Illinois

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Illinois 30-Year Fixed Mortgage Refinance Rates 2024

Compare Illinois 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Illinois 30-Year Fixed Conforming Mortgage Refinance

September 10, 2024
Average: 6.87% APR
Lender APR Rate (%) Monthly
Payment?
Go Rascal

Go Rascal

NMLS ID: 2072896
5.605% 30 Yr Fixed 5.500% Fees & Points $3,812 Total
0.919 Pts: $2,941
$871 Fees

$1,817

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RockBottom Mortgage LLC

RockBottom Mortgage LLC

NMLS ID: 1141327
License#: MB.6761020
5.705% 30 Yr Fixed 5.625% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$1,843

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Northpointe Bank

Northpointe Bank

NMLS ID: 447490
5.842% 30 Yr Fixed 5.750% Fees & Points $3,197 Total
0.563 Pts: $1,802
$1,395 Fees

$1,868

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Asset Mutual Mortgage, Inc

Asset Mutual Mortgage, Inc

NMLS ID: 184303
5.921% 30 Yr Fixed 5.875% Fees & Points $1,600 Total
0.500 Pts: $1,600
$0 Fees

$1,893

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
5.983% 30 Yr Fixed 5.875% Fees & Points $3,757 Total
0.862 Pts: $2,758
$999 Fees

$1,893

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LoanFlight Lending, LLC

LoanFlight Lending, LLC

NMLS ID: 1522344
License#: MB.6761206
6.048% 30 Yr Fixed 5.990% Fees & Points $2,006 Total
0.627 Pts: $2,006
$0 Fees

$1,917

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
6.093% 30 Yr Fixed 5.990% Fees & Points $3,535 Total
0.886 Pts: $2,835
$700 Fees

$1,917

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.163% 30 Yr Fixed 6.000% Fees & Points $5,600 Total
0.750 Pts: $2,400
$3,200 Fees

$1,919

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.584% 30 Yr Fixed 6.500% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$2,023

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PADDIO

PADDIO

NMLS ID: 1907
6.686% 30 Yr Fixed 6.500% Fees & Points $6,202 Total
0.938 Pts: $3,002
$3,200 Fees

$2,023

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
30 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Bankfinancial, National Association


Updated 02/23/2024

5.40%

5.40%
0.00 points
$4,728.00 fees

$1,797.70


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Marquette Bank


Updated 02/10/2023

5.65%

5.65%
0.00 points
$0.00 fees

$1,847.15


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Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$1,918.56


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Southern Bank


Updated 11/23/2022

6.12%

6.12%
0.00 points
$0.00 fees

$1,943.32


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U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$1,944.35


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Charles Schwab Bank, Ssb


Updated 09/06/2024

6.30%

6.25%
1.88 points
$3,210.00 fees

$1,969.25


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.52%

6.50%
0.00 points
$2,784.00 fees

$2,022.62


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.60%

6.50%
0.00 points
$0.00 fees

$2,022.62


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Santander Bank, N.a.


Updated 12/20/2022

6.94%

6.63%
2.00 points
$4,000.00 fees

$2,049.00


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Citibank, National Association


Updated 09/06/2024

6.06%

6.72%
0.63 points
$2,739.00 fees

$2,068.50


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Bmo Bank National Association


Updated 02/26/2024

7.08%

6.74%
0.00 points
$1,936.00 fees

$2,073.60


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.96%

6.88%
0.00 points
$0.00 fees

$2,102.17


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Bank Of America, National Association


Updated 05/07/2023

7.05%

6.88%
0.84 points
$0.00 fees

$2,102.17


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United Community Bank


Updated 09/06/2024

6.05%

6.92%
0.00 points
$0.00 fees

$2,112.23


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First American Bank


Updated 05/05/2023

6.19%

6.94%
0.00 points
$2,304.00 fees

$2,115.45


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First Community Credit Union


Updated 09/06/2024
Restrictions

6.40%

7.03%
0.00 points
$2,102.00 fees

$2,135.85


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Mufg Union Bank, National Association


Updated 10/11/2022

7.57%

7.13%
0.00 points
$3,874.00 fees

$2,155.90


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Great Lakes Credit Union


Updated 06/15/2022
Restrictions

7.18%

7.13%
0.00 points
$0.00 fees

$2,155.90


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Midland States Bank


Updated 06/15/2022

7.19%

7.13%
0.00 points
$1,200.00 fees

$2,156.98


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.26%

7.13%
1.00 points
$2,784.00 fees

$2,156.98


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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