Illinois

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Collinsville, Illinois CD Rates – 18-Month

You are viewing rates from banks across Collinsville





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Collinsville, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Collinsville, IL - July 8, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.50% → 3.40% → 3.35% → 3.25%

Rate History: 3.65% → 3.50% → 3.40% → 3.25% → 3.15%

1.10%

$10,000

24.63

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Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.80%

$10,000

13.66

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0.70%

$10,000

7.74

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0.70%

$10,000

24.63

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0.65%

$10,000

11.19

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0.60%

$10,000

17.35

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0.60%

$10,000

11.51

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.41%

$10,000

6.71

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0.35%

$10,000

10.39

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0.35%

$10,000

6.79

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0.30%

$10,000

1.03

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0.30%

$10,000

19.69

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0.10%

$10,000

20.22

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.01%

$10,000

19.61

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Collinsville, IL - July 8, 2025


Branch Street City State
Dieterich Bank
Belleville Branch
2100 South Illinois Street Belleville IL
State Bank
State Bank Of Waterloo Branch
855 North Illinois Route 3 Waterloo IL
United Community Bank
Bunker Hill Plaza Bank Facility Branch
Route 159 And South Franklin Bunker Hill IL
BMO Bank National Association
Belleville Branch
#2 Carlyle Plaza Drive Belleville IL
The Bradford National Bank of Greenville
Marine Branch
102 Duncan Street Marine IL
Bank of Hillsboro, National Association
Edwardsville Branch
2200 Troy Road Edwardsville IL
United Community Bank
Bunker Hill Plaza Bank Facility Branch
Route 159 And South Franklin Bunker Hill IL
First FSB of Mascoutah
Lebanon Branch
115 S Madison St Lebanon IL
Community Bank of Trenton
Community Bank Of Trenton Branch
104 East Broadway Trenton IL
Bank of Belleville
Bank Of Belleville Branch
215 South Illinois Street Belleville IL
Midland States Bank
Columbia Branch
200 Quarry Road Columbia IL
First Mid Bank & Trust, National Association
Wood River Branch
1046 Madison Avenue Wood River IL
Bank of Springfield
Glen Carbon Branch
2160a South Illinois Route 157 Glen Carbon IL
The Farmers and Merchants National Bank of Nashville
Lebanon Branch
102 Wakanda Dr Lebanon IL
Bank of O'Fallon
Drive-In Facility Branch
Lincoln And Virginia Avenues O'fallon IL
Collinsville Building and Loan Association
Collinsville Building And Loan Assoc Branch
701 Belt Line Road Collinsville IL
Carrollton Bank
Godfrey Branch
136 Northport Drive Godfrey IL
First Bank
Columbia Facility Branch
218 North Main Street Columbia IL
Commerce Bank
Columbia Centre Branch
995 Columbia Centre Columbia IL
U.S. Bank National Association
North Alton Branch
2627 State Street Alton IL
Regions Bank
Godfrey Branch
821 West Homer M Adams Parkway Godfrey IL
PNC Bank, National Association
Collinsville Branch
359 North Bluff Road Collinsville IL
Bank of America, National Association
Bank Of America, National Association Branch
10 North Belt West Swansea IL
Regions Bank
Godfrey Branch
821 West Homer M Adams Parkway Godfrey IL
Associated Bank, National Association
Columbia Branch
238 North Main Street Columbia IL


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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