California

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Vallejo, California CD Rates – 18-Month

You are viewing rates from banks across Vallejo





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Vallejo, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Vallejo, CA - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.25% → 4.30% → 4.35% → 4.25% → 4.10%

| Feb 12, 2020

WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.70%

$10,000

21.28

Learn More

| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

0.45%

$10,000

23.80

Learn More

0.40%

$10,000

10.17

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.24%

$100,000

15.01

Learn More

0.22%

$10,000

15.01

Learn More

| Mar 9, 2021

the worst bank I've ever dealt with in my 72 years Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Mar 9, 2021

the worst bank I've ever dealt with in my 72 years Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Vallejo, CA - August 2, 2025


Branch Street City State
Charles Schwab Bank, SSB
403 Corte Madera Town Center Branch
403 Corte Madera Town Center Corte Madera CA
Monet Bank
Walnut Creek Branch
1631 North California Blvd Walnut Creek CA
Citibank, National Association
Novato Branch
1525 Grant Avenue Novato CA
Bank of Hope
Oakland Branch
1940 Webster St Oakland CA
Zions Bank
San Rafael Banking Center Branch
1016 Irwin Street San Rafael CA
JPMorgan Chase Bank, National Association
Grant Avenue Branch
1595 Grant Avenue Novato CA
Fremont Bank
Walnut Creek Branch
1735 N. Broadway Walnut Creek CA
Fremont Bank
Walnut Creek Branch
1735 N. Broadway Walnut Creek CA
First Federal Savings and Loan Association of San Rafael
2009 Sir Francis Drake Boulvard Bran Branch
2009 Sir Francis Drake Blvd Fairfax CA
Mechanics Bank
San Rafael Office Branch
904 4th Street San Rafael CA
Western Alliance Bank
Oakland Branch
1951 Webster Street Oakland CA
Bank of Stockton
Napa Branch
1505 Second Street Napa CA
Armed Forces Bank, National Association
Armed Forces Bank, National Association Branch
498 Mather Street Travis Afb CA
Bank of Hope
Oakland Branch
1940 Webster St Oakland CA
Exchange Bank
Sonoma Branch
435 West Napa Street Sonoma CA
Exchange Bank
Sonoma Branch
435 West Napa Street Sonoma CA
Westamerica Bank
Novato Branch
7333 Redwood Boulevard Novato CA
First Bank
First Bank Branch
1446 4th Street San Rafael CA
Westamerica Bank
Novato Branch
7333 Redwood Boulevard Novato CA
U.S. Bank National Association
Novato Downtown Branch
1711 Grant Avenue Novato CA
Bank of America, National Association
Fairfax Branch
89 Broadway Fairfax CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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