Best 4-Year CD Rates in Kansas, KS

You are viewing rates from banks across Kansas

Below are four-year CD Rates from banks in Kansas . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

KS - July 30, 2025

4 Year CD National Average : 0.82% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 4.15% → 4.05% → 4.00% → 3.90% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
First Bank Chase Branch	4.15%	$500	-	Learn More Add Review
KS StateBank Highway 24 Branch	4.10%	$500	-	Learn More
Rate History: 3.95% → 4.25% → 4.30% → 4.15% → 4.10%
HonestReview \| Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More Reviews (3)
Merrick Bank	4.05%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.10% → 4.00% → 3.85% → 4.05%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Bread Savings, a division of Bread Financial	4.00%	$1,500	-	Learn More Add Review
Early withdrawal penalty is 365 days interest. Rate History: 3.90% → 3.80% → 3.50% → 3.90% → 4.00%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Prime Alliance Bank	4.00%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.00% → 3.75% → 3.50% → 3.75% → 4.00%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
First Internet Bank of Indiana	3.97%	$1,000	-	Learn More
Early Withdrawal Penalty is 360 days interest. Rate History: 4.00% → 4.03% → 3.62% → 3.60% → 3.97%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Goldman Sachs Bank	3.75%	$500	-	Learn More Add Review
Rate History: 4.05% → 4.00% → 3.85% → 3.60% → 3.75%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
M.Y. Safra Bank	3.75%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 3.00% → 4.00%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.75%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.05% → 3.85% → 3.40% → 3.86% → 3.75%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
Seattle Bank	3.70%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.55% → 4.20% → 4.05% → 3.80% → 3.70%
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
Virtualbank, a division of First Horizon Bank	3.67%	$10,000	-	Learn More Add Review
Warning: Early withdrawal penalty is 2% of principal
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
American Express Bank, FSB	3.60%	$0	-	Learn More Add Review
Rate History: 3.00% → 3.60%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Security Bank of Kansas City Martway Street Branch	3.55%	$500	-	Learn More
Rate History: 1.26% → 2.02% → 3.55%
ccass \| Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More Reviews (1)
Discover Bank	3.50%	$2,500	-	Learn More Add Review
Rate History: 3.75% → 4.25% → 3.75% → 3.40% → 3.50%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
TIAA Bank / Everbank	3.50%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 3.90% → 3.70% → 3.45% → 3.50%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Ally Bank	3.50%	$0	-	Learn More Add Review
Rate History: 4.00% → 3.75% → 3.50% → 3.40% → 3.50%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Synchrony Bank	3.50%	$0	-	Learn More Add Review
Rate History: 4.00% → 3.90% → 3.90% → 3.50%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Capital One 360	3.50%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.05% → 3.95% → 3.75% → 3.55% → 3.50%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Capital One, National Association	3.50%	$0	-	Learn More
Rate History: 4.05% → 3.95% → 3.75% → 3.55% → 3.50%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
Gateway First Bank	3.40%	$500	-	Learn More
Rate History: 3.00% → 3.40%
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Barclays Bank Delaware	3.25%	$0	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.45% → 4.20% → 3.50% → 3.00% → 3.25%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
Midwest Heritage Bank, FSB	3.25%	$5,000	-	Learn More Add Review
Emprise Bank 21st & Webb Branch	3.25%	$1,000	-	Learn More Add Review
RCB Bank Drive-In Branch	3.25%	$1,000	-	Learn More
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More Reviews (1)
Argentine Federal Savings Argentine Federal Savings Branch	3.13%	$1,000	-	Learn More Add Review
Rate History: 1.57% → 2.59% → 2.48% → 3.13%
First Federal Bank of Kansas City 8629 Metcalf Branch	3.10%	$1,000	-	Learn More Add Review
Rate History: 2.02% → 3.50% → 3.10%
MainStreet Bank	3.00%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 24 months interest. Rate History: 3.50% → 3.50% → 3.00% → 2.50% → 3.00%
ableBanking, a division of Northeast Bank	3.00%	$500	-	Learn More Add Review
Rate History: 0.20% → 4.40% → 4.05% → 3.00%
Dudley \| Apr 18, 2018 Worst experience of my life. Did not fund and gave $25 to my own charity. Read More
Vio Bank, A Division of MidFirst Bank	2.75%	$500	-	Learn More Add Review
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Citizens	2.75%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
