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Five Year CD Rates – California - May 23, 2012

Below are 5 year CD Rates from banks that are located in California. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

Bank APY Min Bal Miles More
The Fort Sill National Bank 2.00% $500 -
Compass Bank 2.00% $5,000 -
First Choice Bank 1.85% $5,000 -
Evergreen International Bank 1.82% $1,000 -
Bank Of The West 1.80% $2,500 -
Proamerica Bank 1.77% $10,000 -
Cass Commercial Bank 1.76% $1,000 -
Beach Business Bank 1.75% $10,000 -
Coronado First Bank 1.74% $1,000 -
California Community Bank 1.71% $2,500 -
Neighborhood National Bank 1.71% $10,000 -
Banco Popular North America 1.70% $10,000 -
Vibra Bank 1.66% $2,500 -
Balboa Thrift And Loan Association 1.61% $10,000 -
Suncrest Bank 1.61% $95,000 -
Umpqua Bank 1.61% $100,000 -
Broadway Federal Bank, F.s.b. 1.61% $1,000 -
Share Plus Federal Bank 1.60% $1,000 -
Frontier Bank, Fsb 1.60% $10,000 -
United Security Bank 1.58% $100,000 -
Opus Bank 1.55% $10,000 -
Onewest Bank, Fsb 1.55% $1,000 -
Desert Commercial Bank 1.54% $1,000 -
Community Valley Bank 1.51% $100,000 -
Suncrest Bank 1.51% $1,000 -
Gateway Bank, F.s.b. 1.51% $10,000 -
Silvergate Bank 1.51% $10,000 -
Umpqua Bank 1.51% $10,000 -
Premier Valley Bank 1.50% $100,000 -
Malaga Bank F.s.b. 1.50% $100,000 -
Monterey County Bank 1.50% $1,000 -
Coronado First Bank 1.50% $100,000 -
Armed Forces Bank, National Association 1.50% $500 -
Union Bank, National Association 1.50% $10,000 -
Sterling Bank And Trust, Fsb 1.50% $500 -
Umpqua Bank 1.46% $100,000 -
Community Bank 1.46% $2,500 -
El Dorado Savings Bank, F.s.b. 1.45% $99,000 -
Community Business Bank 1.45% $100,000 -
United Security Bank 1.41% $1,000 -
Umpqua Bank 1.41% $10,000 -
Community Business Bank 1.40% $10,000 -
Community Valley Bank 1.40% $2,500 -
American River Bank 1.40% $50,000 -
First Republic Bank 1.40% $5,000 -
Heritage Oaks Bank 1.40% $1,000 -
Capitalsource Bank 1.40% $10,000 -
Saigon National Bank 1.40% $1,000 -
Bank Of Santa Clarita 1.40% $100,000 -
El Dorado Savings Bank, F.s.b. 1.40% $500 -
Santa Cruz County Bank 1.36% $100,000 -
Seacoast Commerce Bank 1.35% $10,000 -
Farmers & Merchants Bank Of Central California 1.35% $100,000 -
Pacific Trust Bank, Fsb 1.35% $100,000 -
Provident Savings Bank, F.s.b. 1.35% $50,000 -
American Perspective Bank 1.32% $100,000 -
Visalia Community Bank 1.31% $100,000 -
Pacific Alliance Bank 1.31% $5,000 -
Farmers And Merchants Bank Of Long Beach 1.31% $10,000 -
Fresno First Bank 1.31% $100,000 -
American Plus Bank, N.a. 1.31% $10,000 -
American River Bank 1.31% $2,500 -
Bank Of Santa Clarita 1.30% $1,000 -
Santa Barbara Bank & Trust, National Association 1.30% $100,000 -
Farmers & Merchants Bank Of Central California 1.30% $1,000 -
First Bank 1.30% $1,000 -
Firstbank 1.30% $10,000 -
First California Bank 1.30% $100,000 -
Five Star Bank 1.26% $100,000 -
Santa Cruz County Bank 1.26% $2,500 -
Trans-pacific National Bank 1.26% $2,500 -
Westamerica Bank 1.26% $10,000 -
Fresno First Bank 1.26% $1,000 -
Malaga Bank F.s.b. 1.25% $10,000 -
Bank Of The West 1.25% $10,000 -
The Bank Of Santa Barbara 1.25% $100,000 -
Mission Oaks National Bank 1.25% $1,000 -
Provident Savings Bank, F.s.b. 1.25% $10,000 -
American Perspective Bank 1.25% $1 -
Central Valley Community Bank 1.25% $2,000 -
River City Bank 1.25% $100,000 -
U.s. Bank National Association 1.25% $1,000 -
Tri Counties Bank 1.25% $100,000 -
Bank Of Feather River 1.25% $100,000 -
Woori America Bank 1.25% $1,000 -
Security First Bank 1.21% $2,500 -
Summit State Bank 1.21% $90,000 -
Mega Bank 1.21% $100,000 -
Metcalf Bank 1.20% $1,000 -
Bank Of Agriculture And Commerce 1.20% $100,000 -
Pacific Trust Bank, Fsb 1.20% $1 -
Santa Barbara Bank & Trust, National Association 1.20% $10,000 -
The Northern Trust Company 1.20% $100,000 -
