Louisiana

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Opelousas, Louisiana CD Rates – 18-Month

You are viewing rates from banks across Opelousas





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Opelousas, Louisiana . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Opelousas, LA - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Apr 9, 2016

The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 3.75% → 3.85% → 4.30% → 4.20% → 4.15%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.11%

$1,000

17.45

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1.10%

$10,000

1.23

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1.00%

$100,000

21.41

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1.00%

$10,000

19.41

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0.90%

$10,000

18.49

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0.85%

$10,000

21.41

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0.70%

$100,000

17.63

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0.65%

$10,000

17.21

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0.60%

$10,000

24.68

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0.55%

$10,000

17.63

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0.50%

$10,000

24.68

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0.43%

$10,000

1.06

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0.35%

$10,000

8.41

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| Apr 2, 2022

We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More

0.30%

$10,000

18.55

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Opelousas, LA - August 2, 2025


Branch Street City State
Crescent Bank
Lafayette Limited Purpose Branch
100 Asma Boulevard, Suite 310 Lafayette LA
Finworth, a division of InsBank
Psb Home Loans - Loan Production Off Branch
1006 Surrey Street Lafayette LA
Capital One, National Association
West Congress Branch
3838 West Congress Lafayette LA
JPMorgan Chase Bank, National Association
Scott Branch
5720 Cameron Street Scott LA
Catalyst Bank
Eunice Branch
840 E Laurel Avenue Eunice LA
Washington State Bank
Opelousas Branch
1810 South Union Street Opelousas LA
Farmers-Merchants Bank & Trust Company
Lafayette Branch
1525 Ambassador Caffery Parkway Lafayette LA
Community First Bank
Breaux Bridge Branch
1805 Rees Street Breaux Bridge LA
JD Bank
Mamou Branch
609 Main Street Mamou LA
Farmers-Merchants Bank & Trust Company
Lafayette Branch
1525 Ambassador Caffery Parkway Lafayette LA
Basile State Bank
Eunice Branch
751 West Maple Avenue Eunice LA
St. Landry Bank and Trust Company
Eunice Branch
101 North Second Street Eunice LA
Investar Bank, National Association
Pine Prairie Branch
10608 Veterans Memorial Hwy Pine Prairie LA
Basile State Bank
Eunice Branch
751 West Maple Avenue Eunice LA
Investar Bank, National Association
Pine Prairie Branch
10608 Veterans Memorial Hwy Pine Prairie LA
Liberty Bank and Trust Company
Opelousas Branch
323 South Academy Street Suite A Opelousas LA
Bank of Sunset and Trust Company
Bank Of Sunset And Trust Company Branch
863 Napoleon Avenue Sunset LA
Cottonport Bank
Plaucheville Branch
Highway 107 Plaucheville LA
Sabine State Bank and Trust Company
Mamou Branch
516 Main Street Mamou LA
Regions Bank
Johnston St Branch
5711 Johnston Street Lafayette LA
Regions Bank
Johnston St Branch
5711 Johnston Street Lafayette LA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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