BMO Alto, a division of Bank of Montreal Harris	2.75%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Capitol Federal Savings Bank Nall Hills Branch	2.75%	$1,000	-	Learn More
Rate History: 3.50% → 2.75%
JtAlmond \| Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More Reviews (1)
Citizens	2.75%	$5,000	-	Learn More
Rate History: 3.00% → 2.75%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (1)
Union Bank and Trust Company Commercial State Bk. Of Bonner Sprin Branch	2.27%	$1,000	-	Learn More
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
Intrust Bank, National Association Intrust Bank, National Association Branch	2.00%	$500	-	Learn More Add Review
Rate History: 4.25% → 3.50% → 3.00% → 2.50% → 2.00%
Citibank, National Association	2.00%	$0	-	Learn More
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Northfield Bank	2.00%	$0	-	Learn More Add Review
Rate History: 2.00% → 3.00% → 2.00%
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
The Bendena State Bank The Bendena State Bank Branch	1.76%	$10,000	-	Learn More Add Review
Bank of Denton Bank Of Denton Branch	1.70%	$10,000	-	Learn More Add Review
BOKF, National Association Prairie Village Branch	1.55%	$100,000	-	Learn More
Aku \| May 29, 2020 Dua Read More Reviews (1)
The State Bank of Bern The State Bank Of Bern Branch	1.51%	$10,000	-	Learn More Add Review
New Century Bank New Century Bank Branch	1.51%	$10,000	-	Learn More Add Review
USAA Federal Savings Bank	1.50%	$1,000	-	Learn More
Rate History: 2.50% → 1.50%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
OneLocal Bank	1.50%	$1,000	-	Learn More Add Review
Rate History: 1.50% → 1.75% → 1.50%
Farmers and Merchants Bank Cawker City Branch	1.41%	$500	-	Learn More Add Review
Swedish-American State Bank Swedish-American State Bank Branch	1.41%	$10,000	-	Learn More Add Review
The Baldwin State Bank The Baldwin State Bank Branch	1.41%	$10,000	-	Learn More Add Review
ESB Financial Motor Facility Branch	1.41%	$10,000	-	Learn More Add Review
Patriots Bank Westphalia Branch	1.36%	$500	-	Learn More Add Review
The Lyon County State Bank The Lyon County State Bank Branch	1.36%	$500	-	Learn More Add Review
The First State Bank of Healy The First State Bank Of Healy Branch	1.35%	$100,000	-	Learn More Add Review
Union State Bank Fort Scott Branch	1.35%	$10,000	-	Learn More Add Review
Citizens Bank Citizens Bank A Branch Of Security B	1.31%	$500	-	Learn More Add Review
ESB Financial Motor Facility Branch	1.31%	$10,000	-	Learn More Add Review
The Stock Exchange Bank, Caldwell, Kansas Arkansas City Branch	1.31%	$10,000	-	Learn More Add Review
Impact Bank Caldwell Branch	1.30%	$10,000	-	Learn More Add Review
The Security State Bank The Security State Bank Branch	1.30%	$10,000	-	Learn More Add Review
The Farmers State Bank of Bucklin, Kansas The Farmers State Bank Of Bucklin, Kansas Branch	1.30%	$10,000	-	Learn More Add Review
Mid-America Bank Mid-America Bank Branch	1.30%	$10,000	-	Learn More Add Review
Home Bank and Trust Company Clearwater Branch	1.30%	$10,000	-	Learn More Add Review
The Lyndon State Bank The Lyndon State Bank Branch	1.27%	$10,000	-	Learn More Add Review
Country Club Bank Shawnee Mission Branch	1.26%	$50,000	-	Learn More
Watson1895 \| Feb 9, 2019 Can I order new checks online? Read More Reviews (1)
The Haviland State Bank The Haviland State Bank Branch	1.26%	$10,000	-	Learn More Add Review
Garden Plain State Bank Garden Plain Branch	1.26%	$10,000	-	Learn More Add Review
USAA Federal Savings Bank	1.25%	$1,000	-	Learn More Add Review
Rate History: 2.50% → 1.25%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Great American Bank Great American Bank Branch	1.25%	$1,000	-	Learn More Add Review
The First State Bank of Healy The First State Bank Of Healy Branch	1.25%	$10,000	-	Learn More Add Review
Flint Hills Bank Bank Of Osage City Branch	1.25%	$100,000	-	Learn More Add Review
Kaw Valley State Bank Kaw Valley State Bank Branch	1.25%	$10,000	-	Learn More Add Review
Marquette Farmers State Bank of Marquette Marquette Farmers State Bank Of Marq Branch	1.25%	$10,000	-	Learn More Add Review
First National Bank of Kansas First National Bank Of Kansas Branch	1.25%	$10,000	-	Learn More Add Review
Southwest National Bank Towne West Branch	1.25%	$10,000	-	Learn More Add Review
Country Club Bank Shawnee Mission Branch	1.21%	$10,000	-	Learn More
Watson1895 \| Feb 9, 2019 Can I order new checks online? Read More Reviews (1)
The Kansas State Bank Overbrook Kansas The Kansas State Bank Overbrook Kans Branch	1.21%	$10,000	-	Learn More Add Review
Heritage Bank Heritage Bank Branch	1.21%	$10,000	-	Learn More Add Review
The Farmers State Bank of Westmoreland Manhattan Branch	1.20%	$10,000	-	Learn More Add Review
Citizens Federal Savings Bank Citizens Savings And Loan Association, Fsb Branch	1.20%	$10,000	-	Learn More Add Review
