Louisiana

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Baker, Louisiana CD Rates – 18-Month

You are viewing rates from banks across Baker





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Baker, Louisiana . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Baker, LA - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Apr 9, 2016

The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.00%

$10,000

10.85

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0.95%

$10,000

9.13

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0.90%

$10,000

22.45

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0.80%

$10,000

7.70

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| Apr 15, 2020

Correction: 2/15/2020 6 months rate is .80% Read More

0.60%

$10,000

8.39

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0.55%

$10,000

24.01

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0.55%

$10,000

7.23

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0.50%

$10,000

6.93

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0.43%

$10,000

5.22

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| Mar 19, 2020

I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More

| Apr 2, 2022

We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

17.59

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$10,000

17.85

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Baker, LA - August 2, 2025


Branch Street City State
Crescent Bank
Baton Rouge Limited Purpose Branch
7290 Bluebonnet Boulevard, Suite 600 Baton Rouge LA
Capital One, National Association
Baton Rough Main Office Branch
440 Third Street Baton Rouge LA
JPMorgan Chase Bank, National Association
Baton Rouge Main Branch
620 Laurel Street Baton Rouge LA
Bank of Zachary
Plaza Branch
2210 Highway 64 Zachary LA
Landmark Bank
Zachary Branch
20070 Plank Road Zachary LA
Guaranty Bank and Trust Company
Guaranty Bank And Trust Company Branch
175 New Roads Street New Roads LA
First Guaranty Bank
Denham Springs Branch
2231 South Range Avenue Denham Springs LA
FIDELITY BANK
Baton Rouge Branch
5643 Corporate Blvd. Baton Rouge LA
First American Bank and Trust
Jones Creek Branch
5412 Jones Creek Road Baton Rouge LA
Bank of St. Francisville
Bank Of St. Francisville Branch
5700 Commerce Street Saint Francisville LA
United Community Bank
Coursey Branch
11280 Coursey Boulevard Baton Rouge LA
Home Bank, National Association
Corporate Branch
5302 Corporate Boulevard Baton Rouge LA
Liberty Bank and Trust Company
7990 Scenic Highway Branch
7990 Scenic Highway Baton Rouge LA
Gulf Coast Bank and Trust Company
Old Goodwood Branch
7235 Jefferson Highway Baton Rouge LA
Cottonport Bank
Brusly Branch
110 West St. Francis Street Brusly LA
Citizens Bank & Trust Company
Operations Center Branch
57915-57925 Main Street Plaquemine LA
Anthem Bank & Trust
Anthem Bank & Trust Branch
23910 Railroad Ave Plaquemine LA
Regions Bank
New Roads Remote Drive Thru Branch
150 New Roads Street New Roads LA
Regions Bank
New Roads Remote Drive Thru Branch
150 New Roads Street New Roads LA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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