Connecticut

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New Britain, Connecticut CD Rates – 18-Month

You are viewing rates from banks across New Britain





Below are eighteen-month Certificates of Deposit (CD) rates from banks in New Britain, Connecticut . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

New Britain, CT - October 30, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.25% → 5.00% → 4.75%

| Mar 25, 2019

Lousy bank with badly trained customer service reps and below average rates. Can't wait until my CD matures to get the funds out of Bankwell Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.15% → 4.05% → 4.00% → 3.80% → 3.80%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.16% → 3.95% → 3.90% → 3.80% → 3.70%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00% → 2.99%

| May 19, 2018

Experience Read More

Rate History: 3.00% → 2.85%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.50% → 2.00% → 1.50%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Aug 15, 2021

20 Read More

0.80%

$100,000

18.44

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0.75%

$10,000

18.44

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0.50%

$10,000

20.54

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0.40%

$10,000

20.54

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0.35%

$10,000

20.68

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0.30%

$10,000

19.71

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0.25%

$10,000

21.01

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0.25%

$10,000

24.52

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0.05%

$10,000

24.15

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Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around New Britain, CT - October 30, 2025


Branch Street City State
Bankwell Bank
Bankwell In Hamden Branch
2704 Dixwell Avenue Hamden CT
TD Bank, National Association
Torrington Commons Branch
215 High Street Torrington CT
Wells Fargo Bank, National Association
Watertown Main Branch
365 Main Street Watertown CT
Ives Bank
Bank Street Waterbury Branch
357 Bank Street Waterbury CT
Thomaston Savings Bank
Watertown Branch
565 Main Street Watertown CT
Thomaston Savings Bank
Watertown Branch
565 Main Street Watertown CT
The Torrington Savings Bank
Mason Street Branch
30 Mason Street Torrington CT
Ion Bank
Middlebury Branch
Middlebury Road (Route 64) Middlebury CT
Union Savings Bank
Torrington North Branch
397 Main Street Torrington CT
Windsor Federal Bank
21 Hartford Ave Branch
21 Hartford Ave Granby CT
Connecticut Community Bank, National Association
Insurbanc Branch
10 Executive Drive Farmington CT
Northwest Community Bank
Torrington Branch
416 Winsted Road Torrington CT
Essex Bank
Chester Branch
203 Middlesex Avenue Chester CT
Ascend Bank
The Guilford Savings Bank Branch
88 Notch Hill Road North Branford CT
KeyBank National Association
Seymour Branch
11 First St Seymour CT
Bank of America, National Association
Torrington Branch
112 South Main Street Torrington CT
Webster Bank, National Association
Watertown Branch
712 Main Street Watertown CT


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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