Mutual Savings Association 8th & Main Branch	1.20%	$10,000	-	Learn More Add Review
Ford County State Bank Ford County State Bank Branch	1.20%	$10,000	-	Learn More Add Review
The First National Bank of Spearville The First National Bank Of Spearvill Branch	1.16%	$100,000	-	Learn More Add Review
Chisholm Trail State Bank Chisholm Trail State Bank Branch	1.16%	$1,000	-	Learn More Add Review
Kaw Valley Bank 29th Street Branch	1.16%	$100,000	-	Learn More Add Review
Farmers and Merchants Bank of Mound City, Kansas Farmers And Merchants Bank Of Mound City, Kansas Branch	1.16%	$1,000	-	Learn More Add Review
Flint Hills Bank Bank Of Osage City Branch	1.15%	$10,000	-	Learn More Add Review
The State Bank of Canton, Canton, Kansas The State Bank Of Canton, Canton, Kansas Branch	1.15%	$10,000	-	Learn More Add Review
Legacy Bank West Central Branch	1.15%	$10,000	-	Learn More Add Review
The State Exchange Bank The State Exchange Bank Branch	1.11%	$10,000	-	Learn More Add Review
Bank 7 Copeland Branch	1.11%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More Reviews (1)
The Farmers State Bank of Blue Mound Garnett Branch	1.10%	$10,000	-	Learn More Add Review
The Denison State Bank Meriden Branch	1.10%	$10,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	1.10%	$500	-	Learn More Add Review
Exchange Bank Exchange Bank Branch	1.10%	$10,000	-	Learn More Add Review
First Commerce Bank First Commerce Bank Branch	1.06%	$10,000	-	Learn More Add Review
First FarmBank Tribune Branch	1.05%	$10,000	-	Learn More Add Review
Bank of Greeley Bank Of Greeley Branch	1.05%	$3,000	-	Learn More Add Review
Andover State Bank Andover State Bank Branch	1.05%	$10,000	-	Learn More Add Review
The First National Bank of Spearville The First National Bank Of Spearvill Branch	1.01%	$1,000	-	Learn More Add Review
The Fowler State Bank The Fowler State Bank Branch	1.01%	$100,000	-	Learn More Add Review
SJN Bank of Kansas Greensburg Branch	1.00%	$50	-	Learn More Add Review
Carson Bank College Hill Branch-Wichita Branch	1.00%	$500	-	Learn More Add Review
Southwind Bank Southwind Bank Branch	1.00%	$500	-	Learn More Add Review
BMO Bank National Association State Line Branch	1.00%	$1,000	-	Learn More
Rate History: 0.15% → 1.35% → 4.00% → 1.35% → 1.00%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Lyons Federal Bank Wakeeney Br Branch	1.00%	$100,000	-	Learn More Add Review
State Bank of Downs State Bank Of Downs Branch	1.00%	$10,000	-	Learn More Add Review
Golden Belt Bank, FSA Golden Belt Bank, Fsa Branch	1.00%	$10,000	-	Learn More Add Review
New Century Bank New Century Bank Branch	1.00%	$10,000	-	Learn More Add Review
Community National Bank Tonganoxie Branch	1.00%	$100,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	1.00%	$10,000	-	Learn More Add Review
The Citizens National Bank The Cnb Clay Center Branch	1.00%	$10,000	-	Learn More Add Review
The Community Bank The Community Bank Branch	1.00%	$100,000	-	Learn More Add Review
Farmers Bank & Trust Albert Branch	1.00%	$10,000	-	Learn More Add Review
Farmers and Drovers Bank Alta Vista Branch	1.00%	$10,000	-	Learn More Add Review
Kaw Valley Bank 29th Street Branch	1.00%	$10,000	-	Learn More Add Review
TriCentury Bank Spring Hill Branch	1.00%	$10,000	-	Learn More
Jjjohnston7 \| Jun 25, 2021 TriCentury is great! They were there for me when my credit was not great, and I haven’t left because of their great customer service. Read More Reviews (2)
The Citizens State Bank Memorial Home Retirement Campus Bran Branch	1.00%	$1,000	-	Learn More Add Review
Community Bank of Wichita, Inc. Community Bank - Haysville Branch	1.00%	$10,000	-	Learn More Add Review
Hingham Institution for Savings	1.00%	$1,000	-	Learn More Add Review
Hingham Savings	1.00%	$1,000	-	Learn More Add Review
The Citizens State Bank The Citizens State Bank Branch	0.99%	$100,000	-	Learn More Add Review
Lyons Federal Bank Wakeeney Br Branch	0.95%	$10,000	-	Learn More Add Review
Farmers National Bank Agra Branch	0.95%	$10,000	-	Learn More Add Review
First National Bank and Trust Solomon Valley Bank Branch	0.95%	$10,000	-	Learn More Add Review
Elk State Bank Elk State Bank Branch	0.95%	$100,000	-	Learn More Add Review
Peoples Bank and Trust Company Yoder Branch	0.95%	$10,000	-	Learn More Add Review
The First Security Bank Carbondale Branch	0.95%	$10,000	-	Learn More Add Review
Prescott State Bank Prescott State Bank Branch	0.95%	$10,000	-	Learn More Add Review
Community National Bank & Trust Humboldt Branch	0.95%	$1,000	-	Learn More Add Review
The First National Bank of Hutchinson Andale Branch	0.93%	$5,000	-	Learn More Add Review
The Western State Bank Leoti Branch	0.90%	$50,000	-	Learn More Add Review
Bank of Hays Jetmore Farmers' State Branch	0.90%	$1,000	-	Learn More Add Review
The Fowler State Bank The Fowler State Bank Branch	0.90%	$10,000	-	Learn More Add Review
