Home
Refinance Mortgage Products
30-Year Fixed Conforming Mortgage Refinance

Indianapolis, Indiana 30-Year Fixed Mortgage Refinance Rates 2025

Compare Indiana 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Loan Amount:

State or Zip:

Advanced

Advanced Mortgage Search

Transaction:

Loan amount value:

House Value

LTV value:

State:

Period:

Loan Type:

Points:

Property Type:

FICO:

Occupancy:

Do you have a property that you're interested in?

Are you currently working with a real estate agent?

Indianapolis, Indiana 30-Year Fixed Conforming Mortgage Refinance

June 3, 2025
Average: 7.26% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Securitas Mortgage Inc NMLS ID: 1039147 License#: 1039147	6.416% 30 Yr Fixed	6.250% Fees & Points $5,694 Total 0.946 Pts: $3,027 $2,667 Fees	$1,971	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612	6.492% 30 Yr Fixed	6.375% Fees & Points $4,156 Total 0.983 Pts: $3,146 $1,010 Fees	$1,997	Learn More See Table View
District Lending NMLS ID: 1835285	6.518% 30 Yr Fixed	6.375% Fees & Points $4,800 Total 1.000 Pts: $3,200 $1,600 Fees	$1,997	Learn More See Table View
Mortgage X, LLC NMLS ID: 2569359	6.625% 30 Yr Fixed	6.500% Fees & Points $4,273 Total 0.993 Pts: $3,178 $1,095 Fees	$2,023	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	6.712% 30 Yr Fixed	6.625% Fees & Points $2,886 Total 0.902 Pts: $2,886 $0 Fees	$2,049	Learn More See Table View
Northpointe Bank NMLS ID: 447490	6.725% 30 Yr Fixed	6.625% Fees & Points $3,318 Total 0.601 Pts: $1,923 $1,395 Fees	$2,049	Learn More See Table View
Loansteady NMLS ID: 1701910	6.796% 30 Yr Fixed	6.750% Fees & Points $1,490 Total 0.000 Pts: $0 $1,490 Fees	$2,076	Learn More See Table View
LoanFlight Lending, LLC NMLS ID: 1522344 License#: 32165	6.807% 30 Yr Fixed	6.750% Fees & Points $1,875 Total 0.586 Pts: $1,875 $0 Fees	$2,076	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.831% 30 Yr Fixed	6.750% Fees & Points $2,649 Total 0.609 Pts: $1,949 $700 Fees	$2,076	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	6.863% 30 Yr Fixed	6.750% Fees & Points $3,708 Total 0.569 Pts: $1,821 $1,887 Fees	$2,076	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.932% 30 Yr Fixed	6.750% Fees & Points $6,000 Total 0.875 Pts: $2,800 $3,200 Fees	$2,076	Learn More See Table View
Sebonic NMLS ID: 66247	6.935% 30 Yr Fixed	6.875% Fees & Points $1,955 Total 0.611 Pts: $1,955 $0 Fees	$2,103	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	6.990% 30 Yr Fixed	6.990% Fees & Points $0 Total 0.000 Pts: $0 $0 Fees	$2,127	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 30 Yr Fixed			Learn More
Haven Home Equity NMLS ID: 4181	We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Reverse Mortgage Specialists 30 Yr Fixed			Learn More
Freedom Mortgage Corporation NMLS ID: 2767	We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Over three million customers nationwide 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$1,918.56	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Bmo Bank National Association Updated 02/26/2024	7.08%	6.74% 0.00 points $1,936.00 fees	$2,073.60	Learn MoreShow Less See Table View
Union Savings Bank Updated 04/07/2023	6.29%	6.79% 0.00 points $0.00 fees	$2,084.03	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
The Peoples State Bank Updated 06/15/2022	7.04%	7.00% 0.00 points $0.00 fees	$2,128.97	Learn MoreShow Less See Table View
Mutualbank Updated 06/15/2022	7.05%	7.00% 0.00 points $1,224.00 fees	$2,128.97	Learn MoreShow Less See Table View
First Federal Savings Bank Updated 06/15/2022	7.05%	7.00% 0.00 points $0.00 fees	$2,128.97	Learn MoreShow Less See Table View
Old National Bank Updated 05/23/2025	7.04%	7.04% 0.00 points $0.00 fees	$2,136.93	Learn MoreShow Less See Table View
Lake City Bank Updated 01/23/2023	7.11%	7.11% 0.00 points $1,814.00 fees	$2,152.88	Learn MoreShow Less See Table View
First Merchants Bank Updated 06/15/2022	7.19%	7.13% 0.00 points $1,440.00 fees	$2,156.98	Learn MoreShow Less See Table View
Star Financial Bank Updated 04/19/2024	7.48%	7.22% 0.00 points $0.00 fees	$2,176.46	Learn MoreShow Less See Table View
First Farmers Bank & Trust Co. Updated 05/26/2023	7.10%	7.35% 0.00 points $1,502.00 fees	$2,204.71	Learn MoreShow Less See Table View
Fcn Bank, National Association Updated 06/15/2022	7.42%	7.38% 0.00 points $1,057.00 fees	$2,211.25	Learn MoreShow Less See Table View
Everwise Credit Union Updated 06/15/2022 Restrictions	7.44%	7.38% 0.00 points $2,784.00 fees	$2,211.25	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.20%	7.44% 0.00 points $0.00 fees	$2,225.23	Learn MoreShow Less See Table View
Centier Bank Updated 03/10/2023	7.50%	7.50% 0.00 points $0.00 fees	$2,238.14	Learn MoreShow Less See Table View
Alliance Bank Updated 06/15/2022	7.65%	7.63% 0.00 points $164.00 fees	$2,266.04	Learn MoreShow Less See Table View
Citizens Bank Updated 06/15/2022	7.67%	7.63% 0.00 points $2,777.00 fees	$2,266.04	Learn MoreShow Less See Table View
Greenfield Banking Company Updated 06/15/2022	7.75%	7.75% 0.00 points $0.00 fees	$2,292.52	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Mortgage Resources

The Insider's Guide to Mortgages

Download

Mortgage Refinancing Resources

Indianapolis, Indiana 30-Year Fixed Mortgage Refinance Rates 2025

Indianapolis, Indiana 30-Year Fixed Conforming Mortgage Refinance

Products by State