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Image Courtesy: www.pixabay.com
You are viewing rates from banks across California
Below are special Certificate of Deposit special rates and terms from banks in California. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
CA - October 5, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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First Bank of St.Louis, Missouri Kearny Mesa Branch |
5.05% | $1,000 | 7 months |
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Rate History: 1.00% → 5.10% → 5.05% |
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First Bank of St.Louis, Missouri Kearny Mesa Branch |
4.85% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.85% |
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4.50% | $5,000 | 13 months |
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Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50% |
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4.40% | $0 | 10 months |
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Finworth, a division of InsBank Century City Loan Production Office Branch |
4.35% | $50,000 | 22 months |
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Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35% |
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4.30% | $1,000 | 13 months |
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Rate History: 3.81% → 3.71% → 3.90% → 4.00% → 4.30% |
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4.30% | $0 | 14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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4.30% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
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Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
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UMB Bank, National Association |
4.25% | $5,000 | 15 months |
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Rate History: 3.75% → 4.10% → 3.75% → 4.10% → 4.25% |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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UMB Bank, National Association |
4.20% | $5,000 | 9 months |
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Rate History: 3.90% → 4.05% → 3.90% → 4.05% → 4.20% |
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La Palma Branch
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4.11% | $10,001 | 6 months |
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Rate History: 3.00% → 3.82% → 3.92% → 4.00% → 4.11% |
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4.10% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10% |
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4.10% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
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Vio Bank, A Division of MidFirst Bank |
4.05% | $500 | 9 months |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch |
4.00% | $5,000 | 5 months |
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Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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EverBank, National Association |
4.00% | $1,000 | 7 months |
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Rate History: 4.00% → 3.90% → 3.80% → 3.70% → 4.00% |
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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First Bank of St.Louis, Missouri Kearny Mesa Branch |
4.00% | $1,000 | 20 months |
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Rate History: 1.00% → 4.50% → 4.00% |
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3.95% | $5,000 | 11 months |
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11-Month No Penalty CD |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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Rate History: 4.81% → 3.98% → 3.90% |
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UMB Bank, National Association |
3.85% | $5,000 | 3 months |
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Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association Pasadena Pwm Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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3.75% | $2,500 | 6 months |
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Wells Fargo Bank, National Association Carmel-By-the-sea Branch |
3.74% | $2,500 | 7 months |
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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3.70% | $1,001 | 13 months |
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3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Carmel-By-the-sea Branch |
3.64% | $2,500 | 15 months |
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 7 months |
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Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
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Wells Fargo Bank, National Association Carmel-By-the-sea Branch |
3.59% | $2,500 | 11 months |
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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First National Bank Of Southern Cali Branch
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3.50% | $25,000 | 3 months |
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Rate History: 3.00% → 4.75% → 4.25% → 4.00% → 3.50% |
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3.50% | $50,000 | 12 months |
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PNC Bank, National Association |
3.50% | $1,000 | 13 months |
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3.50% | $10,000 | 24 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.40% | $1,000 | 7 months |
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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Newark Branch
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3.35% | $2,500 | 3 months |
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Rate History: 4.00% → 3.75% → 3.60% → 3.50% → 3.35% |
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3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
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Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
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First National Bank Of Southern Cali Branch
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3.25% | $25,000 | 6 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.25% |
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U.S. Bank National Association Foster City Branch |
3.25% | $1,000 | 7 months |
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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3.25% | $10,000 | 12 months |
Learn More
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Columbia Bank of Rosenburg, Oregon Newport Beach Branch |
3.20% | $1,000 | 6 months |
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Rate History: 3.40% → 3.20% |
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3.20% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Newark Branch
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3.15% | $2,500 | 5 months |
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Rate History: 4.00% → 4.15% → 3.85% → 3.50% → 3.15% |
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Balboa Clairemont Branch
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3.05% | $2,500 | 7 months |
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Rate History: 4.08% → 3.82% → 3.56% → 3.30% → 3.05% |
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Citibank, National Association West, National Association Branch |
3.00% | $0 | 5 months |
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Ctbc Bank Corp. (Usa) Branch
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3.00% | $5,000 | 12 months |
Learn More
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Rate History: 3.50% → 3.00% |
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First National Bank Of Southern Cali Branch
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3.00% | $25,000 | 12 months |
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Rate History: 4.25% → 4.75% → 4.00% → 3.50% → 3.00% |
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U.S. Bank National Association Foster City Branch |
3.00% | $1,000 | 13 months |
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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Bank of America, National Association Pasadena Pwm Branch |
2.95% | $10,000 | 10 months |
Learn More
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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2.80% | $0 | 11 months |
Learn More
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Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80% |
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Balboa Clairemont Branch
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2.79% | $2,500 | 13 months |
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Rate History: 3.05% → 3.56% → 3.30% → 3.05% → 2.79% |
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City National Bank of Los Angeles. California La Palma Branch |
2.78% | $10,000 | 5 months |
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Rate History: 3.35% → 3.09% → 3.05% → 3.09% → 2.78% |
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Citibank, National Association West, National Association Branch |
2.75% | $0 | 6 months |
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Newark Branch
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2.75% | $2,500 | 7 months |
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Rate History: 3.75% → 4.15% → 3.75% → 3.25% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
Learn More
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
Learn More
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Newark Branch
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2.50% | $2,500 | 11 months |
Learn More
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Rate History: 1.25% → 3.60% → 3.40% → 3.00% → 2.50% |
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Columbia Bank of Rosenburg, Oregon Newport Beach Branch |
2.50% | $1,000 | 12 months |
Learn More
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Rate History: 0.01% → 3.00% → 2.50% |
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U.S. Bank National Association Foster City Branch |
2.50% | $1,000 | 25 months |
Learn More
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association |
2.10% | $1,000 | 19 months |
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Citibank, National Association West, National Association Branch |
2.00% | $0 | 4 months |
Learn More
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
Learn More
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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2.00% | $10,001 | 6 months |
Learn More
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Newark Branch
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2.00% | $2,500 | 12 months |
Learn More
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Rate History: 4.00% → 3.00% → 2.00% |
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Bank of America, National Association Pasadena Pwm Branch |
2.00% | $10,000 | 13 months |
Learn More
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association |
1.90% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association Pasadena Pwm Branch |
1.75% | $10,000 | 25 months |
Learn More
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
Learn More
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Newark Branch
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1.00% | $2,500 | 13 months |
Learn More
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Rate History: 1.00% → 1.75% → 1.00% |
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Balboa Clairemont Branch
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0.75% | $2,500 | 36 months |
Learn More
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Rate History: 2.28% → 1.51% → 1.26% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
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Rate History: 1.00% → 0.50% |
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JPMorgan Chase Bank, National Association San Francisco - Embarcadero Branch |
0.50% | $100,000 | 6 months |
Learn More
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Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Citibank, National Association West, National Association Branch |
0.05% | $0 | 3 months |
Learn More
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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City National Bank of Los Angeles. California La Palma Branch |
0.05% | $10,000 | 3 months |
Learn More
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Rate History: 3.30% → 3.25% → 3.30% → 2.78% → 0.05% |
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Newark Branch
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0.05% | $1,000,000 | 6 months |
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0.05% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 0.05% → 0.05% |
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