The Citizens State Bank Marysville Branch	0.90%	$50,000	-	Learn More Add Review
First Heritage Bank Seneca Branch	0.90%	$100,000	-	Learn More Add Review
Johnson State Bank Ulysses Branch	0.90%	$100,000	-	Learn More Add Review
The Community Bank The Community Bank Branch	0.90%	$10,000	-	Learn More Add Review
Prairie Bank of Kansas Prairie Bank Of Kansas Branch	0.90%	$10,000	-	Learn More Add Review
CoreFirst Bank & Trust Kansas Avenue Branch	0.90%	$10,000	-	Learn More Add Review
Labette Bank Lcsb-Cherokee Branch	0.90%	$10,000	-	Learn More Add Review
Vintage Bank Kansas Benton Branch	0.90%	$100,000	-	Learn More Add Review
Alva State Bank & Trust Company The First State Bank Kiowa Branch	0.90%	$100,000	-	Learn More Add Review
The Citizens State Bank The Citizens State Bank Branch	0.89%	$10,000	-	Learn More Add Review
The Bank of Tescott Salina Branch	0.87%	$10,000	-	Learn More Add Review
GNBank, National Association Arma Kansas Branch	0.85%	$10,000	-	Learn More Add Review
American Bank of Baxter Springs Galena Branch	0.85%	$1,000	-	Learn More Add Review
Elk State Bank Elk State Bank Branch	0.85%	$10,000	-	Learn More Add Review
The Citizens State Bank Marysville Branch	0.85%	$1,000	-	Learn More Add Review
Silver Lake Bank Urish Road Branch	0.85%	$10,000	-	Learn More Add Review
The Bennington State Bank Minneapolis Branch	0.83%	$10,000	-	Learn More Add Review
Citizens State Bank and Trust Co., Ellsworth, Kansas Hwy Bank Branch	0.80%	$500	-	Learn More Add Review
SOLUTIONS NORTH BANK Bogue Branch	0.80%	$1,000	-	Learn More Add Review
United Bank & Trust Sabetha Branch	0.80%	$10,000	-	Learn More Add Review
Union State Bank Union State Bank Branch	0.80%	$10,000	-	Learn More Add Review
The Citizens National Bank The Cnb Clay Center Branch	0.80%	$10,000	-	Learn More Add Review
FNB Washington Fnb Washington Branch	0.80%	$10,000	-	Learn More Add Review
First Heritage Bank Seneca Branch	0.80%	$10,000	-	Learn More Add Review
Community Bank North Topeka Branch	0.80%	$10,000	-	Learn More Add Review
Academy Bank, National Association Merit Bank Branch	0.80%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Alva State Bank & Trust Company The First State Bank Kiowa Branch	0.80%	$10,000	-	Learn More Add Review
The City State Bank Fort Scott Branch	0.75%	$10,000	-	Learn More Add Review
The Western State Bank Leoti Branch	0.75%	$5,000	-	Learn More Add Review
Conway Bank Farmers & Merchants Branch	0.75%	$10,000	-	Learn More Add Review
The Peoples State Bank The Peoples State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank of Colby Dillons Branch	0.75%	$10,000	-	Learn More Add Review
Adams Bank & Trust Colby Branch	0.75%	$10,000	-	Learn More Add Review
The Wilson State Bank Hoisington Branch	0.75%	$1,000	-	Learn More Add Review
The Plains State Bank The Plains State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Johnson State Bank Ulysses Branch	0.75%	$10,000	-	Learn More Add Review
Enterprise Bank & Trust The First National Bank Of Olathe Br Branch	0.75%	$10,000	-	Learn More
Fredbird \| Aug 30, 2017 Excellent bank with a friendly helpful staff Read More Reviews (1)
Vintage Bank Kansas Benton Branch	0.75%	$10,000	-	Learn More Add Review
Bank of Commerce Erie Branch	0.75%	$10,000	-	Learn More Add Review
The Exchange State Bank of St. Paul, Kansas The Exchange State Bank Of St. Paul, Kansas Branch	0.75%	$10,000	-	Learn More Add Review
Liberty Bank and Trust Company 1314 North 5th Street Branch	0.75%	$10,000	-	Learn More Add Review
Grant County Bank Grant County Bank Branch	0.74%	$100,000	-	Learn More Add Review
The Riley State Bank of Riley, Kansas Fmsb-Riley Branch	0.70%	$500	-	Learn More Add Review
The Farmers State Bank Lindsborg Branch	0.70%	$10,000	-	Learn More Add Review
FNB Bank First National Bank Branch	0.70%	$100,000	-	Learn More Add Review
Community National Bank Tonganoxie Branch	0.70%	$10,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	0.70%	$10,000	-	Learn More Add Review
The First National Bank of Syracuse Garden City Branch	0.70%	$10,000	-	Learn More Add Review
Goppert State Service Bank St. Paul Branch	0.70%	$10,000	-	Learn More Add Review
Omb Bank	0.70%	$1,000	-	Learn More Add Review
Grant County Bank Grant County Bank Branch	0.69%	$1	-	Learn More Add Review
The Kearny County Bank The Kearny County Bank Branch	0.65%	$50,000	-	Learn More Add Review
The Citizens National Bank The Cnb Clay Center Branch	0.65%	$10,000	-	Learn More Add Review
First Bank Kansas South 9th Street Branch	0.65%	$10,000	-	Learn More Add Review
NBH Bank 78th And State Avenue Branch	0.65%	$10,000	-	Learn More Add Review
The Union State Bank of Everest Www.Mybankusb.com Branch	0.60%	$1,000	-	Learn More Add Review
Armed Forces Bank, National Association Armed Forces Bank, National Association Branch	0.60%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
