Michigan

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Michigan 30-Year Fixed Mortgage Refinance Rates 2023

Compare Michigan 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Michigan 30-Year Fixed Conforming Mortgage Refinance

February 2, 2023
Average: 6.35% APR
Lender APR Rate (%) Monthly
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Beeline Loans, Inc.
NMLS ID: 1799947
5.499% 30 Yr Fixed 5.375% Fees & Points $3,462 Total
0.985 Pts: $2,462
$999 Fees

$1,400

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Northpointe Bank
NMLS ID: 447490
5.330% 30 Yr Fixed 5.250% Fees & Points $2,240 Total
0.896 Pts: $2,240
$0 Fees

$1,381

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Eligibility.org
NMLS ID: Not lender
  • Check eligibility with dozens of top lenders
  • Match with VA, USDA, FHA & Conventional lenders
  • Personalized purchase and refinance options
  • See if you qualify for low–or no–down payment!
30 Yr Fixed

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MortgageResearch.com
NMLS ID: Not lender
  • Instantly check daily rates and trends
  • Match with a convenient & competitive lender
  • Access mortgage calculators and informative guides
  • Find answers to your mortgage questions
30 Yr Fixed

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Wells Fargo Bank, National Association


Updated 01/27/2023

5.44%

5.44%
0.00 points
$0.00 fees

$1,409.92


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Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$1,498.88


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Independent Bank


Updated 01/27/2023

6.07%

6.07%
0.50 points
$0.00 fees

$1,510.31


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Choiceone Bank


Updated 01/27/2023

6.07%

6.07%
0.00 points
$2,369.00 fees

$1,510.47


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Nicolet National Bank


Updated 01/27/2023

6.09%

6.09%
0.00 points
$0.00 fees

$1,512.73


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Macatawa Bank


Updated 12/06/2022

6.23%

6.13%
0.00 points
$0.00 fees

$1,519.03


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Charles Schwab Bank, Ssb


Updated 01/27/2023

6.15%

6.15%
1.88 points
$3,210.00 fees

$1,523.39


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Northpointe Bank


Updated 01/27/2023

6.46%

6.46%
0.00 points
$0.00 fees

$1,573.44


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Isabella Bank


Updated 01/05/2023

6.57%

6.50%
0.00 points
$2,698.00 fees

$1,580.17


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U.s. Bank National Association


Updated 10/04/2022

6.66%

6.50%
0.77 points
$0.00 fees

$1,580.17


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.52%

6.50%
0.00 points
$2,784.00 fees

$1,580.17


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Bank Of America, National Association


Updated 10/04/2022

6.81%

6.63%
0.91 points
$0.00 fees

$1,600.78


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Santander Bank, N.a.


Updated 12/20/2022

6.94%

6.63%
2.00 points
$4,000.00 fees

$1,600.78


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Citibank, National Association


Updated 11/11/2022

6.72%

6.72%
0.63 points
$2,739.00 fees

$1,616.02


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Jpmorgan Chase Bank, National Association


Updated 10/04/2022

6.84%

6.75%
0.00 points
$1,340.00 fees

$1,621.50


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Baybank


Updated 06/15/2022

7.10%

7.00%
0.00 points
$3,566.00 fees

$1,663.26


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Range Bank


Updated 06/15/2022

7.11%

7.00%
0.00 points
$2,227.00 fees

$1,663.26


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Mutualbank


Updated 06/15/2022

7.05%

7.00%
0.00 points
$1,224.00 fees

$1,663.26


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Citizens Bank, National Association


Updated 10/11/2022

7.15%

7.00%
1.00 points
$0.00 fees

$1,663.26


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Central Savings Bank


Updated 06/15/2022

7.16%

7.13%
0.00 points
$2,297.00 fees

$1,684.30


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Data provided by BestCashCow

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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