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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Salem
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Salem, Massachusetts . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Salem, MA - August 1, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.25% |
$500 |
17.66 |
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Rate History: 0.25% → 4.25% |
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DMuessig | Jan 8, 2018 Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More |
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4.25% 0.65% |
$501 $500 |
18.98 |
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Rate History: 1.00% → 5.00% → 4.25% |
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4.20% |
$25,000 |
- |
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.15% |
$500 |
- |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.05% |
$500 |
19.21 |
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Rate History: 4.25% → 4.50% → 4.05% |
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4.00% |
$1,000 |
13.58 |
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4.00% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.00% |
$500 |
19.48 |
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Rate History: 0.55% → 3.75% → 4.00% |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.75% |
$1,000 |
10.33 |
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3.75% |
$500 |
4.92 |
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Rate History: 1.00% → 4.12% → 3.75% |
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3.70% |
$500 |
23.11 |
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Rate History: 4.40% → 4.31% → 4.10% → 0.35% → 3.70% |
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3.50% |
$2,500 |
22.35 |
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Early Withdrawal Penalty is 180 days interest. |
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overdrawn | Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More |
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3.50% |
$500 |
15.95 |
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Rate History: 3.75% → 4.59% → 3.90% → 3.75% → 3.50% |
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3.50% |
$500 |
15.11 |
Learn More
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Richard Cushing | Mar 27, 2019 Still waiting for a call back from Liz over a long standing,annoying account problem Read More |
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3.50% |
$5,000 |
22.85 |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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3.30% |
$500 |
7.23 |
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Rate History: 1.00% → 3.30% → 0.75% → 3.30% |
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3.25% |
$1,000 |
16.80 |
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Rate History: 4.00% → 3.75% → 4.00% → 3.50% → 3.25% |
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3.14% |
$500 |
15.76 |
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Rate History: 3.30% → 3.14% |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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3.00% |
$1,000 |
17.49 |
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Rate History: 1.50% → 2.00% → 3.00% |
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3.00% |
$500 |
5.84 |
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Rate History: 0.25% → 3.00% |
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2.25% |
$500 |
8.17 |
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Rate History: 0.50% → 0.75% → 2.25% → 0.50% → 2.25% |
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Karen nicoli | Jan 23, 2017 2.50 Read More |
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2.00% |
$10,000 |
21.91 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.75% |
$1,000 |
23.14 |
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1.50% |
$1,000 |
20.77 |
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Rate History: 1.00% → 1.50% |
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1.00% |
$10,000 |
19.24 |
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.75% |
$10,000 |
15.27 |
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0.70% |
$10,000 |
19.94 |
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0.70% |
$10,000 |
11.88 |
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0.60% |
$500 |
15.00 |
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0.60% |
$10,000 |
19.02 |
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0.55% |
$10,000 |
7.29 |
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0.50% |
$10,000 |
21.58 |
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0.45% |
$500 |
21.33 |
Learn More
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Rate History: 3.75% → 0.45% |
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0.40% |
$10,000 |
18.69 |
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0.30% |
$50,000 |
22.39 |
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.20% |
$10,000 |
22.13 |
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0.20% |
$1,000 |
17.94 |
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.10% |
$10,000 |
23.14 |
Learn More
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marcus | Nov 1, 2021 worst bank ever and they racist ruth bitchell and the rest of them ban frontline workers that complain about their mistakes this only happens to blacks Read More |
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0.03% |
$100,000 |
19.20 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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