The Kansas State Bank Baldwin City Branch	0.60%	$500	-	Learn More Add Review
Great Southern Bank Osawatomie Branch	0.60%	$250	-	Learn More Add Review
The Tampa State Bank The Tampa State Bank Branch	0.60%	$10,000	-	Learn More Add Review
The City National Bank and Trust Company of Lawton, Oklahoma Rock Road Branch	0.60%	$10,000	-	Learn More Add Review
FirstOak Bank Drive-Thru Branch	0.60%	$10,000	-	Learn More Add Review
The Kearny County Bank The Kearny County Bank Branch	0.55%	$10,000	-	Learn More Add Review
Bank of Prairie Village Bank Of Prairie Village Branch	0.53%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.50%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Landmark National Bank La Crosse Branch	0.50%	$10,000	-	Learn More Add Review
Union State Bank Union State Bank Branch	0.50%	$10,000	-	Learn More Add Review
The First National Bank of Louisburg Stilwell Branch	0.50%	$500	-	Learn More Add Review
Bank of Labor Center City Branch	0.50%	$10,000	-	Learn More
ksucat \| Nov 9, 2018 The online banking system for this bank is beyond ridiculous. I have tried on numerous occasions to get help and as soon as I get one issue resolved, sure enough another pops up. From passwords being lock... Read More Reviews (1)
NBKC Bank Leawood Branch	0.50%	$1	-	Learn More Add Review
The Valley State Bank Wichita Branch	0.50%	$10,000	-	Learn More Add Review
The First National Bank of Hope Miltonvale Branch	0.45%	$100,000	-	Learn More Add Review
Cornerstone Bank Cornerstone Bank Branch	0.45%	$10,000	-	Learn More Add Review
Citizens Bank of Kansas Wichita Branch	0.45%	$500	-	Learn More Add Review
Astra Bank Chapman Branch	0.40%	$500	-	Learn More Add Review
The First National Bank of Hope Miltonvale Branch	0.40%	$10,000	-	Learn More Add Review
Fidelity State Bank and Trust Company Fidelity State Bank And Trust Compan Branch	0.40%	$1,000	-	Learn More Add Review
ANB Bank Lenexa Premier Branch	0.40%	$10,000	-	Learn More Add Review
Peoples State Bank Leonardville State Bank Branch	0.37%	$10,000	-	Learn More
kccode1 \| Jun 9, 2019 They don't have this rate anymore. 5 year rate is only 3.11 Read More Reviews (2)
Citizens State Bank and Trust Company Garden Branch	0.35%	$500	-	Learn More Add Review
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	0.35%	$50,000	-	Learn More Add Review
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	0.30%	$10,000	-	Learn More Add Review
UMB Bank, National Association North 8th Street Branch	0.30%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Central National Bank Central National Bank Branch	0.27%	$50,000	-	Learn More Add Review
Equity Bank Neodesha Branch	0.25%	$1,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Commerce Bank 21st & Webb Branch	0.25%	$10,000	-	Learn More Add Review
The Baxter State Bank The Baxter State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Central National Bank Central National Bank Branch	0.17%	$10,000	-	Learn More Add Review
OneWest Bank, a division of First-Citizens Bank and Trust	0.15%	$500	-	Learn More Add Review
First-Citizens Bank & Trust Company Overland Park Branch	0.15%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
U.S. Bank National Association 87th Street Branch	0.15%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First National Bank of Omaha Overland Park Branch	0.12%	$500	-	Learn More Add Review
KeyBank National Association	0.05%	$2,500	-	Learn More
Rate History: 0.03% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
FNB Bank First National Bank Branch	0.05%	$10,000	-	Learn More Add Review
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Metcalf Avenue Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
First Bank Chase Branch	509 Main Street	Chase	KS
KS StateBank Highway 24 Branch	8803 East Highway 24	Manhattan	KS
Security Bank of Kansas City Martway Street Branch	6040 Martway	Mission	KS
Emprise Bank 21st & Webb Branch	9485 East 21st Street North	Wichita	KS
RCB Bank Drive-In Branch	601 North Summit Street	Arkansas City	KS
Argentine Federal Savings Argentine Federal Savings Branch	3004 Strong Ave	Kansas City	KS
First Federal Bank of Kansas City 8629 Metcalf Branch	8629 Metcalf	Overland Park	KS
Capitol Federal Savings Bank Nall Hills Branch	9500 Nall Ave Ste 100	Overland Park	KS
Union Bank and Trust Company Commercial State Bk. Of Bonner Sprin Branch	309 Oak Street	Bonner Springs	KS
Intrust Bank, National Association Intrust Bank, National Association Branch	9450 East Harry	Wichita	KS
The Bendena State Bank The Bendena State Bank Branch	933 Friendship Road	Bendena	KS
Bank of Denton Bank Of Denton Branch	510 Main Street	Denton	KS
BOKF, National Association Prairie Village Branch	4140 West 71st Street	Prairie Village	KS
The State Bank of Bern The State Bank Of Bern Branch	402 Main St	Bern	KS
