Ohio

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Sidney, Ohio CD Rates – 18-Month

You are viewing rates from banks across Sidney





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Sidney, Ohio . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Sidney, OH - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

0.76%

$10,000

12.60

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.75%

$10,000

22.37

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.60%

$10,000

11.23

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0.50%

$10,000

17.82

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.40%

$10,000

13.05

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0.37%

$500

21.57

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0.37%

$100,000

22.20

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0.35%

$500

19.84

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0.35%

$10,000

22.20

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0.30%

$1,000

17.81

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0.30%

$10,000

18.40

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0.25%

$10,000

21.65

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0.25%

$10,000

21.47

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0.25%

$10,000

17.30

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0.20%

$10,000

20.22

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0.10%

$10,000

21.58

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Sidney, OH - July 16, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
St. Marys Spring Street Branch
125 West Spring Street St. Marys OH
Civista Bank
Quincy Branch
101 South Miami Street Quincy OH
Civista Bank
Quincy Branch
101 South Miami Street Quincy OH
The Peoples Savings and Loan Company
Jackson Center Branch
707 East Pike Street Jackson Center OH
Union Savings Bank
Weston Rd Branch
14 S Weston Rd Troy OH
Monroe Federal Savings and Loan Association
Monroe Federal Savings And Loan Asso Branch
24 East Main Street Tipp City OH
Union Savings Bank
Weston Rd Branch
14 S Weston Rd Troy OH
First Bank Richmond
Piqua Branch
138 N Sunset Dr Piqua OH
The Covington Savings and Loan Association
East Main Street Branch
223 North Miami Street Bradford OH
The Huntington National Bank
West Milton Branch
25 Lowry Drive West Milton OH
Buckeye State Bank
Buckeye State Bank Branch
101 North Main Street De Graff OH
The Richwood Banking Company
Huntsville Branch
4848 Napoleon St. Huntsville OH
New Carlisle Federal Savings Bank
Tipp City Branch
5129 S County Road 25a Tipp City OH
Home Savings Bank of Wapakoneta
Home Savings Bank Of Wapakoneta Branch
1 South Blackhoof Street Wapakoneta OH
New Carlisle Federal Savings Bank
Tipp City Branch
5129 S County Road 25a Tipp City OH
The Park National Bank
1905 Versailles Branch
101 West Main Street Versailles OH
Osgood Bank
The Osgood State Bank Branch
275 West Main Street Osgood OH
Minster Bank
St. Marys Banking Center Branch
301 West High Street St. Marys OH
Greenville National Bank
Gettysburg Branch
100 E Main Street Gettysburg OH
The First Central National Bank of St. Paris
Christiansburg Branch
Two East Pike Street Christiansburg OH
The St. Henry Bank
Maria Stein Branch
8111 Ohio 119 Maria Stein OH
First Financial Bank
St. Marys Branch
130 East Spring Street Saint Marys OH
U.S. Bank National Association
Versailles Branch
1231 East Main Street Versailles OH
PNC Bank, National Association
Troy Branch
10 South Dorset Road Troy OH
Fifth Third Bank, National Association
Fifth Third Bank Branch
150 East Broadway Covington OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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