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Four Year CD Rates – New York - May 23, 2012

Below are four year CD Rates from banks in New York . Four Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Bank APY Min Bal Miles More
Emigrant Bank 1.80% $1,000 -
First Central Savings Bank 1.80% $500 -
Wallkill Valley Federal Savings And Loan Association 1.79% $2,500 -
Cayuga Lake National Bank 1.71% $500 -
Savannah Bank National Association 1.70% $1,000 -
Seneca Falls Savings Bank 1.70% $500 -
Emigrant Savings Bank - Brooklyn/queens 1.65% $1,000 -
Emigrant Savings Bank - Bronx/westchester 1.65% $1,000 -
Emigrant Savings Bank - Long Island 1.65% $1,000 -
New York Commercial Bank 1.65% $500 -
New York Community Bank 1.65% $500 -
Emigrant Savings Bank - Manhattan 1.65% $1,000 -
Geddes Federal Savings And Loan Association 1.65% $500 -
Atlas Bank 1.61% $2,500 -
Ponce De Leon Federal Bank 1.60% $1,000 -
Bank Of Utica 1.60% $500 -
Alma Bank 1.60% $2,500 -
Seneca Federal Savings And Loan Association 1.60% $500 -
City National Bank Of New Jersey 1.55% $500 -
Walden Savings Bank 1.55% $1,000 -
Ulster Savings Bank 1.55% $500 -
Banco Popular North America 1.55% $10,000 -
Northeast Community Bank 1.51% $500 -
Hudson City Savings Bank 1.50% $500 -
Usny Bank 1.50% $1,000 -
The Lyons National Bank 1.50% $500 -
The Oneida Savings Bank 1.50% $10,000 -
Ridgewood Savings Bank 1.50% $500 -
The Upstate National Bank 1.50% $1,000 -
The Elmira Savings Bank, Fsb 1.50% $5,000 -
Rondout Savings Bank 1.50% $500 -
Solvay Bank 1.50% $500 -
The Putnam County National Bank Of Carmel 1.50% $1,000 -
Savoy Bank 1.47% $2,000 -
Gouverneur Savings And Loan Association 1.45% $2,500 -
Intervest National Bank 1.45% $2,500 -
First American International Bank 1.45% $100,000 -
Checkspring Bank 1.41% $250 -
The Bridgehampton National Bank 1.41% $2,500 -
Community Mutual Savings Bank 1.40% $500 -
Putnam County Savings Bank 1.40% $500 -
Greater Hudson Bank, National Association 1.40% $500 -
First American International Bank 1.40% $500 -
The Westchester Bank 1.39% $1,000 -
The First National Bank Of Groton 1.36% $100,000 -
Rhinebeck Savings Bank 1.35% $10,000 -
Customers Bank 1.35% $500 -
Bank Of Akron 1.35% $500 -
Catskill Hudson Bank 1.35% $1,000 -
Investors Bank 1.35% $500 -
Peoples Neighborhood Bank 1.31% $1,000 -
The Delaware National Bank Of Delhi 1.31% $100 -
Patriot National Bank 1.30% $500 -
Berkshire Bank 1.30% $1,000 -
Berkshire Bank Municipal Bank 1.30% $1,000 -
The First National Bank Of Groton 1.26% $1,000 -
Country Bank 1.25% $1,000 -
East West Bank 1.25% $10,000 -
People's United Bank 1.25% $2,500 -
Woori America Bank 1.25% $1,000 -
Nbt Bank, National Association 1.25% $100,000 -
Alden State Bank 1.25% $500 -
Sussexbank 1.25% $2,500 -
The Mahopac National Bank 1.25% $1,000 -
Adirondack Bank 1.25% $1,000 -
Asia Bank, National Association 1.21% $1,000 -
Beacon Federal 1.20% $2,500 -
The First National Bank Of Jeffersonville 1.20% $100,000 -
The Dime Svgs. Bank Of Williamsburgh 1.20% $500 -
Quontic Bank 1.11% $1,000 -
Hometown Bank Of The Hudson Valley 1.10% $1,000 -
Empire State Bank 1.10% $1,000 -
The First National Bank Of Long Island 1.10% $1,000 -
Salisbury Bank And Trust Company 1.10% $1,000 -
Fulton Savings Bank 1.10% $500 -
Wilshire State Bank 1.10% $1,000 -
Community National Bank 1.10% $500 -