New Century Bank New Century Bank Branch	1211 28th Street	Belleville	KS
Farmers and Merchants Bank Cawker City Branch	719 Wisconsin St	Cawker City	KS
Swedish-American State Bank Swedish-American State Bank Branch	324 Liberty Street	Courtland	KS
The Baldwin State Bank The Baldwin State Bank Branch	721 High Street	Baldwin City	KS
ESB Financial Motor Facility Branch	Eighth And Constitution	Emporia	KS
Patriots Bank Westphalia Branch	500 Lincoln Ave	Westphalia	KS
The Lyon County State Bank The Lyon County State Bank Branch	902 Merchant Street	Emporia	KS
The First State Bank of Healy The First State Bank Of Healy Branch	Jayhawk Plaza On K-4	Healy	KS
Union State Bank Fort Scott Branch	1009 South Clark Street	Fort Scott	KS
Citizens Bank Citizens Bank A Branch Of Security B	2205 S. Main St	Fort Scott	KS
ESB Financial Motor Facility Branch	Eighth And Constitution	Emporia	KS
The Stock Exchange Bank, Caldwell, Kansas Arkansas City Branch	401 N Summit Street	Arkansas City	KS
Impact Bank Caldwell Branch	24 North Main Street	Caldwell	KS
The Security State Bank The Security State Bank Branch	2022 E. 16th Street	Wellington	KS
The Farmers State Bank of Bucklin, Kansas The Farmers State Bank Of Bucklin, Kansas Branch	111 N Main St	Bucklin	KS
Mid-America Bank Mid-America Bank Branch	802 Ames Street	Baldwin City	KS
Home Bank and Trust Company Clearwater Branch	741 North Fourth	Clearwater	KS
The Lyndon State Bank The Lyndon State Bank Branch	817 Topeka Avenue	Lyndon	KS
Country Club Bank Shawnee Mission Branch	9400 Mission Road	Shawnee Mission	KS
The Haviland State Bank The Haviland State Bank Branch	209 North Main Street	Haviland	KS
Garden Plain State Bank Garden Plain Branch	525 N. Main St	Garden Plain	KS
Great American Bank Great American Bank Branch	3500 Clinton Parkway	Lawrence	KS
The First State Bank of Healy The First State Bank Of Healy Branch	Jayhawk Plaza On K-4	Healy	KS
Flint Hills Bank Bank Of Osage City Branch	913 Market Street	Osage City	KS
Kaw Valley State Bank Kaw Valley State Bank Branch	737 Main Street	Eudora	KS
Marquette Farmers State Bank of Marquette Marquette Farmers State Bank Of Marq Branch	205 North Washington	Marquette	KS
First National Bank of Kansas First National Bank Of Kansas Branch	600 North Fourth Street	Burlington	KS
Southwest National Bank Towne West Branch	Taft And Tracy Streets	Wichita	KS
Country Club Bank Shawnee Mission Branch	9400 Mission Road	Shawnee Mission	KS
The Kansas State Bank Overbrook Kansas The Kansas State Bank Overbrook Kans Branch	400 Maple Street	Overbrook	KS
Heritage Bank Heritage Bank Branch	3024 Southwest Wanamaker Road	Topeka	KS
The Farmers State Bank of Westmoreland Manhattan Branch	8685 East Highway 24	Manhattan	KS
Citizens Federal Savings Bank Citizens Savings And Loan Association, Fsb Branch	5151 S 4th Street Trafficway	Leavenworth	KS
Mutual Savings Association 8th & Main Branch	801 Main	Eudora	KS
Ford County State Bank Ford County State Bank Branch	322 N Main St	Spearville	KS
The First National Bank of Spearville The First National Bank Of Spearvill Branch	401 North Main St	Spearville	KS
Stryv Bank Chisholm Trail State Bank Branch	6160 North Broadway	Wichita	KS
Kaw Valley Bank 29th Street Branch	6831 Southwest 29th Street, Suite 100	Topeka	KS
Farmers and Merchants Bank of Mound City, Kansas Farmers And Merchants Bank Of Mound City, Kansas Branch	103 S. 5th St.	Mound City	KS
Flint Hills Bank Bank Of Osage City Branch	913 Market Street	Osage City	KS
The State Bank of Canton, Canton, Kansas The State Bank Of Canton, Canton, Kansas Branch	103 South Main Street	Canton	KS
Legacy Bank West Central Branch	8725 West Central	Wichita	KS
The State Exchange Bank The State Exchange Bank Branch	107 South Commercial Street	Mankato	KS
Bank 7 Copeland Branch	210 North Santa Fe Street	Copeland	KS
The Farmers State Bank of Blue Mound Garnett Branch	517 Oak Street	Garnett	KS
The Denison State Bank Meriden Branch	3675 74th Street	Meriden	KS
The Farmers State Bank The Farmers State Bank Branch	624 Main Street	Dwight	KS
Exchange Bank Exchange Bank Branch	702 North Washington Street	Junction City	KS
First Commerce Bank First Commerce Bank Branch	902 Broadway	Marysville	KS
First FarmBank Tribune Branch	522 Broadway Avenue	Tribune	KS
Bank of Greeley Bank Of Greeley Branch	118 W Brown St	Greeley	KS
Andover State Bank Andover State Bank Branch	511 North Andover Road	Andover	KS
The First National Bank of Spearville The First National Bank Of Spearvill Branch	401 North Main St	Spearville	KS
Integrity Bank The Fowler State Bank Branch	401 Main Street	Fowler	KS
SJN Bank of Kansas Greensburg Branch	240 S Main St	Greensburg	KS
Carson Bank College Hill Branch-Wichita Branch	4641 E. Douglas	Wichita	KS
Southwind Bank Southwind Bank Branch	702 North Second Street	Natoma	KS
BMO Bank National Association State Line Branch	8840 State Line Road	Leawood	KS
