of Kentucky


Updated 06/15/2022

8.31%

7.25%
0.00 points
$0.00 fees

$2,182.96


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

7.43%

7.25%
0.75 points
$0.00 fees

$2,182.96


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.28%

7.25%
0.00 points
$2,784.00 fees

$2,182.96


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.29%

7.25%
0.00 points
$2,784.00 fees

$2,182.96


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Eastman Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.25%
1.00 points
$2,784.00 fees

$2,182.96


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Independence Bank Of Kentucky


Updated 06/07/2024

7.03%

7.29%
0.00 points
$0.00 fees

$2,190.57


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Farmers Bank


Updated 06/15/2022

7.51%

7.38%
0.00 points
$0.00 fees

$2,210.16


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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