The First National Bank Of Jeffersonville 1.10% $1,000 -
Cross County Federal Savings Bank 1.10% $500 -
People's United Bank 1.10% $1,000 -
Community Bank, National Association 1.06% $100,000 -
Lake Shore Savings Bank 1.05% $500 -
The North Country Savings Bank 1.05% $500 -
Astoria Federal Savings And Loan Association 1.05% $500 -
Chemung Canal Trust Company 1.05% $1,000 -
Gold Coast Bank 1.05% $1,000 -
Carthage Federal Savings And Loan Association 1.02% $500 -
Maple City Savings Bank, Fsb 1.02% $1,000 -
The Bank Of East Asia (usa), National Association 1.01% $100,000 -
Mercantil Commercebank, National Association 1.00% $1,000 -
Saratoga National Bank And Trust 1.00% $1,000 -
First Citizens National Bank 1.00% $500 -
Five Star Bank 1.00% $100,000 -
Northfield Bank 1.00% $2,500 -
Abacus Federal Savings Bank 1.00% $1,000 -
Victory State Bank 1.00% $500 -
Bank Of Millbrook 1.00% $2,500 -
Tompkins Trust Company 1.00% $1,000 -
The Bank Of Castile 1.00% $1,000 -
Northwest Savings Bank 1.00% $500 -
Glens Falls National Bank And Trust Company 1.00% $2,000 -
The Elmira Savings Bank, Fsb 1.00% $10,000 -
Genesee Regional Bank 1.00% $500 -
Medina Savings And Loan Association 1.00% $1,000 -
Nbt Bank, National Association 1.00% $1,000 -
Evans Bank, National Association 1.00% $500 -
Td Bank, National Association 1.00% $250 -
Watertown Savings Bank 0.97% $500 -
Community Bank, National Association 0.96% $1,000 -
Pathfinder Bank 0.95% $1,000 -
Ballston Spa National Bank 0.90% $500 -
Five Star Bank 0.90% $10,000 -
Tioga State Bank 0.90% $1,000 -
The Bank Of East Asia (usa), National Association 0.90% $2,500 -
Cattaraugus County Bank 0.89% $10,000 -
Alliance Bank, National Association 0.85% $100,000 -
Hsbc Bank Usa, National Association 0.80% $1,000 -
Cathay Bank 0.80% $100,000 -
Valley National Bank 0.80% $500 -
Woodforest National Bank 0.75% $500 -
Sussexbank 0.75% $2,500 -
Webster Bank, National Association 0.75% $2,500 -
City National Bank 0.75% $2,500 -
Alliance Bank, National Association 0.75% $10,000 -
Chinatrust Bank (u.s.a.) 0.75% $1,500 -
Fairport Savings Bank 0.75% $500 -
Steuben Trust Company 0.75% $1,500 -
Citibank, National Association 0.75% $500 -
Carver Federal Savings Bank 0.75% $1,000 -
The Bank Of Greene County 0.70% $1,000 -
The National Bank Of Coxsackie 0.70% $1,000 -
Cathay Bank 0.70% $2,500 -
The National Union Bank Of Kinderhook 0.65% $500 -
Capital One, National Association 0.65% $500 -
Israel Discount Bank Of New York 0.65% $100,000 -
Pioneer Savings Bank 0.60% $500 -
Bank Of America, National Association 0.60% $10,000 -
Hsbc Bank Usa, National Association 0.60% $1,000 -
Trustco Bank 0.55% $500 -
Wells Fargo Bank, National Association 0.55% $10,000 -
Sovereign Bank 0.55% $10,000 -
Trustco Bank 0.50% $500 -
Provident Bank 0.45% $500 -
Manufacturers And Traders Trust Company 0.35% $1,000 -
Sovereign Bank 0.35% $100,000 -
Keybank National Association 0.35% $100,000 -
Sawyer Savings Bank 0.35% $500 -
Jpmorgan Chase Bank, National Association 0.35% $10,000 -
Sterling National Bank 0.30% $2,500 -
Beal Bank, Ssb 0.26% $1,000 -
Keybank National Association 0.25% $10,000 -
Rbs Citizens, National Association 0.25% $1,000 -
First Niagara Bank, National Association 0.25% $500 -
Flushing Savings Bank, Fsb 0.10% $1,000 -
Apple Bank For Savings 0.05% $500 -

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