Lyons Federal Bank Wakeeney Br Branch	229 Main Street	Wakeeney	KS
State Bank of Downs State Bank Of Downs Branch	900 Morgan Avenue	Downs	KS
Golden Belt Bank, FSA Golden Belt Bank, Fsa Branch	901 Washington St	Ellis	KS
New Century Bank New Century Bank Branch	1211 28th Street	Belleville	KS
Community National Bank Tonganoxie Branch	231 N. Main Street	Tonganoxie	KS
The Farmers State Bank The Farmers State Bank Branch	211 St Joseph Street	Wathena	KS
The Citizens National Bank The Cnb Clay Center Branch	615 Court	Clay Center	KS
The Community Bank The Community Bank Branch	303 S. Kansas	Liberal	KS
Farmers Bank & Trust Albert Branch	Second Avenue And Main Street	Albert	KS
Farmers and Drovers Bank Alta Vista Branch	619 Main St	Alta Vista	KS
Kaw Valley Bank 29th Street Branch	6831 Southwest 29th Street, Suite 100	Topeka	KS
TriCentury Bank Spring Hill Branch	708 South Webster Street	Spring Hill	KS
The Citizens State Bank Memorial Home Retirement Campus Bran Branch	86 - 22nd Avenue	Moundridge	KS
Community Bank of Wichita, Inc. Community Bank - Haysville Branch	371 North Main	Haysville	KS
The Citizens State Bank The Citizens State Bank Branch	601 S. Main Street	Hugoton	KS
Lyons Federal Bank Wakeeney Br Branch	229 Main Street	Wakeeney	KS
Farmers National Bank Agra Branch	Kansas Avenue And Main Street	Agra	KS
First National Bank and Trust Solomon Valley Bank Branch	3011 Us 24 Hwy	Beloit	KS
Elk State Bank Elk State Bank Branch	328 Washington Street	Clyde	KS
Peoples Bank and Trust Company Yoder Branch	9810 South Main Street	Yoder	KS
The First Security Bank Carbondale Branch	530 Main Street	Carbondale	KS
Prescott State Bank Prescott State Bank Branch	283 East Main St	Prescott	KS
Community National Bank & Trust Humboldt Branch	Eighth And Osage Streets	Humboldt	KS
The First National Bank of Hutchinson Andale Branch	6206 North 247th Street West	Andale	KS
The Western State Bank Leoti Branch	Second And Broadway	Leoti	KS
Bank of Hays Jetmore Farmers' State Branch	601 Main St	Jetmore	KS
Integrity Bank The Fowler State Bank Branch	401 Main Street	Fowler	KS
The Citizens State Bank Marysville Branch	800 Center	Marysville	KS
First Heritage Bank Seneca Branch	906 North Street	Seneca	KS
Johnson State Bank Ulysses Branch	220 East Oklahoma	Ulysses	KS
The Community Bank The Community Bank Branch	303 S. Kansas	Liberal	KS
Prairie Bank of Kansas Prairie Bank Of Kansas Branch	200 South Main Street	Stafford	KS
CoreFirst Bank & Trust Kansas Avenue Branch	830 South Kansas Avenue	Topeka	KS
Labette Bank Lcsb-Cherokee Branch	K-7 And Us-160 Highways	Cherokee	KS
Vintage Bank Kansas Benton Branch	234 North Main	Benton	KS
Alva State Bank & Trust Company The First State Bank Kiowa Branch	546 Main Street	Kiowa	KS
The Citizens State Bank The Citizens State Bank Branch	601 S. Main Street	Hugoton	KS
The Bank of Tescott Salina Branch	600 South Santa Fe	Salina	KS
GNBank, National Association Arma Kansas Branch	501 East Washington Street	Arma	KS
American Bank of Baxter Springs Galena Branch	901 East 7th Street	Galena	KS
Elk State Bank Elk State Bank Branch	328 Washington Street	Clyde	KS
The Citizens State Bank Marysville Branch	800 Center	Marysville	KS
Silver Lake Bank Urish Road Branch	2100 Sw Urish Road	Topeka	KS
The Bennington State Bank Minneapolis Branch	320 West Second	Minneapolis	KS
Citizens State Bank and Trust Co., Ellsworth, Kansas Hwy Bank Branch	749 E 15th St	Ellsworth	KS
SOLUTIONS NORTH BANK Bogue Branch	Main And Hummingbird Streets	Bogue	KS
United Bank & Trust Sabetha Branch	935 Main Street	Sabetha	KS
Union State Bank Union State Bank Branch	701 5th Street	Clay Center	KS
The Citizens National Bank The Cnb Clay Center Branch	615 Court	Clay Center	KS
FNB Washington Fnb Washington Branch	101 C Street	Washington	KS
First Heritage Bank Seneca Branch	906 North Street	Seneca	KS
Community Bank North Topeka Branch	801 Northwest 25th Street	Topeka	KS
Academy Bank, National Association Merit Bank Branch	15084 S. Black Bob Road	Olathe	KS
Alva State Bank & Trust Company The First State Bank Kiowa Branch	546 Main Street	Kiowa	KS
The City State Bank Fort Scott Branch	202 Scott Avenue	Fort Scott	KS
The Western State Bank Leoti Branch	Second And Broadway	Leoti	KS
Conway Bank Farmers & Merchants Branch	101 S Main Street	Argonia	KS
The Peoples State Bank The Peoples State Bank Branch	200 West Main Street	Cherryvale	KS
Farmers & Merchants Bank of Colby Dillons Branch	1605 South Range	Colby	KS
Adams Bank & Trust Colby Branch	370 North Franklin Avenue	Colby	KS
The Wilson State Bank Hoisington Branch	Second And Main Streets	Hoisington	KS
Bank of the Plains The Plains State Bank Branch	411 Grand Ave	Plains	KS
Johnson State Bank Ulysses Branch	220 East Oklahoma	Ulysses	KS
Enterprise Bank & Trust The First National Bank Of Olathe Br Branch	444 East Santa Fe Street	Olathe	KS