Gold Country Bank, National Association 1.20% $10,000 -
Independence Bank 1.20% $1,000 -
First California Bank 1.20% $10,000 -
One Pacificcoast Bank, Fsb 1.20% $1,000 -
The Bank Of Santa Barbara 1.20% $1,000 -
River Valley Community Bank 1.19% $100,000 -
Cornerstone Community Bank 1.16% $100,000 -
San Diego Private Bank 1.16% $1 -
Five Star Bank 1.16% $1,000 -
Pacific Mercantile Bank 1.16% $100,000 -
Mega Bank 1.16% $2,500 -
Pacific Valley Bank 1.15% $1,000 -
U.s. Bank National Association 1.15% $10,000 -
Bbcn Bank 1.15% $1,000 -
River City Bank 1.15% $10,000 -
Borrego Springs Bank, National Association 1.15% $100,000 -
East West Bank 1.15% $10,000 -
Pacific Mercantile Bank 1.13% $1,000 -
River Valley Community Bank 1.12% $10,000 -
Cornerstone Community Bank 1.11% $2,500 -
Chinatrust Bank (u.s.a.) 1.11% $1,500 -
Visalia Community Bank 1.11% $2,500 -
Summit State Bank 1.11% $1,000 -
Torrey Pines Bank 1.11% $5,000 -
Community Bank Of San Joaquin 1.10% $100,000 -
Bank Of San Francisco 1.10% $100,000 -
Borrego Springs Bank, National Association 1.10% $10,000 -
Bank Of Feather River 1.10% $10,000 -
Tri Counties Bank 1.10% $10,000 -
Bank Of Marin 1.10% $100,000 -
Sierra Vista Bank 1.10% $1,000 -
California Bank & Trust 1.09% $100,000 -
Amalgamated Bank 1.05% $500 -
Mechanics Bank 1.05% $10,000 -
Savings Bank Of Mendocino County 1.05% $10,000 -
Bank Of The Orient 1.05% $100,000 -
Citibank, National Association 1.01% $10,000 -
Northern California National Bank 1.01% $25,000 -
Sutter Community Bank 1.01% $100,000 -
Friendly Hills Bank 1.00% $10,000 -
1st Century Bank, National Association 1.00% $10,000 -
Fremont Bank 1.00% $10,000 -
The Northern Trust Company 1.00% $10,000 -
Bank Of San Francisco 1.00% $1,000 -
Royal Business Bank 1.00% $100,000 -
City National Bank 1.00% $2,500 -
Gateway Business Bank 1.00% $10,000 -
Pacific Valley Bank 1.00% $1,000 -
Metropolitan Bank 1.00% $2,500 -
Bank Of Agriculture And Commerce 1.00% $10,000 -
Bank Of Marin 1.00% $10,000 -
Community Bank Of San Joaquin 1.00% $10,000 -
Bank Of Sacramento 1.00% $100,000 -
Far East National Bank 0.95% $10,000 -
Premierwest Bank 0.95% $500 -
First Community Bank 0.95% $10,000 -
Evertrust Bank 0.95% $3,000 -
Bank Of The Orient 0.94% $1,000 -
First-citizens Bank & Trust Company 0.90% $50,000 -
Wells Fargo Bank, National Association 0.90% $10,000 -
Pacific Western Bank 0.90% $2,500 -
Bank Of Sacramento 0.90% $10,000 -
Comerica Bank 0.90% $10,000 -
Exchange Bank 0.90% $100,000 -
California Bank & Trust 0.88% $10,000 -
Beal Bank, Ssb 0.86% $1,000 -
First-citizens Bank & Trust Company 0.85% $10,000 -
Bank Of The Sierra 0.85% $100,000 -
Exchange Bank 0.85% $1,000 -
Bank Of The Sierra 0.83% $1,000 -
Beal Bank, Ssb 0.81% $1,000 -
Saehan Bank 0.80% $1,000 -
Cathay Bank 0.80% $100,000 -
Folsom Lake Bank 0.80% $100,000 -
First-citizens Bank & Trust Company 0.80% $10,000 -
Valley Business Bank 0.75% $1,000 -
Jpmorgan Chase Bank, National Association 0.75% $10,000 -
Folsom Lake Bank 0.75% $1,000 -
Cathay Bank 0.70% $2,500 -
San Diego Trust Bank 0.70% $100,000 -
Pacific Premier Bank 0.70% $10,000 -
Royal Business Bank 0.70% $2,500 -
Premier Valley Bank 0.70% $10,000 -
Scott Valley Bank 0.65% $100,000 -
Rabobank, National Association 0.65% $1,000 -
American Riviera Bank 0.65% $100,000 -
The Bank Of Hemet 0.65% $10,000 -
Sutter Community Bank 0.60% $10,000 -
Citizens Business Bank 0.60% $10,000 -
Hsbc Bank Usa, National Association 0.60% $1,000 -
Northern California National Bank 0.60% $100,000 -
San Diego Trust Bank 0.60% $2,500 -
1st Capital Bank 0.60% $100,000 -
Scott Valley Bank 0.60% $10,000 -
American Riviera Bank 0.55% $5,000 -
1st Capital Bank 0.50% $10,000 -
Bank Of Stockton 0.45% $100,000 -
Bank Of Stockton 0.40% $10,000 -
Northern California National Bank 0.40% $10,000 -

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