North Carolina

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Oak Ridge, North Carolina CD Rates – 18-Month

You are viewing rates from banks across Oak Ridge

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Oak Ridge, North Carolina . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Oak Ridge, NC - July 5, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.55%

$10,000

17.78

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0.45%

$10,000

22.76

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

| Aug 5, 2020

How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More

0.30%

$10,000

20.88

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0.25%

$100,000

19.98

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0.20%

$10,000

19.98

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0.15%

$100,000

13.98

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0.10%

$10,000

18.52

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0.10%

$10,000

13.98

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Oak Ridge, NC - July 5, 2025


Branch Street City State
Wells Fargo Bank, National Association
Country Club Branch
4626 Country Club Road Winston-Salem NC
Piedmont Federal Savings Bank
Peace Haven Branch
2095 Peace Haven Road Winston Salem NC
HomeTrust Bank
Arcadia Branch
8759 N. Nc Highway 150 Clemmons NC
First National Bank of Pennsylvania
Stratford Branch
161 South Stratford Road Winston-Salem NC
Pinnacle Bank
Winston Salem Peace Haven Branch
1810 North Peace Haven Road Winston Salem NC
Carter Bank & Trust
Stoneville Branch
107 South Henry Street Stoneville NC
First Carolina Bank
Reidsville Branch
604 South Scales Street Reidsville NC
First Bank
Jonestown Branch
312 Jonestown Road Winston Salem NC
First Bank
Jonestown Branch
312 Jonestown Road Winston Salem NC
Mechanics & Farmers Bank
Winston-Salem Branch
770 M.L. King Blvd. Winston Salem NC
The Fidelity Bank
Winston-Salem Branch
3306 Healy Drive Winston Salem NC
Mechanics & Farmers Bank
Winston-Salem Branch
770 M.L. King Blvd. Winston Salem NC
PNC Bank, National Association
Mount Tabor Branch
3333 Robinhood Road Winston Salem NC
Bank of America, National Association
Pavilions Branch
698 Hanes Mall Boulevard Winston Salem NC
First-Citizens Bank & Trust Company
Brookridge Branch
1199 Hayes Forrest Road Winston-Salem NC


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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