Vintage Bank Kansas Benton Branch	234 North Main	Benton	KS
Bank of Commerce Erie Branch	318 S Main Street	Erie	KS
The Exchange State Bank of St. Paul, Kansas The Exchange State Bank Of St. Paul, Kansas Branch	408 5th Street	Saint Paul	KS
Liberty Bank and Trust Company 1314 North 5th Street Branch	1314 North 5th Street	Kansas City	KS
Grant County Bank Grant County Bank Branch	201 South Main Street	Ulysses	KS
The Riley State Bank of Riley, Kansas Fmsb-Riley Branch	711 Elm Street	Wakefield	KS
The Farmers State Bank Lindsborg Branch	447 Harrison	Lindsborg	KS
FNB Bank First National Bank Branch	202 East Eleventh Street	Goodland	KS
Community National Bank Tonganoxie Branch	231 N. Main Street	Tonganoxie	KS
The Farmers State Bank The Farmers State Bank Branch	412 West Commercial Street	Fairview	KS
Dream First Bank, National Association Garden City Branch	908 North Main	Garden City	KS
Goppert State Service Bank St. Paul Branch	706 Washington	St. Paul	KS
Grant County Bank Grant County Bank Branch	201 South Main Street	Ulysses	KS
KCB Bank The Kearny County Bank Branch	221 North Main Street	Lakin	KS
The Citizens National Bank The Cnb Clay Center Branch	615 Court	Clay Center	KS
First Bank Kansas South 9th Street Branch	2860 South 9th Street	Salina	KS
NBH Bank 78th And State Avenue Branch	7804 State Avenue	Kansas City	KS
The Union State Bank of Everest Www.Mybankusb.com Branch	Sixth & Main	Everest	KS
Armed Forces Bank, National Association Armed Forces Bank, National Association Branch	320 Kansas Avenue	Fort Leavenworth	KS
The Kansas State Bank Baldwin City Branch	602 Ames	Baldwin City	KS
Great Southern Bank Osawatomie Branch	519 South Sixth Street	Osawatomie	KS
The Tampa State Bank The Tampa State Bank Branch	326 North Main Street	Tampa	KS
The City National Bank and Trust Company of Lawton, Oklahoma Rock Road Branch	3030 N Rock Road	Wichita	KS
FirstOak Bank Drive-Thru Branch	1801 West Main Street	Independence	KS
KCB Bank The Kearny County Bank Branch	221 North Main Street	Lakin	KS
Bank of Prairie Village Bank Of Prairie Village Branch	3515 W. 75th Street	Prairie Village	KS
Landmark National Bank La Crosse Branch	808 North Main Street	La Crosse	KS
Union State Bank Union State Bank Branch	204 E Hwy 16	Olsburg	KS
The First National Bank of Louisburg Stilwell Branch	7640 W. 199th	Stilwell	KS
Bank of Labor Center City Branch	800 State Avenue	Kansas City	KS
NBKC Bank Leawood Branch	3510 W 95th Street	Leawood	KS
The Valley State Bank Wichita Branch	5310 South Broadway	Wichita	KS
The First National Bank of Hope Miltonvale Branch	201 N Starr Avenue	Miltonvale	KS
Cornerstone Bank Cornerstone Bank Branch	9120 W. 135th Street	Overland Park	KS
Citizens Bank of Kansas Wichita Branch	8718 West 13th Street	Wichita	KS
Astra Bank Chapman Branch	1130 North Marshall Avenue	Chapman	KS
The First National Bank of Hope Miltonvale Branch	201 N Starr Avenue	Miltonvale	KS
Fidelity State Bank and Trust Company Fidelity State Bank And Trust Compan Branch	600 Kansas Avenue	Topeka	KS
ANB Bank Lenexa Premier Branch	15301 W 87th Street Parkway	Lenexa	KS
Outdoor Bank Leonardville State Bank Branch	2401 North Seth Child Road	Manhattan	KS
Citizens State Bank and Trust Company Garden Branch	800 Oregon Street	Hiawatha	KS
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	100 Center Avenue	Oakley	KS
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	100 Center Avenue	Oakley	KS
UMB Bank, National Association North 8th Street Branch	8300 Parallel Parkway	Kansas City	KS
Central National Bank Central National Bank Branch	802 North Washington Street	Junction City	KS
Equity Bank Neodesha Branch	801 Main Street	Neodesha	KS
Commerce Bank 21st & Webb Branch	9620 E 21st St N	Wichita	KS
The Baxter State Bank The Baxter State Bank Branch	1401 Military Avenue	Baxter Springs	KS
Central National Bank Central National Bank Branch	802 North Washington Street	Junction City	KS
First-Citizens Bank & Trust Company Overland Park Branch	7850 College Blvd	Overland Park	KS
U.S. Bank National Association 87th Street Branch	9900 West 87th Street	Overland Park	KS
First National Bank of Omaha Overland Park Branch	9700 Metcalf	Overland Park	KS
FNB Bank First National Bank Branch	202 East Eleventh Street	Goodland	KS
Bank of America, National Association Metcalf Avenue Branch	9550 Metcalf Avenue	Overland Park	KS

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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

4 year CDs provide a fixed rate for the term of the CD
The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Kansas CD Rates – 4-Year

Branches Info around zip 10116

PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Safety

Interest

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

Disadvantages of four year CDs

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